reporting

Recently my AMEX, SBI and HSBC application were rejected due to infamous "internal policy" reason, after filing a complaint to RBI ombudsman it turns out that I was overleveraged even though my existing credit mix <4 Lakh so I checked my CIBIL profile and it turns out Indian Bank has reported my...

I am 19 years old.I have hdfc credit card with limit of 50000 in my name.I took od against FD and took the od money and i don't know how to repay the od against FD.I started using that savings account after 3 months and it was reported in my cibil as delayed payment of 2 months by 91 days...

In order to protect my CUR iam trying to make credit card bill payments before bill generation date and no one is allowing me to pay ... i tried canara, sbi, jiofin etc etc they are asking to enter the amount which is below the last generated amount which is 0 I can still be able to make...

Assuming that I cross the limit of 10L for it and the bank has to report it to AIS, so which transactions out of the below will be part it ? Transaction 1: Expenses of 50k but the product was returned and the merchant refunded the whole amount. Everything happened before statement is...

Hello everybody I made a thread earlier to know about the impact of this payment reporting. Now let's start: I had 4 Paytm postpaid accounts facilitated by Aditya Birla Finance from 2021 to 2023. Below are the details of the accounts: 1. Date of Last Reporting: 31-05-2024 Status...