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regalia gold

  1. L

    HDFC regalia gold upgrade from regalia first

    Recently in mycards hdfc app , found that I am offered an upgrade from regalia first to regalia gold - LTF offer but no where joining fees related details were mentioned. Same hdfc bank when I requested for free LFT regalia gold they said its not possible and i have to joining fees and annual...
  2. swanand04

    Want to upgrade to HDFC Regalia Gold from Millennia

    Hello all, I am new member here but using CC's from 10 years now. I have total 4 Cc's as follows 1. HDFC Millennia - Limit 2.9 L 2. ICICI Coral - 11.4 L Shared with all cards 3. ICICI Rubyx Master Card 11.4 L shared 4. ICICI Rubyx Amex Card 11.4 L shared I have my Salary account in the ICICI...
  3. Udeek

    CC for jewellery purchase

    I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months. My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature. Can you suggest if i should go for any other card available at my salary or gold is good? My plan is to spend 9L and...
  4. mut142

    Regalia Gold Manual LE Offer

    I had Contacted HDFC Customer Care about 3 weeks ago for LE and LTF Conversation LTF Conversion was denied and Docs were asked to be sent to Chennai I asked that the Docs be accepted via Email, but they denied. Escalated to escalation.cc@hdfcbank.com LTF was still denied, but they accepted...
  5. DEEP_RAY

    Regalia Gold Queries regarding Regalia Gold Credit Card Add-on & Card Change

    Hi TF Members, I have two quick queries regarding my HDFC Regalia Gold Credit Card: Add-on Card Billing & Limit If I apply for an add-on card for my wife, how will the billing be handled? Will the add-on card have a separate billing cycle or will it be combined with my primary card? Also...
  6. shekhar316

    Regalia Gold Issued On FD Lien

    I currently hold an HDFC Regalia Gold credit card on the FD lien When I tried applying for the Swiggy HDFC card, my application was rejected with the reason that card cannot be issued since my existing one on FD lien. However, in cibil report it shows as unsecured card. The bank suggested that...
  7. M

    HDFC Regalia Gold vs Axis Atlas

    I tried to compare Regalia Gold and Atlas with some numbers (which is derived from my spending pattern) using Chat GPT. My prompt is the following Can you compare HDFC Regalia Gold and Axis Atlas - Compare the features - Compare Exclusions - Calculate the rewards in INR and reward percentage...
  8. akiratoriyama

    DCB Regalia Gold to DCBM approved. What now?

    Hdfc agreed to upgrade my regalia gold to dcb metal. Can someone tell me whether I can use the smartbuy ka 5k ka coupons (I have 2 of them for milestone on regalia gold) for DCB Metal later on? Also what should I do with my 65k ish points on regalia gold? I'm assuming they'll be halved when I...
  9. Rajx99

    Regalia Gold Can I Get HDFC Regalia Gold LTF based on TRV

    Can I get the HDFC Regalia Gold cc as LTF based solely on a TRV of ₹25 lakhs+ in mutual funds or stocks, without any salary income or fixed deposits?
  10. T

    Query Regarding HDFC Regalia Gold Secured CC (FD Backed)

    Hello Technofino Community, I have been a long time reader of the forum and I decided to create an account because I had some queries regarding applying for a HDFC Regalia Gold Credit Card through the FD backed route. This will be my first credit card. 1. I Don't have any credit...
  11. Vickyakhan555

    HDFC Power Biz Vs Regalia Gold vs Bonvoy CC for Domestic Lounge?

    I am getting offer to upgrade my LTF Business Regalia to paid Power Biz cc? Is Bonvoy credit card on Diners network good for domestic lounge? Or regalia gold? As I heard Diners card acceptance in domestic lounge across india is not good. Kindly suggest
  12. BCh

    Question regarding Regalia Gold welcome benefits

    I got Regalia Gold LTF 2 months back and spent 95k so far. In 'Spend Promo Details' section apart from usual ones (100k within 90 days, Quarterly and annual targets) the following targets are shown: Regalia Gold Welcome Benefit Upg 25 Regalia Gold Welcome Benefit Upg 50 Regalia Gold Welcome...
  13. MADHAN1974

    Regalia Gold Regalia gold pp

    Dear all Any one facing any issue in applying priority pass for add on card. Currently Hdfc credit card customer telling We have liaised with the concerned department and regret to inform you that we are currently unable to process your request for Priority Pass card due to a temporary...
  14. R

    Dcb Regalia gold against 5L FD worth it ?

    Hi, Visited hdfc branch in tier 3 city I wanted to get good card by opening FD bank account. I have neu plus and Swiggy no core card. I was told on 5 L FD they can offer DCB/Regalia gold secured. I think they are offering at lower FD than other branches? Should I consider this offer is it any...
  15. s4techco

    Upgrading from Regalia Gold to DCB Metal - Acceptance for Offline POS in India? (Seeking Suggestions)

    Hi everyone, I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its...
  16. psmangat5

    Regalia Gold Upgrade from LTF Millennia to FYF Regalia Gold

    I am having LTF millenia and getting offer to Upgrade it to FYF Regalia Gold. Should I consider the offer? I don't use Lounge Access which is given by Regalia Gold . Please help me choosing.
  17. financewizard

    Should I opt in for Infinia paid from REgalia Gold LTF

    I’m an HDFC Imperia customer and dual LTF cards (Regalia & TATA NEU Infinity) with a shared limit of 15 lakhs. Currently my RM is saying that they can offer Infinia for me via offline processing from bank (upgrade offer is not shown online). If will be a paid Infinia metal card. While I insisted...
  18. G

    Regalia gold ltf offer... Worth it?

    Hi techno fino members, I am getting a ltf offer for regalia gold. Is it worth taking this card as upgrade from regalia? Requesting team members' opinions
  19. manansolanki334

    Should I Upgrade to HDFC Regalia Gold LTF from HDFC millenia

    I’m currently using the HDFC Millennia Credit Card and recently got an email from HDFC offering a free upgrade to the HDFC Regalia Gold (Lifetime Free). I’m not sure if it’s worth upgrading. Has anyone here used the Regalia Gold LTF? Is it better than Millennia in terms of rewards and...
  20. R

    Regalia Gold HDFC Regalia gold credit card LE options.

    Hi Team, Currenlty i'm holding HDFC Regalia gold card with 5.85L limit. In last 6 months my spends was more than 10L. I'm HDFC Prefeered banking customer banking with 1.75L net salary credit. and family banking. My wife getting 1L net salary credit to HDFC account. Have 5L(2.5 + 2.5L) FD...
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