personal loan

My father had an ongoing personal loan with HDB financial on which only 4 EMIs were remaining HDB financial were offering fresh loan to my father for a long time and my father opted for Rs 500000 just a few days ago.... At the time of agreement my father had explicitly mentioned to the agent...

Kotak is offering me 250 amazon voucher for income check for a pre approved personal loan. Is it ok to check? Will they disburse it if I just click the link and check?

Hi, I need a scooter loan for activa of 1.22 lakhs. Can anyone help?

Which bank provides Personal Loan easily? Tried in HDFC and Kotak but declined in both Don't wont to try and getting rejected from others so please tell me where should I apply to get approval easily Cibil is 757 on One score App Salary - 32300 Salary account - Axis only 1 month old No...

Which bank provides Personal loan for salaried individual easily? The thing is we had salary account in local co-op bank earlier but it's changed to Axis bank recently, so only one salary is credited in axis account, so it's possible to get loan with only 1 salary statement and 3 month salary...

I needed a loan of 6 lakhs, I applied for HDFC, but they are giving upto 4 lakhs. My cibil is 779 and crif is 783. I have already running a loan of IDFC bank where 2.5 lakhs is remaining. Please let me know if any bank official can help. Thank you.

Hi friends, need your guidance. I had a personal loan with Standard Chartered Bank, and in January 2025, it was transferred to Kotak Mahindra Bank as part of a loan portfolio migration. Before this transfer, my CIBIL score was 794. But after the transfer: First, SCB updated the account with...

Require PL of 20 lakhs for 5 years tenure. Opened HSBC salary account last month with first salary credited in the April month, earlier had salary account with HDFC. Loan rates: HSBC (Interest rate: 10.25%, charges 10,000 +gst) HDFC (Interest rate: 10.85%, charges 13,500 +gst) HDFC RM saying...

Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...

I’m planning to buy a pre owned car. Need 6-7L loan for that. I heard car loan for used car attracts heavy interest which is more than personal loan interest. In that case please suggest which loan is suitable and from which banks. I already have home loan from HDFC Cibil 801 ( checked Today) No...

Hey Fam! Today I received an email from Bajaj Finserv (info@smt.plusoasis.com) that - Your ₹6 Lac Loan has been accepted. I never engaged them with any sort. What should I do?

I’m planning to take a personal loan of around ₹15-20L in about a year and want to ensure I get the lowest possible interest rate. Since I don’t have any previous loans, I’m looking for best practices to improve my eligibility before applying. I’ve heard that taking small loans for shorter...

I want to take personal loan of 1 lakh and my salary comes in hdfc account but currently I don't have any pre-approved offer from hdfc. My salary comes in hdfc account but my company don't have tie up with any bank. Should I manually apply for loan online or offline with RM as I have preferred...

Hi All, My wife fell to the victim of a cyber crime for 20 lakhs by availing 20 lakhs instant loan. The incident happened on Aug 2024 and I have raised a complaint to the cyber crime brank and FIR is also issued for the same. after waiting for 90 days, the bank (ICICI) informed...

Hello Technofino Community, I currently have a home loan with ICICI Bank that was taken for purchasing an empty plot. The current interest rate on this loan is 9.4%, and I am exploring two options: Top-Up Loan: Is it possible to top up my existing home loan with ICICI Bank for additional...

Hi Team, I see cred cash is at 11.49% then idfc first money is at 13% with reducing interest rate and hdfc personal loan at 11.25% and hdfc also giving loan credit card at 11.04( but for interest we need to pay gst of 18% so not worth) I m looking for a personal loan of 5 to 10 L Both cred...

Hi, I have 1 personal loan going on in IDFC Bank, 8th of every month is the due date, EMI is automatically deducted from IDFC Savings account. I usually transfer the funds in that account before the due date, somehow I forgot to transfer the funds today and auto debit got failed. I noticed this...

Hi Everyone, I wanted to seek advise from expert members of the forum on advise and what all precautions to take while availing a Personal loan -- 1) I have talked with HDFC (10.85) and Axis (10.85) rate of interest, playing negotiation here. 2) Foreclosure post 12 months any time. 3) HDFC has...

Hello friends, I have a question. I begin my financial journey in January last year and I’m still learning it all. In April 2023, I purchased health insurance from Care, and to manage the budget I told them that I’d pay the premium on monthly basis. At that time, I’ve had Axis IOCL credit...

This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intends to list banks that offer PLCC on a pre-approved basis and the interest rate they offer to credit card holders. Such information will be useful for many credit card enthusiasts. Currently, GST (18%) is added to...