regalia gold

Hi I get a pre approved regalia gold for first year free from my regalia ltf, can I get gold regalia ltf, any process or hacks to get gold regalia ltf

I have seen it multiple times, but still want to recheck, How can i pay Utility bills via Regalia Gold. One way is Apay via smartbuy but that incurs 2.5% GST, Is it still worth it?

A very naive question, but would appreciate if anyone could clear this doubt. :hehe: As we all know, we have monthly limits to vouchers that we can buy on SmartBuy. So, can I use my friend's smartbuy to buy amazon vouchers using MY HDFC Card. And Will I get accelerated RPs on my card for the...

Hi, I have been using the Hdfc MoneyBack Credit card for last 6 years which I have received as LTF with my salary account. Now I received an upgrade offer to paid Regalia Gold without LTF. I have called my RM to checked whether it's possible to get this card as LTF. But he said he can do FYF but...

Hello friends, I am getting upgrade option from LTF millenia card to FYF regalia gold, should I take it? Few things- both millenia and regalia gold are useless to me, my queries are - ultimately my goal is to get infinia, so is getting a regalia gold an important milestone towards getting...

I'm currently using the Infinia Credit Card, which offers accelerated rewards on Gyftr. However, I've noticed that most of the vouchers are capped at ₹10,000 per month. Due to this cap, a significant portion of my spending falls into the normal category, earning only 3.33% rewards. I'm looking...

Hello, I'm trying to decide among the following cards - HDFC Regalia Gold (paid, most probably back as Amazon GV) - ICICI Emeralde Metal (12.5k, back as reward points) - ICICI Sapphiro (LTF) - HDFC Diners Black (paid) I stay in Bangalore and my air travel mostly involves 5-7 domestic trips a...

I recently upgraded to the Regalia Gold credit card but currently have a relatively low credit limit of 5 lakhs. Previously, my credit limit was increased from 1.94 lakhs to 5 lakhs on my Millennia card in June 2024. Over the past two months, I have spent approximately 4.4 lakhs on the new card...

I got offer to Regalia Gold LTF and IOCL LTF. Which one to choose. I fuel for 2.5k in a month. Mostly buy things online. Never did air travel. Never in near future. Which one should I choose? I'm not in dire need for CC

I recently got LTF upgrade to Regalia Gold. The Welcome benefits of Club Vistara Silver Tire & MMT Black are unlocked only if I spend 1L in the first 90 days of activation. I do not foresee any major spending from my end in the Shopping or Travel categories. The only major places I will be able...

Hi HDFC is offering LTF upgrade to Regalia Gold credit card on my existing Millenia Card. My Millenia is also LTF and has limit of 3.46L Should I consider taking the offer or is it better to stay on Millenia ? What are your suggestions?

Hello, Currently I hold HDFC neu infinity LTF I contacted my RM to get Regalia gold LTF (at least FYF)…. Initially he asked my employer name, it is there in their corporate tie up list…. Asked my salary… and then confirmed that I will easily get Regalia gold LTF However, today he is saying...

Is it a viable option to pay the income tax of me and my family members to hit the 7.5L spends criteria required for Infinia? I have a regalia gold with a limit of over 8L. Right now, I am short 2L and by the time I have to pay the taxes it will be about 3.5L. Will this be an issue for HDFC...

Title. I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3%...

Had Old HDFC Card: Had ₹1 lakh limit in Millenia, requested increase but denied. Closed card and reapplied via C2C after 6M with Rs 15L Magnus Statement, only got Moneyback card offer. Recently pre-approved for ₹1.34 lakh limit, but want a higher limit card. Strong credit profile: HDFC...

I have made certain spends which were done on March 30 & 31 . However, these were not considered for quarterly milestone reward. What shall be the steps to get quarterly milestone reward and ensure correct calculation. Also that the benefits page says spend for quarter not says settlement for...

Hello Readers, I would like to throw some light on one unique benefit added in new Regalia Gold card. The benefit called by HDFC is "Complimentary Airport Drop voucher when ticket is booked on Smartbuy using Regalia Gold credit card". HDFC just call it a Airport drop voucher but it is more than...

I am using HDFC Regalia Gold, was issued to me in Aug 2023 and I have spent 4 Lac + in 6-7 Months which makes it next year free but is there any way I can convert it to LTF. I have a preferred bank account and maintaining more than 5L for almost a year now.

I am a long term HDFC Customer and today when I checked my pre-approved cards, Regalia Gold is showing as Lifetime free. But when I click on details. It shows spend waiver. Please confirm if it is truly unconditional LTF or conditional based. Please check images.

Is it meaningful to upgrade my Regalia card to Regalia gold? Got an email from HDFC to upgrade the card with no joining fees. Don’t know if it’s worth moving from LTF to FYF with very low usage.