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savings account

  1. diptarkaroy

    Best savings account with 5L initial funding

    Looking for the best option from the below for a 5L initial deposit account (will withdraw most of the amount in 2-3 months) Yes Grandeur - branch is close to my place, ensured me that they won’t downgrade my account after 2 months once I withdraw most of the fund (should I push for yes first...
  2. Dr.Anand456

    Federal bank savings account experience

    I'm interested in opening an account with Federal Bank, and I'd like to learn more about their savings account options and hear about others' experiences. Could someone please share details about their personal experiences with Federal Bank's savings accounts? Additionally, I'm curious to know...
  3. M

    BOB Lite Savings Account INB USER ID

    Hi Recently opened BOB Lite Savings Account online on 03.05.2024. It's been two days and still not received INB User Id. Can anyone confirm what's the time period to receive the INB credentials after opening of account ?
  4. GROWNUPS

    AU Platinum Savings Account - Worth Upgrading?

    Recieved an Upgrade Offer for Savings Account from AU Bank Current Holder of Digital Account with Rupay Platinum Debit Card. Is it worth the UPGRADE? I don't want to lose the RUPAY DEBIT CARD... Its very useful. Also has MAB of 25k (maybe free) PLEASE LET ME KNOW OF YOUR THOUGHTS AND...
  5. Basil Baby0729

    Union bank account closure

    Hello TF community, hope someone comments in my thread. I was trying to close my union bank savings account which i was not using since last year and also it was on minus balance too. I paid all my dues and the account is active. But dont want that account as i do have other bank accounts. Yea...
  6. vine

    Any ICICI Bank savings account with no charges?

    Is there any ICICI savings account type with: Location: Tier 3 City Debit card charges: 0 SMS charges: 0 NEFT charges: 0 Other charges: 0 MAB - as less as possible, 10k - 20k is ok I guess. Just want a normal savings account for a relative of mine. I called ICICI customer care, they suggested...
  7. sahilag

    HDFC Tiers (Band 1-5) - Discussion

    Recently I visited a branch with a great Imperia RM whom I inquired for credit card upgrade, he told me that I am currently Band 3 and should aim to reach Band 5 so I can get more offers for Limit Increase/Upgrade. Does anyone have any tips for both HDFC Card LE/Upgrade (I have Millennia with...
  8. Someone

    Best strategy for ICICI Credit cards? When to apply? Rupay?

    Currently have HDFC bank credit card from two years of regular usage, very basic card n low limit but thankfully Rupay. (and as you know they never asked for limit enhancement and when I tried, they rejected). Even tho I have large transactions on debit cards and all they don't seem to care and...
  9. B

    Indusind bank launched new savings account

    https://www.indusind.com/in/en/personal/accounts/saving-account/indus-solitaire.html Which is better indus pioneer or solitaire? We get metal solitaire debit card along with solitaire credit card. Currently this account is offered only at select branches im Mumbai and Surat.
  10. R

    Joint account with two phone numbers/upi ids

    I think this has been discussed before in other threads, but I didn't find any viable solution yet, so asking this again: My wife and I are planning to open a joint account where we want to deposit money from our salary accounts for rent, some household/online spends, etc. It has to be linked...
  11. lostwords

    Savings Account Interest Rates

    Savings Account Interest Rates of RBI Scheduled Banks (DICGC Insured) (in percentage %) [As of October 6, 2024] Public Sector Banks Banks Up to 1L >1L to 5L >5L to 10L >10L to 25L >25L to 50L >50L to 1Cr >1Cr to 10Cr Above 10Cr Bank of Baroda 2.75 2.75 2.75 2.75 2.75 2.75 2.75 2.75 - 4.50...
  12. theda

    [Solution] Indusind Online Saving Account Opening Problem And My Experience

    If you ever create a Fixed Deposit through Paytm or Airtel Payments bank then those deposits are maintained by Indusind Bank. Now If you never had a relationship with Indusind Bank then Paytm/Airtel will share your KYC details with them. thus generating a customer id. After this if you try to...
  13. GROWNUPS

    Upgrade HDFC Savings Account - FULLY DIGITAL

    Thanks to new Digital Banking Approach (HDFC NOW) You can change Account Type Online using Xpressway Portal (Even SavingMax)
  14. SSV

    HDFC banking "NOW"

    I don't know what this crap is all about ...... Presenting it to you as it is...... https://v.hdfcbank.com/hdfcnow/index.html?mc_id=website_target_HP_HDFC_Now&promo_code=website_target_HP_HDFC_Now&icid=website_target_HP_HDFC_Now
  15. vine

    Should I close Canara Bank, Kotak, IDBI, Union Bank of India

    I have accounts with Canara Bank, Kotak, IDBI, Union Bank of India. 1) Is there any good offer/CC/DC/any good reason to not close these accounts. 2) Any suggestions (of trustworthy banks) are welcome for SB accounts with zero SMS/DC charges and no blood-sucking penalties. SMS and Debit/ATM card...
  16. sahil1033

    Bank of Baroda Savings Account Online Opening for Existing Customers (Closed Account but Active Customer ID)

    I was trying to open Bank of Baroda Lite Savings Account online for my mother but got the error message that she's an existing customer. She had closed her account around 3 years back. For clarification, visited the branch today and they said that Customer ID is still active and shall remain so...
  17. D

    HDFC declined my credit card application. Hence need suggestion for a premium savings account elsewhere

    I applied for an hdfc credit card via branch C2C . Credit score over 800 and have itr over 30l. I was on lookout for a premium savings account as a safe house and manager suggested savings max. 2 months ago took savings max and applied for card.same id proofs given . They approved my max...
  18. P

    Need a product recommendation - flexible + automated Fixed/Recurring Deposit?

    TL;DR: I want a financial product that works like Fi's "Jars" (aka Smart Deposits) and "FIT Rules", but from a "full" (with physical branches and all) bank with more accountability (Fi has countless reports of unexplained and irreversible debit freezing of accounts). Long story: I've been...
  19. CreditLife

    How much initial funding required for HDFC Savings Max account ?

    What is the initial funding required to open HDFC Savings Max account ? Bank representative have asked for 5 lakhs initial funding but didn't find anything on the website. https://www.hdfcbank.com/personal/save/accounts/savings-accounts/savings-max-account
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