I have been a user of my current regalia card for the past 5 years and so far I haven't gotten an upgrade offer to Regalia Gold, How can I go about asking for an upgrade?
Context
I hold multiple credit cards: ICICI Sapphiro and Amazon Pay (7.5L), HDFC Regalia Gold (4.1L), Axis MyZone and Horizon (4L), and IDFC First Select (3.78L).
I have upcoming expenses exceeding ₹10 lakhs and want to route as much spend as possible through my credit cards to maximize reward...
So, for a long time now, I had 3 HDFC bank CC: HDFC Moneyback+ (my first CC), Swiggy and TATA Neu Plus. I never got any LE or any upgrade offers up until a few weeks back when I saw some offers to upgrade to HDFC Biz Grow (Paid). So, I obviously didn't heed any mind to it as this was really not...
Has anyone here managed to upgrade from HDFC Millennia Diners to Regalia Gold recently?
I’ve been an HDFC customer for 10+ years, hold a salary account, have a ₹5L limit, and ₹2L+ monthly salary credit. So I meet Regalia Gold’s criteria. Still, HDFC keeps saying “no upgrade offer available” and...
I am planning to book an airticket using hdfc regalia gold card , in the statement i saw that as a part of regalia gold card - HDFC ergo insurance is provided for travel .
I did checked the tnc here...
Where can i find the benefits available for regalia gold LTF .
Recently upgraded my card from regalia first to gold - life time free.
Pamphlet says that within 90 days if i spend 1 lac, i get some vouchers other than that nothing else is mentioned .
I already have a priority pass issued to...
Recently in mycards hdfc app , found that I am offered an upgrade from regalia first to regalia gold - LTF offer but no where joining fees related details were mentioned.
Same hdfc bank when I requested for free LFT regalia gold they said its not possible and i have to joining fees and annual...
Hello all,
I am new member here but using CC's from 10 years now. I have total 4 Cc's as follows
1. HDFC Millennia - Limit 2.9 L
2. ICICI Coral - 11.4 L Shared with all cards
3. ICICI Rubyx Master Card 11.4 L shared
4. ICICI Rubyx Amex Card 11.4 L shared
I have my Salary account in the ICICI...
I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months.
My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature.
Can you suggest if i should go for any other card available at my salary or gold is good?
My plan is to spend 9L and...
I had Contacted HDFC Customer Care about 3 weeks ago for LE and LTF Conversation
LTF Conversion was denied and Docs were asked to be sent to Chennai
I asked that the Docs be accepted via Email, but they denied.
Escalated to escalation.cc@hdfcbank.com
LTF was still denied, but they accepted...
Hi TF Members,
I have two quick queries regarding my HDFC Regalia Gold Credit Card:
Add-on Card Billing & Limit
If I apply for an add-on card for my wife, how will the billing be handled?
Will the add-on card have a separate billing cycle or will it be combined with my primary card?
Also...
I currently hold an HDFC Regalia Gold credit card on the FD lien When I tried applying for the Swiggy HDFC card, my application was rejected with the reason that card cannot be issued since my existing one on FD lien. However, in cibil report it shows as unsecured card. The bank suggested that...
I tried to compare Regalia Gold and Atlas with some numbers (which is derived from my spending pattern) using Chat GPT. My prompt is the following
Can you compare HDFC Regalia Gold and Axis Atlas
- Compare the features
- Compare Exclusions
- Calculate the rewards in INR and reward percentage...
Hdfc agreed to upgrade my regalia gold to dcb metal. Can someone tell me whether I can use the smartbuy ka 5k ka coupons (I have 2 of them for milestone on regalia gold) for DCB Metal later on?
Also what should I do with my 65k ish points on regalia gold? I'm assuming they'll be halved when I...
Hello Technofino Community,
I have been a long time reader of the forum and I decided to create an account because I had some queries regarding applying for a HDFC Regalia Gold Credit Card through the FD backed route.
This will be my first credit card.
1. I Don't have any credit...
I am getting offer to upgrade my LTF Business Regalia to paid Power Biz cc?
Is Bonvoy credit card on Diners network good for domestic lounge? Or regalia gold?
As I heard Diners card acceptance in domestic lounge across india is not good. Kindly suggest
I got Regalia Gold LTF 2 months back and spent 95k so far. In 'Spend Promo Details' section apart from usual ones (100k within 90 days, Quarterly and annual targets) the following targets are shown:
Regalia Gold Welcome Benefit Upg 25
Regalia Gold Welcome Benefit Upg 50
Regalia Gold Welcome...