Hello, I am a student and thinking about taking my first secured credit card(Also new to this whole credit card stuff).
I have seen many people recommend IDFC WOW credit card.
My Question is ..
1. Are there any other fd based cards with good rewards?
2. I am mostly planning to pay bills...
I'm a student. I was rejected for Ace via GPay in November. I opened a Liberty account a month ago. I needed an Axis card for an offer ASAP and chose secured MyZone LTF (16K, 20K FD) mostly because it was an emergency. During the online application (really easy btw), there was an optional...
In the IDFC portal I was offered Mayura Metal, Ashva, FIRST Power+ and Millennia. (They gave a soft limit of 40K, which was really low)
I tried to apply for IDFC Millennia C2C with HDFC Millennia (2L) as a self-employed 3L, but they rejected my application because they couldn't verify the...
I just saw a post of canara bank official Instagram channel to get secured credit card online.
I dont have a canara bank account.
Can anyone try this step and describe all the requirements to get this card.
Has Anyone Ever received LE on idfc first wow or upgrade to Unsecured (I hold idfc first wow 1.4l akh limit with 1.4 lakh fd) if not then I will close my card ASAP.
You can now apply for FD based secured credit cards listed here (including Biz Black)
https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-against-fd
Example URL for Biz Black application...
I am in dire need of CIBIL score and looking for secured cards.
1- i got This 2k card from supermoney app , ( should i increase the amount)
2- I am thinking of getting another secured card from axis (15k fd) , will it be of any use? do they increase it faster?
3- is it better to wait for bill...
Rupay Select card is being rolled out for users in phased manner.
SBM Bank secured card users of OneCard are getting it.
A family member of mine got it today.
Check your app.
hi , after posting previously i decided to go with secured card.
please suggest me a bank that would not require a Savings account and report to cibil as unsecured.( except kotak )
Max FD amount- 20k
My friends dad has infinia and Imperia. He doesn't have any credit history or card. The HDFC RM offered them an add-on card tied to his father's card. Will this help him build a credit score?
Technically his dad pays the bills so he is just the user right and so it won't help him build a score...
Hi Everyone!
Kotak Mahindra Bank cancelled my secured credit card without my consent.
To give you context let me explain. I had Kotak Dream 811 (previously known as Kotak Aqua) credit card from November 2019. This was a secured card, which was marked as lien on an Fixed Deposit.
This was my...
I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another...
I'm an NTB at ICICI Bank. I'm a student and work freelance from time to time. (9 months CH, 784 CIBIL, 3 HDFC and Kotak cards, 58K Limit). I want the Apay card but I'm pretty sure I'm not getting it without any income proof. So I thought of opening SA and they asked for 25K MAB. Nope.
1) If I...
If I get idfc first wow credit card with fd of 1 lakh above can I get any other unsecured card like axis through C2c application with it?
Asking for someone because he is 18 and want to get a credit card
I recently applied for a secured credit (FD backed) at the branch. They said I can get Regalia Gold for a 5 lac FD so I did the necessities yet after 2 weeks the application was declined. Why did this happen? Can someone explain.
I recently opened a secured ICICI platinum chip credit card with 50,000 FD. just curious if I would be able to get the APay credit card in the future on basis of the secured credit card. Please suggest me things to do based on your experience.
@IamTRoy4 I have Read your answers regarding this...
I am 19 years old.I have hdfc credit card with limit of 50000 in my name.I took od against FD and took the od money and i don't know how to repay the od against FD.I started using that savings account after 3 months and it was reported in my cibil as delayed payment of 2 months by 91 days...
Hello TFCommunity!
I wanted to get a secured ICICI credit card to get APay CC as I have been rejected in the past and also since I am 18 + Working part time, I dont have income proof.
So what card should I get?
1. ICICI Platinum
2. ICICI Coral
I don't have much idea about them and also will...
Anyone applied Indusind FD based credit card by using online channel by selecting their FDs please reply ???
If you applied through other channel like IVR, sales , branch visit, please explain the process,
I also exclusively wanted to know whether you had any HARD ENQUIRY IN CIBIL For...
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Is the trick still working to get an Amazon Pay ICici credit card using a secured ICici credit card? (Using the banner on Amazon by entering existing credit card details)
Has anyone recently gotten the Amazon Pay ICici card using a secured ICici card in the forum??
What was the limit of...