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utility

  1. Megamind90

    BOB Cards Devaluation Alert , Golf discontinued | Wallet loading 1% Charges| Utility 1% charges

    BOB Cards Devaluation Alert , Golf discontinued | Wallet loading 1% Charges| Utility 1% charges recieved SMS from BOBCards : Major Changes : No Reward points on will not be offered for wallet loading transaction (MCC’s6539, 6540, 6541, 6542) Golf benefits on the below mentioned BOBCARDs will...
  2. D

    Latest - December 2024 - Card to use for high value utility payments?

    As things keep changing in the credit card world, I'm starting a new thread to seek guidance on the latest way to pay high value utility (assume electricity) bills (say 1 lakh + only), so amazon vouchers is out. Questions: 1) Is there any card left that will give reward points on these payments...
  3. M

    Offer Fulfilled! IDFC bank POWER PLUS cc 5% cashback in utility and grocery. Is it beneficial for grocery shopping?

    Hii I'm thinking to apply for IDFC HPCL POWER plus credit card. Kya isme grocery or utility pe 5% cashback milta hai ya kuch aur he jhol h??
  4. drabhishek90

    Utility bill payment - AMEX vs BIZ BLACK

    Hi everyone. I have monthly spends of around 50000 on electricity. Was wondering whether I should opt for Amex card for the payment or biz black card. I’m eligible for both and was considering getting which ever will suit me.
  5. V

    Need suggestions for Utility bill payments using the below cards

    Hello guys, I have the following cards right now, so my question is which one will be better for Utility payments ( mainly electricity, mobile recharge and broadband bill ). Also if you think any one of these cards are useless now then suggest if i should close. 1. Flipkart Axis CC LTF 2. Axis...
  6. DeadFella

    Devaluation Axis ACE devaluation - 1.18% charges on utility spends above 25k/month

    Axis ACE latest round of devaluation is very brutal. Just 25k capping for utility payment. Hiked all type of charges and rate of interest. Seems like this one will be last devaluation of Axis ACE. There can't be anything worse than this. 😟😭
  7. ankkitt08

    AXIS ACE SNAPAY

    is axis ace give cashback on snapay utility payment?
  8. Sourav123

    5% back on utility using SBI Cashback

    Let me know latest trick for utility bill payment by purchasing Amazon gift card and get 5% cashback on sbi CB card(Avoid Fastag)
  9. T

    How to Maximize Cashback on Utility Bills & Amazon Pay Vouchers?

    I need some help regarding utility bill payments and Amazon Pay gift vouchers. So, I used to buy Amazon Pay gift vouchers from my HDFC Bank Swiggy credit card, getting 5% cashback. Then, I’d add them to my Amazon account and use them to pay my electricity bills. But recently, I’ve seen some...
  10. devon

    1% fee on Utility and Wallet Loading using indusind credit card

    Information on Utility payments and Wallet loading 1% Fee on Utility payments and wallet loading above Rs. 25,000 W.e.f statements generated in November 2024 cumulative “Utility payment” transactions up to Rs. 25,000 in a statement cycle will not attract any fee. However, if a customer spends...
  11. Ekavya

    Seeking advice on Using SBI Cashback Credit Card and Amazon Pay Balance for Large Utility Payments

    I have a couple of questions regarding using the SBI Cashback Credit Card and Amazon Pay Balance for large payments: A fellow Technofin user mentioned that Amazon Pay Balance (Gift Card) cannot be used to pay utility bills exceeding ₹15,000. If the bill amount is higher, Amazon won’t display...
  12. Thunder_god16

    HDFC Credit Cards Maximizing Cashback on HDFC Swiggy Card for Utility Bills & Repayments Tips?

    Just got my LTF HDFC Swiggy credit card Via Cashkaro along with 1000rs reward. Looking for the best ways to maximize cashback on utility bill payments and card repayments. Is it more beneficial to use the PayZapp app for these? Any tips on maximizing rewards would be appreciated
  13. randomuser1997

    Credit card suggestions

    Hey everyone, I'm looking for credit card recommendations. I'm breaking down my spends below: online groceries (I use Jiomart) - 3k recharges/bills/gas payment - 3k, rent - 18k medicines (I use Netmeds) - 1.2k swiggy - 1k, swiggy Instamart - 500 local groceries with UPI - 2-3k uber - 1k state...
  14. K

    UTILITY TRANSACTION VIA CREDIT CARD

    Lot of banks have put capping on utilities transactions via credit card. Many fools are paying commercial electricity bills with personal credit cards. Also, many credit card to bank transfer apps use UTILITY MCC. Does anyone know updated utility caping of all banks? Which credit card to bank...
  15. H

    Get to know best Credit Card for Utility Bill Payment

    I have a monthly spend of 4 lakh electricity bill payment for my buisness which card is best suitable for this payment in which I get some good rewards.
  16. Kamalraj

    Yes bank Imposed utility txn fee on my Rupay Card

    Yes bank has imposed utility txn fee on my rupay card rupees 740+gst, while transactions have been done through UPI, and credit-cards which yes bank had mentioned for Utility txn 1% list through email, there was no mention of rupay credit-cards, so will the utility spend incurred by those who...
  17. chadsterpiece

    Axis Credit Card Axis NEO’s Utility payment offer to move to PayTM from Apay

    Received the following SMS from Axis just moments ago: The 5% Amazon Pay discount on utility bill payments using the NEO credit card starting 4th Nov 2024 will shift to PayTM. The max discount remains INR 150 per month and it's valid once a month. Keep this in mind if you're using this benefit.
  18. Robin Thakral

    Offer Fulfilled! Axis Neo 5% utility payment benefit shifted to PayTM from Amazon

    The Amazon Pay benefit of 5% instant discount on utility bill payments (max discount of INR 150 per month / valid once a month) on your NEO Credit Card will be transferred to PayTM starting 04-11-2024. Please make all future utility payments via PayTM to avail this benefit - Axis Bank
  19. A

    Sbi cards revision of utility and finance charges

    Got a message regarding the revised charges on my sbi cards. Someone please explain how the finance charge works. Is there any one who also got this?
  20. sudheerreddy

    Devaluation Minor SBI Credit Cards Devaluation

    1.With effect from 1 Nov’24, the Finance Charges revised to 3.75%. 2. With effect from 1 Dec’24, The sum of all Utility payments made in a billing cycle exceeds 50,000 then 1% fee will be charged on total amount of Utility payments
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