personal loan

What happens if person with personal loan/credit card loan dies of some reason without paying loan, do banks recover it from family members?

How do I ask ICICI to remove personal CIBIL enquiry? I was just trying to open digital savings account with ICICI where I entered my PAN and other personal Info but they did a personal loan enquiry on my CIBIL. Can someone please guide me what steps should I take to fix this?

I urgently need some money for medical expenses and I was looking at some Personal loan options as my Insurance has capping ...Axis is providing me a top-up loan at the rate of 11.25% though my existing loan is at 10.75%, They are saying there rate has changed 11.25% is the lowest they can...

I recently opened an account with Freo PayLater. At around midnight, I started receiving SMS from different lenders about loan applications under process which I never applied for. I checked my CIBIL score the next morning to see that multiple enquiries were made by different lenders (Incred...

Friend has an ongoing personal loan from Paytm. Lender being hero fincorp since July 23. He has always been up to date with payments infact would make the payment on Paytm app before the auto debit. Today he recieved a sms from CIBIL about changes to his report. Since he does not subscribe to...

I am going to need 2-3 Lakhs in the upcoming weeks as personal loan. What is the difference between getting personal loan from banks and money apps like CRED (CRED cash)? Which method is recommended and why? Since the amount I needed is covered within a credit card limit, can I transfer...

Hello folks, I am looking for some pre-approved loan/financial apps that will provide me with a pre-approved limit without doing any hard credit enquiry (Important) and have no foreclosure charges. I have used such apps and some do have pre-approved offers as well. Apps that I know are...

Hello @everyone, Few months ago i got pre approved offer from Axis Bank for personal loan at interest of 13% & processing fee waive off, no hidden charges. I was curious as i am not salaried person and still receiving this offer. Few years ago got similar loan using CRED at 12% interest rate...

Hello peeps I took a personal loan from HDFC bank and EMI will be auto debited from my ICICI Salary account on 7th of every month but today(7th September) it got failed due to insufficient funds and I received the following message from ICICI ECS/NACH of Rs X towards HDFC BANK LIMITED from...

I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?