unsecured

i am using FD backed credit card from Super money app but they reported the same as unsecured CC to CIBIL and Experian, when i raised dispute through Experian to change the account type to Secured Credit card from unsecured they refused to correct it, what a stup!d bunch of people they are , my...

I am holding idfc wow card from last 1 and half year can I get now unsecured credit card. My location is not serviceabile that us why I has taken wow card.

I've 4 cards with HDFC. MB+, UPI Rupay, Swiggy and Tata Neu Plus share 56K limit across those cards. I'm 21 and a student. My usage is around 40-45% every month because HDFC is my primary account but I'm shifting slowly to ICICI. Im planning to book an FD of 50K. I was wondering if I could put a...

I'm an NTB at ICICI Bank. I'm a student and work freelance from time to time. (9 months CH, 784 CIBIL, 3 HDFC and Kotak cards, 58K Limit). I want the Apay card but I'm pretty sure I'm not getting it without any income proof. So I thought of opening SA and they asked for 25K MAB. Nope. 1) If I...

I had ~10L in FD in SBI, recently got enrolled into the wealth Program thanks to family TRV value owing mostly because of my dad's investments. So, even if I take these 10L out (Rainy day funds) I won't be kicked out of the wealth Program in SBI. As I'm not getting any additional benefits in...

I took my first credit card to start my credit history. It was Idfc wow card with 25k fd in January 2024, I have been using it regularly and currently my cibil is 765. Now should I apply for unsecured credit card ? If yes, which card r easy to get? If no, then how much more should I wait to...

So I received a Whatsapp text from OneCard informing me that I can upgrade my exisitng FD based OneCard to an unsecured one (screenshot attached). On doing so and spending ₹5000 or above on the newly upgraded card I would be getting an Amazon voucher of ₹500. Today I crossed the above limit of...

Long story short, had a 20k limit cc from hdfc in '18 that became delinquent (tagged as "willfully defaulted/suit filed") from 3rd month itself to now 40k+ total due to charges, settled it 2 months ago for 20k only (Settled, not closed)... CIBIL shows all the months in red since 2018 to now ofc...

Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...

With the zero forex feature, it is a much better option now. How are the reviews on it? Seems like a much better Scapia alternative since scapia gives no merchant based rewards or welcome benefit. Lounge access is once per quarter.

Let's say money is not a problem. I can put 1cr in a savings account, or an FD or pay lakhs in annual fees for cards. No Secured cards allowed. No Salary Verification allowed either.

I was quite new to credit card when I installed OneScore app to check my CIBIL score. Since at that time I had no such CIBIL history or due to non serviceable Pincode, Onecard offered me FD based card. I didn't take the offer then , so will I be offered Unsecured card in future? since now I...