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  1. TiVoGlObE

    List of Banks which report Secured Credit Cards Accurate to CICs

    Banks reporting Secured Cards as : - Secured - (Confirmed to update correctly) 1. ICICI 2. Yes Bank 3. SBM (Paisa bazaar Step up) 4. Kotak Unsecured - (Incorrect Updation) 1. HDFC 2. Rbl 3. SBM (One Card) 4. BoB 5. IDFC 6. IndusInd 7. PNB Confirmation Pending 1. SBI 2. Axis Details are...
  3. xfactcc

    Kotak Unsecured Credit Card - Need Suggestions!

    Hey everyone, Looking to apply for an unsecured credit card with Kotak Mahindra Bank. The last time I tried in 2022, my application got rejected because of "unserviceable pin code" even though my nearest branch is just 5 km away. Here's my situation: * I'm an existing Kotak 811 account...
  4. L

    Effect of low limit secured card on Credit score for people already having unsecured cards with good limit?

    Suppose someone has only unsecured cards with good limits (over 50k) and no BNPL ever. And he takes few low limit secured cards (only 2k or 5k FD). What effect will it have on his credit profile. 1. Will it improve or decrease his score? 2. Will it effect the of future credit cards limit...
    • Lordkk
    • Thread
    • cibil credit credit bureaus credit card secured secured card unsecured card
    • Replies: 6
    • Forum: Credit Score
  6. V

    SimpliFi - Fi Secured credit card

    I just opened my app and got Fi secured credit card invite. I applied and got it instantly. This card name is simplifi credit card. App is not having much information regarding rewards. 1. FD required min. 15000. Credit Limit 90% of FD amount. 2. Life Time Free. INR 200 charges if card is...
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