secured

I'm an NTB at ICICI Bank. I'm a student and work freelance from time to time. (9 months CH, 784 CIBIL, 3 HDFC and Kotak cards, 58K Limit). I want the Apay card but I'm pretty sure I'm not getting it without any income proof. So I thought of opening SA and they asked for 25K MAB. Nope. 1) If I...

If I get idfc first wow credit card with fd of 1 lakh above can I get any other unsecured card like axis through C2c application with it? Asking for someone because he is 18 and want to get a credit card

I recently applied for a secured credit (FD backed) at the branch. They said I can get Regalia Gold for a 5 lac FD so I did the necessities yet after 2 weeks the application was declined. Why did this happen? Can someone explain.

I recently opened a secured ICICI platinum chip credit card with 50,000 FD. just curious if I would be able to get the APay credit card in the future on basis of the secured credit card. Please suggest me things to do based on your experience. @IamTRoy4 I have Read your answers regarding this...

I am 19 years old.I have hdfc credit card with limit of 50000 in my name.I took od against FD and took the od money and i don't know how to repay the od against FD.I started using that savings account after 3 months and it was reported in my cibil as delayed payment of 2 months by 91 days...

Hello TFCommunity! I wanted to get a secured ICICI credit card to get APay CC as I have been rejected in the past and also since I am 18 + Working part time, I dont have income proof. So what card should I get? 1. ICICI Platinum 2. ICICI Coral I don't have much idea about them and also will...

Anyone applied Indusind FD based credit card by using online channel by selecting their FDs please reply ??? If you applied through other channel like IVR, sales , branch visit, please explain the process, I also exclusively wanted to know whether you had any HARD ENQUIRY IN CIBIL For...

Is the trick still working to get an Amazon Pay ICici credit card using a secured ICici credit card? (Using the banner on Amazon by entering existing credit card details) Has anyone recently gotten the Amazon Pay ICici card using a secured ICici card in the forum?? What was the limit of...

Hello, I was applying for a secured credit card on IDFC website today and saw a new credit card, namely IDFC Earn credit card as per the image. Which card would be more rewarding? Just need my first secured credit card to boost my cibil, my first credit report was just generated: CIBIL 725 and...

Long story short, had a 20k limit cc from hdfc in '18 that became delinquent (tagged as "willfully defaulted/suit filed") from 3rd month itself to now 40k+ total due to charges, settled it 2 months ago for 20k only (Settled, not closed)... CIBIL shows all the months in red since 2018 to now ofc...

Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...

Banks reporting Secured Cards as : - Secured - (Confirmed to update correctly) ICICI Yes Bank SBM (Paisa bazaar Step up) SBM (One Card) Kotak Axis IDFC First Unsecured - (Incorrect Updation) HDFC RBL BoB IndusInd PNB SBI Confirmation Pending 1. BoI 2. BoM 3. Canara Details are collated basis...

Hey everyone, Looking to apply for an unsecured credit card with Kotak Mahindra Bank. The last time I tried in 2022, my application got rejected because of "unserviceable pin code" even though my nearest branch is just 5 km away. Here's my situation: * I'm an existing Kotak 811 account...

Suppose someone has only unsecured cards with good limits (over 50k) and no BNPL ever. And he takes few low limit secured cards (only 2k or 5k FD). What effect will it have on his credit profile. 1. Will it improve or decrease his score? 2. Will it effect the of future credit cards limit...

I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards. 1. FD required min. 15000. Credit Limit 90% of FD amount. 2. Life Time Free. INR 200 charges if card is...