savings

ICICI Bank’s updated Schedule of Charges introduces a major shift for metro and urban customers: The Minimum Monthly Average Balance (MAB) for new Regular Savings Accounts is now ₹50,000. Check Link- https://www.icicibank.com/interest-rates#service-charges What makes this change more...

ICICI savings account (From August 2025 onwards) Minimum monthly average balance (MAB): Metro and Urban locations - ₹ 50,000 Semi-urban locations - ₹ 25,000 Rural locations- ₹ 10,000 Program Eligibility & Criteria Customer enrolling into the program needs to maintain the following criteria...

Which savings accounts offer free money by doing spends on their debit cards or any other way? One of the example could be HDFC Millenia dedit card: ₹400/month by loading ₹40k in Amazon Pay wallet and transferring it back. Any other savings accounts like this?

I have a 25K MAB account with IDFC. I reached out to their customer care for account closure link (since I have IDFC select credit card and looking forward to getting 0 MAB account offer in future) but they said that they have stopped that service since last few months and it can only be done...

I had this as a salary account till 2022 and then moved onto HDFC while changing employer. My monhtly average balance in this ICICI account is 5-6k because I thought I might face extra charges after salary account status discontinuation. Recently, I heard PSU banks are removing charges for...

Back Story- I have always been a one mobile person and hated carrying 2 mobiles. Back in 2011 I got a office sim and a phone and I slowly moved all savings accounts, credit cards, Aadhar, Pan, and every possible thing to my official number. After 14 years, during the last 1 month of recovery...

Hi I have an existing M4b credit card thanks to my magnus savings account. I want to get a M4b credit card for my wife as well as I reach the 2L group A capping for my reward points based on the spends I have. She doesn't work anymore so salary credit is not possible. 1. What will I need to...

Typically banks doesn't allow closing any Savings or Current bank account online while account opening is seamless and can be done online within minutes. RBI doesn't have any clear directives on opening an account or suggests any criteria/rules/regulations. I faced similar kind of issues with a...

Offer is Exhausted!

I have Infiniti savings account from HDFC Bank but there is NO benefit. I asked for 1. Free Locker: It is not available 2. Current Account with favorable forex rates: Offered only 5 paise rebate 3. Demat Account with favorable Brokerage: They offered sky but refused to offer any benefit in core...

So an employee of axis is bugging my dad to get axis Burgundy savings. My dad asked her to make one in my name. We own a business, and need a lot of cash to run it, I can arrange 5 lakhs for a day but maintaining 10 lakhs in my bank account everyday is not possible, because i can use that money...

Hey folks, I could use some insight on a banking cleanup I’m working through. I currently have two savings accounts with the State Bank of India, each opened at different branches. One is older (Account 1), where my name is listed as G Ramesh. The second one (Account 2) is more recent and...

I opened pnb unnati savings account recently online . I did not opt for Debit card and selected only mobile banking and internet banking option . How do I activate mobile banking and internet banking ?

Is this account eligible for RuPay Select Debit Card? If so, what is the procedure to apply?

In March this year, I opened a Super Savings Account with Bank of Baroda, mainly because they were offering a First Year Free Rupay Select Debit Card — a decent benefit that seemed to make sense. The account came with a Minimum Average Balance (MAB) requirement of ₹20,000, which I’ve been...

Hey everyone, I’ve been trying to gather clarity around ICICI Bank's Regular Savings Account. On their official website, the product page now shows a PDF titled “Regular Savings Account (Discontinued)”, and inside it, they clearly mention: > “Incremental sourcing for this product has been...

Wealth Creation In the modern financial world, wealth creation is no longer just about saving money - it’s about strategically growing wealth through investments tailored to personal financial goals and risk tolerance. An individual’s risk appetite is central to determining which investment...

as ICICI has raised it's basic debit card fee can we cancel debit card and run ICICI savings account without debit card as now days I hardly need ATM card to withdraw money??

Which Savings Account gives highest Interest Rate for a deposits up to 1L in 2025?

Hey everyone, Today 02/06/2024 I went to my nearest ICICI Bank to open a regular savings account, but the Branch Manager, told me that they are only opening 3-in-1 accounts (Savings + Demat + Trading). He outright refused to open a standard regular savings account and even denied giving any...