rbi

I am facing serious billing issues with American Express India, where they wrongfully deducted Credit Card EMIs for a refunded transaction and imposed unjustified charges. 🔴 Wrongful EMI Deductions on ₹28,498 Transaction Date: September 30, 2024 – Flipkart purchase of ₹28,498. Refund Date...

Hello everyone. I have taken a credit card from hdfc bank around 18 months back and I was supposed to get a amazon voucher worth 1500 rupees which I forgot about it completely but the the other day I realised that I was supposed to get a voucher and also thought even If I got the voucher it...

RBi bans new india cooperative bank for 6 month. customer cant withdraw money, wtf is going on how can customer be treated like this? RBI ke baap ka paisa hai kya.. logo ki khoon pasine ki kamai ka paisa hai... people should be able take out their money. videos are disturbing people are...

Ok so now everyone knows that RBI lifted the restriction on Kotak bank for onboarding new CC customers online. Now the first thing Kotak Bank did today at 7 AM is send me a message that your CC limit has been reduced. I mean wtf? Dnt they want to upgrade card or provide LE? Mofos are...

Hello everyone, I have been tried to apply for an IDFC First Credit Card for the past 2 years and everytime after filling Employment Details and Card2Card Details, the system throws error 'Sorry Unable to Proceed' and at the same time gets SMS as application rejected. Previously when I called...

The Reserve Bank of India (RBI) has lifted the restrictions imposed on Kotak Mahindra Bank, allowing it to resume issuing new credit cards and onboarding customers through online and mobile banking channels. The bank was directed to halt these services in April 2024 after the RBI identified...

Will my home loan interest be reduced with recent RBI ratecut ? When I emailed my home loan provider Bajaj housing finance, theresponded this and I really don't understand this. Can anyone explain?

RBI has cut repo rate by 25 bps. Source:- https://www.moneycontrol.com/news/business/rbi-cuts-repo-rate-by-25-basis-points-announces-new-rbi-governor-sanjay-malhotra-12933114.html Just wanted to know how and when will this affect the current ongoing home loans. How much time it takes to...

Hello everyone… I have received less cashback in the month of June last year on my axis bank credit card then I raised a request for the same with the bank and the bank replied that you will receive the eligible Cashback in the next billing cycle but I didn’t received the Cashback and then I...

Hello everyone, I work at Kotak Mahindra Bank and encounter an issue with an accidental emergency loan disbursed to my account on January 15th. While exploring the platform, the loan was approved and credited to my account without my intention. I immediately contacted customer care, and they...

Compensation from IndusInd Bank: ₹5000 for Lack of Email Response I wanted to share my experience with IndusInd Bank regarding their lack of response to my emails about the reward points structure. I had sent 4-5 emails requesting clarification on the monthly reward points summary, as I was...

Hi everyone, I recently had an experience with Canara Bank that left me quite frustrated, and I’d like to share it to seek advice or know if anyone else has faced something similar. I inquired about opening a savings account under the Aspire scheme at the Badshahpur branch, Gurgaon. However...

I am planning to file a complaint with the RBI Ombudsman regarding an issue I faced with OneCard. However, while filling out the complaint form, I couldn't find the exact entity name for OneCard to enter in the 'Entity Name' field.

I saw a post of IDFC bank stock price which has been fallen ~ -29% in last 1 year. Apparently the bank had disappointing last two quarters. How do I get assurance that depositing money in IDFC or in any other bank is safe or not? The DIGC insures amount only up to 5L only. Where do people with...

I registered a complaint on RBI BO almost a month ago and I have not received any communication or status update since then. The Status hasn't changed as shown in the image. While I see people complaining on RBI BO and receiving updates from banks within a few days/weeks. For me, it's dead...

I applied for AU ixigo credit card but they rejected after collecting all the information in the application. When I mailed them, they provided reason as high number of active cards. I came across following reddit thread: where OP mentions that his card was rejected due to the same reason but...

1. The Issue : We are aware of the Rewards Multiplier feature of Amex where we get 5x points on the listed merchants after 120-150 days from the date of transaction. My story is using the reward multiplier at the Tanishq website to purchase Digital Gold. I went through the T&C of rewards...

Hi Guy's, seeking advice from you guy's, I have sent a mail to OneCard Helpdesk and nodal & Grievance on 20 Dec 2024, 9:51 pm. This is what I written "Dear OneCard Help Team, I am again writing to request a conversion of my secured OneCard Ending with 5710(issued on the basis of a fixed deposit...

The Reserve Bank of India (RBI) has introduced a new Master Direction titled "Credit Information Reporting by Credit Institutions" (Circular: RBI/DoR/2024-25/125 DoR.FIN.REC.No.55/20.16.056/2024-25 Dated: January 06, 2025) These measures aim to enhance transparency, data accuracy, and customer...

RBL was offering Shoprite credit card as LTF for those who applied through Paytm. By seeing that offer i applied for RBL shoprite credit card through paytm on July 2024. The official website where i submitted the application clearly mentioned that it's an LTF card. But after card approval i...