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regalia gold

  1. N

    Regalia Gold Preferred banking customer, switch Regalia Gold card to LTF?

    I'm a preferred banking customer and I've got more than the required average balance. Any chance I can switch my Regalia Gold card to LTF?
  2. jatinbhatia2055

    Calculating Regalia Gold Returns on AGV

    Hi, I was checking the return we receive on purchasing AGV from Payzapp for my Regalia Gold CC. For an amount of : 1000 Processing charges: 35.4 Total Paid: 1035.4 Rewards points(as per Payzapp for Regalia card) : 24(Regular)+ 96(Bonus) = 120 On Redemption the value goes : 60(0.5 per reward...
  3. prankster

    Regalia Gold Regalia Gold LTF real or fake?

    So I have been patiently waiting for a better card from HDFC and finally this morning I got a notification about Regalia Gold LTF. But when I opened and tried to apply, it is showing fees. Will it be LTF if I apply? Also checked on Xpressway, all cards are shown as paid there.
  4. crednoob

    HDFC Regalia Gold Payzapp & Rewards Maximize

    Can anyone clarify that what will be the effective return if we buy vouchers from payzapp by regalia gold credit card? How to maximize the HDFC Regalia Gold cards return if we want to purchase vouchers?
  5. Indrajeet100

    Which card to use post Regalia Gold and Amex Travel milestones

    I had upgraded to Regalia Gold 5months back and have almost done 7.5lacs spend. Deliberately stopped spend as don't need smartbuy flight voucher as of now. Also done 4lacs on Amex Travel due for renewal in March 25. So no more milestones to be achieved. RG has limit of 4lacs only. I tried...
  6. S

    HDFC Regalia Gold for gold purchase

    Hi, I am planning to buy some gold jewellery of around 2 lakhs from Malabar Gold (because of they low making charges as compared to Tanishq). I am planning to use the Regalia Gold CC for this purpose but I couldn't find any information on if jewellery purchases qualify for rewards points. I also...
  7. pranav__agr

    Got a first year free regalia gold offer, how to convert it to LTF offer or should i take FYF?

    Have a limit of 5.2 lakhs and have a paid millinea card just got an offer for an upgrade. already mailed customer service they denied it. have raised it with Grievance.Redressalcc@hdfcbank.com, but no luck talking to RM is useless. shall i take FYF or keep on escalating and wait till LTF is...
  8. DeadFella

    Regalia Gold Regalia LTF to Regalia Gold LTF - Bank's mistake of words in MyCards app.

    I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is...
  9. cardio_guy

    Need Suggestion for Regalia Gold or DCB

    Hello friends, I am moving my salary account from ICICI to HDFC. (Because ICICI silently downgraded my account from Wealth Management to Privilege. Even my ICICI debit card will become chargeable. There is no point in continuing in ICICI with no other benefits and least rewarding cards.) Now...
  10. bsc0008

    Suggest me a replacement for Regalia Gold

    Hi All, I've been dealing with HDFC Bank as my primary Banker for last 12 years and increasingly getting frustrated with their deterioting service level (including banking as well as credit card department). On top of that, I've tried all the available ways to upgrade my existing Regalia /...
  11. msd07

    Regalia Gold HDFC Regalia Gold - Milestone benefit issue

    I had to spend 30K before 28th Sep to get 5000 smart buy voucher as milestone benefit and did transaction on flipkart on 26th Sep. The transaction date was 26th but it posted into statement as 28th Sep. Now that amount is showing in the next year benefit cycle and not in the previous year cycle...
  12. U

    Regalia Gold change in welcome offer

    Dear Ujjwal, We’re excited to bring you new benefits on your HDFC Bank Regalia Gold Credit Card! Starting 1st November 2024, your card's Welcome Benefits will now include a Swiggy One Annual membership, replacing the current Club Vistara Silver Tier membership. What does this mean for you...
  13. C

    HDFC Regalia Gold and HDFC Rupay UPI Spend Limit Information

    I have both HDFC Regalia Gold and HDFC UPI Credit Card. I know that the credit limits of both the cards are shared and the Credit Limit of Regalia is also applicable for UPI Card. What I am NOT able to find anywhere is IF I spend "X" on HDFC UPI Card and "Y" on HDFC Regalia Gold card, will the...
  14. A

    Infinia Need help of HDFC agent or RM regarding credit card application in delhi

    I am looking to apply for HDFC credit card need help from a HDFC agent or RM based Delhi or any other place that can help. Please DM will really appreciate that
  15. lone_warrior_ind

    HDFC Regalia Gold Credit Limit

    Hi, I recently Recieved Regalia Gold card, but credit limit i received is only 1.5L, I am holding other card with 15L limits & draw 2.3L salary Per month, I sent my salary slips, ITR files to increase limit, but no luck, Now I have used 75K out of 150K which means more than 50% credit...
  16. D

    Regalia Gold Limit Increase for Regalia Gold after 6 months

    Hi All, I got Regalia Gold in the month of March-2024(16th March) and have been using it since then, I have completed the milestones and have already spent a little over 4 Lac since then, the limit I was offered then was 1.5L, I was short of limit last month and had to top-up money on card to...
  17. D

    Regalia Gold Limit Increase for Regalia Gold after 6 months

    Hi All, I got Regalia Gold in the month of March-2024(16th March) and have been using it since then, I have completed the milestones and have already spent a little over 4 Lac since then, the limit I was offered then was 1.5L, I was short of limit last month and had to top-up money on card to...
  18. F

    Regalia Gold LTF

    I am using ICICI bank as my main A/c maintaining 6-7lacs amb. They didn't offer me any good card. So I thought to shift to HDFC bank so I can get regalia gold. I contacted two RMs for it. Don't know who is the one telling the truth. 1. Father's RM (HDFC Preferred A/C holder) He asked me to open...
  19. Tylerdurden

    Regalia Gold LTF upgrade to Regalia gold

    Currently I hold millennia ltf and now I have been offered Regalia gold as LTF. I also hold SBI cashback card offering similar benefits of millennia. Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.? If I dont opt for this upgrade will they offer a...
  20. maynigam

    How to convert Regalia Gold to LTF

    Hello guys. My card renewal is due next month (was FYF) and I would like to convert it to LTF or atleast downgrade the card to some other LTF card. I have Swiggy LTF and Tata Neu Infinity FYF also. I have minimal spends on these cards in past year. I am having a high NRV in form of saving bank...
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