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regalia gold

  1. financewizard

    Spending Options for HDFC Regalia Gold Welcome Benefits

    I recently got LTF upgrade to Regalia Gold. The Welcome benefits of Club Vistara Silver Tire & MMT Black are unlocked only if I spend 1L in the first 90 days of activation. I do not foresee any major spending from my end in the Shopping or Travel categories. The only major places I will be able...
  2. S U D O

    Regalia Gold HDFC is offering upgrade from Millenia to Regalia Gold LTF.

    Hi HDFC is offering LTF upgrade to Regalia Gold credit card on my existing Millenia Card. My Millenia is also LTF and has limit of 3.46L Should I consider taking the offer or is it better to stay on Millenia ? What are your suggestions?
  3. diptarkaroy

    Regalia Gold Help needed - Regalia Gold LTF

    Hello, Currently I hold HDFC neu infinity LTF I contacted my RM to get Regalia gold LTF (at least FYF)…. Initially he asked my employer name, it is there in their corporate tie up list…. Asked my salary… and then confirmed that I will easily get Regalia gold LTF However, today he is saying...
  4. L

    Paying Income Tax using CC to hit spend criteria for Infinia

    Is it a viable option to pay the income tax of me and my family members to hit the 7.5L spends criteria required for Infinia? I have a regalia gold with a limit of over 8L. Right now, I am short 2L and by the time I have to pay the taxes it will be about 3.5L. Will this be an issue for HDFC...
  5. L

    Do wallet loads using credit cards like payzapp count towards the 7.5L spend criteria for Infinia?

    Title. I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3%...
  6. A

    Need Help in Getting HDFC Credit Card with Decent Limit

    Had Old HDFC Card: Had ₹1 lakh limit in Millenia, requested increase but denied. Closed card and reapplied via C2C after 6M with Rs 15L Magnus Statement, only got Moneyback card offer. Recently pre-approved for ₹1.34 lakh limit, but want a higher limit card. Strong credit profile: HDFC...
  7. S

    Quarterly milestone reward not given in regalia gold

    I have made certain spends which were done on March 30 & 31 . However, these were not considered for quarterly milestone reward. What shall be the steps to get quarterly milestone reward and ensure correct calculation. Also that the benefits page says spend for quarter not says settlement for...
  8. K

    Regalia Gold Regalia Gold complementary Airport Drop benefit decoded

    Hello Readers, I would like to throw some light on one unique benefit added in new Regalia Gold card. The benefit called by HDFC is "Complimentary Airport Drop voucher when ticket is booked on Smartbuy using Regalia Gold credit card". HDFC just call it a Airport drop voucher but it is more than...
  9. Alex292929

    Regalia Gold LTF Regalia Gold?

    I am using HDFC Regalia Gold, was issued to me in Aug 2023 and I have spent 4 Lac + in 6-7 Months which makes it next year free but is there any way I can convert it to LTF. I have a preferred bank account and maintaining more than 5L for almost a year now.
  10. vishp

    HDFC Regalia Gold Truly LTF??

    I am a long term HDFC Customer and today when I checked my pre-approved cards, Regalia Gold is showing as Lifetime free. But when I click on details. It shows spend waiver. Please confirm if it is truly unconditional LTF or conditional based. Please check images.
  11. Legionomous

    Regalia vs Regalia gold

    Is it meaningful to upgrade my Regalia card to Regalia gold? Got an email from HDFC to upgrade the card with no joining fees. Don’t know if it’s worth moving from LTF to FYF with very low usage.
  12. C

    Millenia to Regalia Gold upgrade. What happens to the reward points?

    Hey all, first post here! :) I just got an upgrade from my LTF Milennia to FYF Regalia Gold. My RM told me that my Milennia points would get transferred to RG, but didn't tell me the conversion ratio (if any). Considering that on Milennia, the CB points were worth 1:1 and RG has various tiers...
  13. shutapdiya

    Regalia What will happen to Discontinued Card (Regalia/ Regalia First) on expiry?

    will HDFC bank issue Regalia Gold/ Millenia when Regalia/ Regalia First expire? Anyone with similar experience? My RM (whom I dont trust) told me it will be renewed as per existing card only My card is valid till June 2024
  14. the_collector

    Need suggestion for LTF HDFC Regalia/Gold

    Hey Guys, This being my first post here, please ignore any mistakes. So I have been trying to get my hands on a HDFC card for a while now, but I have not been able to as everytime i apply online, it only suggests moneyback. I have multiple cards with APAY/Platinum ICICI having the highest...
  15. Heisenberg37

    Update on C.L of HDFC Regalia Gold upgrade

    Hi Guys I recently i recently asked the grievance cell to upgrade my 2 months old MB+ to Regalia Gold as i thought i qualify the floor limit for that card which is 3,00,000. I mailed the grievance they denied saying internal parameters and stuff Then i asked the reason they said credit card...
  16. tarunrana238

    Diners club privilege to regalia gold. Upgrade or downgrade ?

    Is it worth to upgrade from diners club privilege to hdfc regalia gold ? Or I should ask upgrade from diners club privilege to diners club black ?
  17. CC_Exuberant

    Infinia HDFC SPC Approval process guidelines for INFINIA DCB Regalia Gold

    Please find all terms and conditions and approval process for all deviation on income / eligibility or spends conditions. Edit : Confirmed with multiple sources and RM , this is 💯 percent genuine !
  18. miteshbanka

    HDFC Regalia Gold LTF

    I got call from an HDFC bank executive, who told she will get me A HDFC Regalia Gold card for life time free. I have asked for written confirmation of the same on my email from their official HDFC mail id. But is it legit, can the card be given for LTF? I never had a HDFC card before, I don't...
  19. 1

    Any update on HDFC + Apple Card or Apple Pay?

    Hi Everyone, Do you guys have any update on HDFC Apple Pay card? Any HDFC insider here who may share some timeline? I have couple of young professionals in my circle, who I encouraged to get themselves starter credit cards (LTF). Somehow, I still see so many of us Indian's think of credit...
  20. D

    LTF Regalia Gold Vs Millennia (Paid)

    I've called my RM to check whether I have any ongoing offers for Credit card, he said that I'm eligible for Regalia Gold LTF, even though it's saying FYF in my application, I have asked him to check any offers for Millennia, he's saying to take the Regalia Gold as it is Super premium card also...
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