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personal loan

  1. CyberPsych

    New to loans and EMI, few questions

    I am going to need 2-3 Lakhs in the upcoming weeks as personal loan. What is the difference between getting personal loan from banks and money apps like CRED (CRED cash)? Which method is recommended and why? Since the amount I needed is covered within a credit card limit, can I transfer...
  2. ank_sh1

    What are some pre-approved personal Loan apps.

    Hello folks, I am looking for some pre-approved loan/financial apps that will provide me with a pre-approved limit without doing any hard credit enquiry (Important) and have no foreclosure charges. I have used such apps and some do have pre-approved offers as well. Apps that I know are...
  3. tryabp

    Discussion regarding personal loan for self employed person

    Hello @everyone, Few months ago i got pre approved offer from Axis Bank for personal loan at interest of 13% & processing fee waive off, no hidden charges. I was curious as i am not salaried person and still receiving this offer. Few years ago got similar loan using CRED at 12% interest rate...
  4. CreditLife

    Personal EMI Auto debit failed due to insufficient funds

    Hello peeps I took a personal loan from HDFC bank and EMI will be auto debited from my ICICI Salary account on 7th of every month but today(7th September) it got failed due to insufficient funds and I received the following message from ICICI ECS/NACH of Rs X towards HDFC BANK LIMITED from...
  5. Imanojchoudhari

    How To Get Loan Against Property Without Income Proof.?

    I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?
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