Hi,
First post on the forum 😊
I am an HDFC Imperia customer and had a DCB plastic cc which was FYF. Then in second year I met the 5L spend criteria and got the fee waived off. But in the third year I could not meet the 5L criteria and had only spend about 3L. So, I sent an email to “hdfc cc...
I received a call from an agent saying he was from SCB (Standard Chartered Bank). I told him that I thought I couldn't get a credit card because I'm self-employed, but he said I could. I was surprised and said I’d apply online instead. He insisted that using his code would help get the approval...
So I was just calculating the reward rate of Infinia vs DCB Metal.
Infinia does not have quarterly milestone of 4L - present in DCBM.
Most of the other things are same across both cards - except may be Infinia has higher SmartBuy limits.
This is based on the kind of spends I myself do.
My BoB Snapdeal CC statement was generated today, and I observed that reward points were earned for this month. They are all showing as redeemed, but there is no reward point redemption from my side. Also, there is one UPI transaction for which reward points are not credited.
Reward points...
Feel free to share your experiences! I'm curious if anyone has received reward points (RP) for paying their Amex bill using Amazon wallet (loading via debit card) or PayZapp. I used IDFC, but no points so far. Planning to check the MCC—anyone else had luck with this?
I have been using multiple CCs but I planning to use Google nfc on my new phone(or samsung because I heard google wallet has bugs).
Does my credit cards reward structure remain same because I heard that my card info doesn't get shared because of security and merchant doesn't get my real card...
Hi folks,
Infinia gives 5x reward points of booking MMT holiday package on Smartbuy. The package I'm interested in has BookNowPayLater option where it can be booked by paying just Rs1 now and paying the remaining amount later (1 week before the tour). If I choose the pay later option and...
There is a booster offer going on for Yes Bank reward points where you will get Rs. 0.20 for every 1 reward point (Usually it is 0.10) in Pay with rewards.
App: Snapay
Payment option: Pay with Rewards
Utility payments--> Add beneficiary account number -->Enter Amount --> Select any...
Hi Team , I changed my billing cycle of millennia credit card from 17th to 2nd of every month to make calculation easy.... So whatever transaction I do during the month, it's gets credited in the next month 2nd date. But this time on 26th Sep. I did a transaction of 30k on Flipkart during the...
I received my Millennia CC statement just now. I did 2 spends mainly. 1 offline where I always got 1% cashpoints and other online for Amazon GC purchase. As both merchants eligible for their 1% and 5% category rewards, I should have got them in this statement. (transaction dates 6th Sept and...
In my opinion Indusind Amex Epay is worst.
What is your opinion on Credit Cards from other banks, which offer lesser RP than this or have a trickier reward structure, please do comment.
About Indusind Amex Epay here it goes.
Yesterday I got Indusind Amex Epay Card on LTF basis via Split...
onecard is not providing reward points on education fee payments since august. Also they transferred education fee payments to transfer category. so no reward points and 1% charges if it crosses above 10000 per month.
I paid education fee of 35000 on august but did not receive reward points and...
I hold an HDFC Bank Credit Card and an Amex Credit Card. If I pay these bills using my Axis Bank Burgundy Debit Card, will it earn me Edge Reward points? I’m curious about the current situation after the recent devaluation of the Burgundy debit card. Can anyone confirm? Thanks.
I have accumulate 4500 reward points on my credit card. What is the Best use (maximum conversion) of SBI Reward Point.
Should I redeem it by converting to cash?
IDFC has sent me this offer some week ago. I tried searching in the forum but it was not there. So posting this offer. It is user specific. Below are the details of the offer.
The link is : 10x Reward points Offer IDFC Wealth and Select on Rental and utility
Offer Validity : 15th Sep’24 – 15th...
So basically my wife has SBI Prime Lifestyle Homecentre variant. She has like 40K points but redemption option missing and catalog is empty. Any idea how to redeem ?