secured

Just a question on secured cc's in general Do you still get regular interest payouts with this like a generic FD? or would both the principal and accrued interest be locked until you cancel the card? Couldn't find any definitive answer as everyone advertises it as you still earn interest...

Hello team, Hope everyone is doing well. I was thinking of getting FD based card from.BoB and Canara Bank for instant bank discounts , BMS discounts and other discounts. The reason why is, I am over leveraged, I have more credit limit than my actual annual income. I was just willing to take...

Need suggestion for my friend. He has only myzone fd based credit card. It's almost 4+months since he took the credit card. He already has axis savings account from March 2025 . He is not getting any pre-approved unsecured credit card offer because of this secured card. 1)Should he close...

My cibil is 621 due to some defaults in past. No current loan or card. Paid all loans and cards. I want to increase my cibil. I want credit cards against fd cause dats the only option. I shop online mostly what all cards can I apple for

Need a Secured CC where bank reports cibil as unsecured or normal credit card.. I have seen most banks or small bank fd cc reports cibil as secured credit card..so need to avoid that.. any suggestions?? currently targeting bob and canara , axis or sbi fd cc.. Edit and Note : i want to create fd...

Hey folks, Looking for some insights regarding Axis Bank credit cards. I got an Axis Bank MyZone secured credit card about 2 months ago. My main motivation was a specific Axis offer running at the time, but unfortunately, the offer expired before the card actually reached me. Here's my...

Stable Money RuPay Credit Card launched by Suryoday bank: FD backed RuPay credit card with suryoday small finance bank here are it's offers and gives 90% of fd value. RuPay Select Credit Card offers - 10 Airport lounge access, Spa, Golf, Health Checkup etc. They are offering Rupay Select...

Hello, I am a student and thinking about taking my first secured credit card(Also new to this whole credit card stuff). I have seen many people recommend IDFC WOW credit card. My Question is .. 1. Are there any other fd based cards with good rewards? 2. I am mostly planning to pay bills...

I'm a student. I was rejected for Ace via GPay in November. I opened a Liberty account a month ago. I needed an Axis card for an offer ASAP and chose secured MyZone LTF (16K, 20K FD) mostly because it was an emergency. During the online application (really easy btw), there was an optional...

In the IDFC portal I was offered Mayura Metal, Ashva, FIRST Power+ and Millennia. (They gave a soft limit of 40K, which was really low) I tried to apply for IDFC Millennia C2C with HDFC Millennia (2L) as a self-employed 3L, but they rejected my application because they couldn't verify the...

I just saw a post of canara bank official Instagram channel to get secured credit card online. I dont have a canara bank account. Can anyone try this step and describe all the requirements to get this card.

Has Anyone Ever received LE on idfc first wow or upgrade to Unsecured (I hold idfc first wow 1.4l akh limit with 1.4 lakh fd) if not then I will close my card ASAP.

You can now apply for FD based secured credit cards listed here (including Biz Black) https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-against-fd Example URL for Biz Black application...

I am in dire need of CIBIL score and looking for secured cards. 1- i got This 2k card from supermoney app , ( should i increase the amount) 2- I am thinking of getting another secured card from axis (15k fd) , will it be of any use? do they increase it faster? 3- is it better to wait for bill...

Rupay Select card is being rolled out for users in phased manner. SBM Bank secured card users of OneCard are getting it. A family member of mine got it today. Check your app.

hi , after posting previously i decided to go with secured card. please suggest me a bank that would not require a Savings account and report to cibil as unsecured.( except kotak ) Max FD amount- 20k

My friends dad has infinia and Imperia. He doesn't have any credit history or card. The HDFC RM offered them an add-on card tied to his father's card. Will this help him build a credit score? Technically his dad pays the bills so he is just the user right and so it won't help him build a score...

Hi Everyone! Kotak Mahindra Bank cancelled my secured credit card without my consent. To give you context let me explain. I had Kotak Dream 811 (previously known as Kotak Aqua) credit card from November 2019. This was a secured card, which was marked as lien on an Fixed Deposit. This was my...

I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another...

I'm an NTB at ICICI Bank. I'm a student and work freelance from time to time. (9 months CH, 784 CIBIL, 3 HDFC and Kotak cards, 58K Limit). I want the Apay card but I'm pretty sure I'm not getting it without any income proof. So I thought of opening SA and they asked for 25K MAB. Nope. 1) If I...