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utility

  1. devon

    1% fee on Utility and Wallet Loading using indusind credit card

    Information on Utility payments and Wallet loading 1% Fee on Utility payments and wallet loading above Rs. 25,000 W.e.f statements generated in November 2024 cumulative “Utility payment” transactions up to Rs. 25,000 in a statement cycle will not attract any fee. However, if a customer spends...
  2. Ekavya

    Seeking advice on Using SBI Cashback Credit Card and Amazon Pay Balance for Large Utility Payments

    I have a couple of questions regarding using the SBI Cashback Credit Card and Amazon Pay Balance for large payments: A fellow Technofin user mentioned that Amazon Pay Balance (Gift Card) cannot be used to pay utility bills exceeding ₹15,000. If the bill amount is higher, Amazon won’t display...
  3. Thunder_god16

    Maximizing Cashback on HDFC Swiggy Card for Utility Bills & Repayments Tips?

    Just got my LTF HDFC Swiggy credit card Via Cashkaro along with 1000rs reward. Looking for the best ways to maximize cashback on utility bill payments and card repayments. Is it more beneficial to use the PayZapp app for these? Any tips on maximizing rewards would be appreciated
  4. randomuser1997

    Credit card suggestions

    Hey everyone, I'm looking for credit card recommendations. I'm breaking down my spends below: online groceries (I use Jiomart) - 3k recharges/bills/gas payment - 3k, rent - 18k medicines (I use Netmeds) - 1.2k swiggy - 1k, swiggy Instamart - 500 local groceries with UPI - 2-3k uber - 1k state...
  5. K

    UTILITY TRANSACTION VIA CREDIT CARD

    Lot of banks have put capping on utilities transactions via credit card. Many fools are paying commercial electricity bills with personal credit cards. Also, many credit card to bank transfer apps use UTILITY MCC. Does anyone know updated utility caping of all banks? Which credit card to bank...
  6. H

    Get to know best Credit Card for Utility Bill Payment

    I have a monthly spend of 4 lakh electricity bill payment for my buisness which card is best suitable for this payment in which I get some good rewards.
  7. Kamalraj

    Yes bank Imposed utility txn fee on my Rupay Card

    Yes bank has imposed utility txn fee on my rupay card rupees 740+gst, while transactions have been done through UPI, and credit-cards which yes bank had mentioned for Utility txn 1% list through email, there was no mention of rupay credit-cards, so will the utility spend incurred by those who...
  8. chadsterpiece

    Axis Credit Card Axis NEO’s Utility payment offer to move to PayTM from Apay

    Received the following SMS from Axis just moments ago: The 5% Amazon Pay discount on utility bill payments using the NEO credit card starting 4th Nov 2024 will shift to PayTM. The max discount remains INR 150 per month and it's valid once a month. Keep this in mind if you're using this benefit.
  9. Robin Thakral

    Offer Fulfilled! Axis Neo 5% utility payment benefit shifted to PayTM from Amazon

    The Amazon Pay benefit of 5% instant discount on utility bill payments (max discount of INR 150 per month / valid once a month) on your NEO Credit Card will be transferred to PayTM starting 04-11-2024. Please make all future utility payments via PayTM to avail this benefit - Axis Bank
  10. A

    Sbi cards revision of utility and finance charges

    Got a message regarding the revised charges on my sbi cards. Someone please explain how the finance charge works. Is there any one who also got this?
  11. sudheerreddy

    Devaluation Minor SBI Credit Cards Devaluation

    1.With effect from 1 Nov’24, the Finance Charges revised to 3.75%. 2. With effect from 1 Dec’24, The sum of all Utility payments made in a billing cycle exceeds 50,000 then 1% fee will be charged on total amount of Utility payments
  12. S

    IDFC Wealth and Select :10X Reward Points on spends of ₹100,000 on Rental and Utility transactions. (User Specific)

    IDFC has sent me this offer some week ago. I tried searching in the forum but it was not there. So posting this offer. It is user specific. Below are the details of the offer. The link is : 10x Reward points Offer IDFC Wealth and Select on Rental and utility Offer Validity : 15th Sep’24 – 15th...
  13. S

    Best Cards for Utility Bill Payment

    Hi everyone, I am a new member here in Technofino. I Need credit cards that offer atleast 3-4% Cashback on Utility Bill Payments.... Monthly Spends: around 40,000-80,000 INR Valueback Required: 3% to 10% (More if possible) Need maximum cards.... My fellow members kindly share all...
  14. noidea

    Non BBPS Govt. Utility Bill Payment - BillDesk PG - Credit Card Recommendation

    Hi TF Comm, I want to top-up a prepaid electricity account by WBSCEDL which only has Billdesk PG as a top-up option. (Regular Postpaid works through BBPS in Third Party Apps including Tata Neu/Airtel Thanks, but not prepaid accounts like mine.) Unfortunately there is no Amazon Pay option under...
  15. rithikjain

    Best Credit Card For Utility Bill Payment (Sheet attached)

    I have six monthly electricity bills that total around 25k to 30k. I’m considering either the SBI Cashback card or the HDFC Tata Neu Infinity card. Do you think one of these would be best for my needs, or do you have any better recommendations? Google Sheet used for my research
  16. G

    DCB Inquiry Regarding Utility Bill Payments with Diners Club Black Credit Card

    I currently hold a Diners Club Black credit card but do not have a savings account with HDFC Bank. I would like to know how I can pay utility bills through my credit card without incurring the convenience fee. Additionally, I have tried using the Payzapp app, but my experience with it has been...
  17. cardex

    GYFTR for amazon utility payment?

    new to this can a buy smart buy vouchers apay gift vouchers through my HDFC milenia card and pay light bill through amazon pay? like do we get discounts ? i see gst to be paid on purchase of smartbuy apay vouchers, so does that nullify any gains? or is it better to pay light bill through icici...
  18. Kamalraj

    After Yes, Hdfc, Idfc indusind bank Introduce new charges

    After Hdfc, Idfc, yes, now Indusind bank will also charge on utility payment and wallet transaction, Indusind Bank will charge 1% on utility charges above Rs 25,000 per month and wallet load above Rs 20,000 from October I don't understand why banks are behind utility payments 2024 should be...
  19. N

    Indusind charged 1% for utility

    Indusind bank charge 1% for utility payment and wallet loading
  20. jatinbhatia2055

    How to pay Utility bill via regalia gold

    I have seen it multiple times, but still want to recheck, How can i pay Utility bills via Regalia Gold. One way is Apay via smartbuy but that incurs 2.5% GST, Is it still worth it?
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