savings

Hello all 👋 I’m exploring options for a new savings account and came across Deutsche Bank India. They offer: https://www.deutschebank.co.in/en/advantage-banking/regular-savings-account.htmldeutsche bank india zero balance account - Regular Savings Account – seems to come with standard...

I already have an FD in HDFC and I want to open the GIGA savings account but my online application got rejected and they asked me to visit the branch. When I visited the branch they said as you already have a customer ID and are not a new customer you cant open GIGA account. Is this how it...

I’m planning to open an HSBC savings account. From what I understand, if I place a fixed deposit of ₹1.5 lakh, the account will effectively function as a zero-balance account. Could you clarify if holding an HSBC savings account provides any advantage in getting pre-approved for the Live+ or...

I have a Canara bank branch 3 kms from my home. Today I visited the bank branch to get an account opened. After looking at the address in my aadhar card, the bank staff member asked me if I don't have a bank close to my home (3 km form there). I said I do have banks there but not Canara bank...

Does HDFC bank issue free debit cards to both the account holders, if Savings Max account is held jointly by them? If Yes, are we allowed to have Millennia DC for one account holder and Platinum DC for another account holder?

Hello TF members, Was anyone able to open 811 account when the you had already closed non-811 account earlier? I am trying to open 811 account and it shows existing customer error due to CRN existing. I checked by visiting branch, they are saying I can open any other account except 811, it's...

Hi TCFers, My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my...

Hi , I already hold hdfc and idfc bank savings account for different purposes. HDFC is for salary and idfc for investments. Now I wanted a zero balance account for daily upi spends, with free debit card preferably from a psu. So I selected SBI insta plus account that comes with free virtual...

ICICI Bank’s updated Schedule of Charges introduces a major shift for metro and urban customers: The Minimum Monthly Average Balance (MAB) for new Regular Savings Accounts is now ₹50,000. Check Link- https://www.icicibank.com/interest-rates#service-charges What makes this change more...

ICICI savings account (From August 2025 onwards) Minimum monthly average balance (MAB): Metro and Urban locations - ₹ 50,000 Semi-urban locations - ₹ 25,000 Rural locations- ₹ 10,000 Program Eligibility & Criteria Customer enrolling into the program needs to maintain the following criteria...

Which savings accounts offer free money by doing spends on their debit cards or any other way? One of the example could be HDFC Millenia dedit card: ₹400/month by loading ₹40k in Amazon Pay wallet and transferring it back. Any other savings accounts like this?

I have a 25K MAB account with IDFC. I reached out to their customer care for account closure link (since I have IDFC select credit card and looking forward to getting 0 MAB account offer in future) but they said that they have stopped that service since last few months and it can only be done...

I had this as a salary account till 2022 and then moved onto HDFC while changing employer. My monhtly average balance in this ICICI account is 5-6k because I thought I might face extra charges after salary account status discontinuation. Recently, I heard PSU banks are removing charges for...

Back Story- I have always been a one mobile person and hated carrying 2 mobiles. Back in 2011 I got a office sim and a phone and I slowly moved all savings accounts, credit cards, Aadhar, Pan, and every possible thing to my official number. After 14 years, during the last 1 month of recovery...

Hi I have an existing M4b credit card thanks to my magnus savings account. I want to get a M4b credit card for my wife as well as I reach the 2L group A capping for my reward points based on the spends I have. She doesn't work anymore so salary credit is not possible. 1. What will I need to...

Typically banks doesn't allow closing any Savings or Current bank account online while account opening is seamless and can be done online within minutes. RBI doesn't have any clear directives on opening an account or suggests any criteria/rules/regulations. I faced similar kind of issues with a...

Offer is Exhausted!

I have Infiniti savings account from HDFC Bank but there is NO benefit. I asked for 1. Free Locker: It is not available 2. Current Account with favorable forex rates: Offered only 5 paise rebate 3. Demat Account with favorable Brokerage: They offered sky but refused to offer any benefit in core...

So an employee of axis is bugging my dad to get axis Burgundy savings. My dad asked her to make one in my name. We own a business, and need a lot of cash to run it, I can arrange 5 lakhs for a day but maintaining 10 lakhs in my bank account everyday is not possible, because i can use that money...