🎉 Welcome to CardyOz – Track Your Card Bills!

[imdjay]

Hello everyone,
I’m excited to introduce my new project, CardyOz, a credit card statement tracking platform, and I’d love for you to try it out and share feedback! Please use the demo credentials below:

CardyOz - Track Your Card Bills

CardyOz - Track Your Card Bills

cardyoz.site

• Username: test
• Password: test123

What Can You Do On CardyOz?

• Add your cards, banks, and statements: Demo sections are empty; you can add your own sample data for a full test.
• Dashboard: Shows your outstanding balances, pending bills, and minimum due (populated as you add data).
• Analytics: Visual summaries of your spending—these features are active once you enter data.
• AI Chat Assistant: The AI Chat Assistant is alive and kicking—but for now, it answers only basic questions (turns out smart AI isn’t cheap, and my wallet is still recovering 😅). Hoping to unlock its full brainpower once I win the lottery or find a generous sponsor!
• Upload Statement: You can try uploading PDF statements (currently not functional—feature in progress), adding paid AI will make it super powerful.

Important Notices:

• This is an early-stage demo—please don’t use with real financial data.
• Bugs likely exist—please report any issues or unexpected behavior you find!
• It's not a fully polished product, but the main functionality is available for testing.

Future Plans:

• Gmail Integration: Automatic statement fetching is also in progress.
• Notifications: Due date and bill alerts are on the roadmap.

How You Can Help:
Log in with the demo account above, add sample banks/cards/statements, explore analytics, and test. Please share your feedback, suggestions, or bugs—your input will be super valuable as I continue to build and improve the platform!

If you’d prefer a personal test account, feel free to DM me and I’ll share the details.

Thank you for checking out CardyOz. Your support and feedback is truly appreciated!

Some screenshots:

 

[komal]

Ye sab bills track and manage hojayega, tum aisa app develop karo jisme card number dale aur pending dues apne aap clear hojaye

 

[aayusharyan]

Lovely, since most accouts use password of user credentials, i would love to store that info during registration time and pdf to auto use that.

 

[aayusharyan]

Ye sab bills track and manage hojayega, tum aisa app develop karo jisme card number dale aur pending dues apne aap clear hojaye

You need Payment Aggregator license for that, for which, minimum security needed to be deposited with RBI is 15 Crores.

 

[komal]

You need Payment Aggregator license for that, for which, minimum security needed to be deposited with RBI is 15 Crores.

Aap samje nahi mein auto pay ki baat nahi Kara

 

[aayusharyan]

Aap samje nahi mein auto pay ki baat nahi Kara

Ohhh, like a money manager app, bahut hai aise apps market mein, they track SMS and do that. Lol, even I made one for my BTech Final Year project.

 

[komal]

Ohhh, like a money manager app, bahut hai aise apps market mein, they track SMS and do that. Lol, even I made one for my BTech Final Year project.

Mujhe paisa hi na Dene pade aise apps develop hona chahiye ☺️

 

[imdjay]

Lovely, since most accouts use password of user credentials, i would love to store that info during registration time and pdf to auto use that.

We plan to integrate Gmail auto‑fetch and automated password generation based on the user’s name and date of birth. Users will also be able to save PDF passwords for their card statements and accounts via the settings.

 

[hender]

Hello everyone,
I’m excited to introduce my new project, CardyOz, a credit card statement tracking platform, and I’d love for you to try it out and share feedback! Please use the demo credentials below:

CardyOz - Track Your Card Bills

CardyOz - Track Your Card Bills

cardyoz.site

• Username: test
• Password: test123

What Can You Do On CardyOz?

• Add your cards, banks, and statements: Demo sections are empty; you can add your own sample data for a full test.
• Dashboard: Shows your outstanding balances, pending bills, and minimum due (populated as you add data).
• Analytics: Visual summaries of your spending—these features are active once you enter data.
• AI Chat Assistant: The AI Chat Assistant is alive and kicking—but for now, it answers only basic questions (turns out smart AI isn’t cheap, and my wallet is still recovering 😅). Hoping to unlock its full brainpower once I win the lottery or find a generous sponsor!
• Upload Statement: You can try uploading PDF statements (currently not functional—feature in progress), adding paid AI will make it super powerful.

Important Notices:

• This is an early-stage demo—please don’t use with real financial data.
• Bugs likely exist—please report any issues or unexpected behavior you find!
• It's not a fully polished product, but the main functionality is available for testing.

Future Plans:

• Gmail Integration: Automatic statement fetching is also in progress.
• Notifications: Due date and bill alerts are on the roadmap.

How You Can Help:
Log in with the demo account above, add sample banks/cards/statements, explore analytics, and test. Please share your feedback, suggestions, or bugs—your input will be super valuable as I continue to build and improve the platform!

If you’d prefer a personal test account, feel free to DM me and I’ll share the details.

Thank you for checking out CardyOz. Your support and feedback is truly appreciated!

Some screenshots:
View attachment 113053View attachment 113054View attachment 113055View attachment 113056View attachment 113057View attachment 113058View attachment 113059View attachment 113060

First of all, Many congratulations 👏 🎉 🎉 , Appreciation for your efforts !!

We plan to integrate Gmail auto‑fetch and automated password generation based on the user’s name and date of birth. Users will also be able to save PDF passwords for their card statements and accounts via the settings.

Glad to see, that we have DJ on TF in Double Role (User and Developer)

 

[Exewhyzee]

 

[Kushagra_]

Ohhh, like a money manager app, bahut hai aise apps market mein, they track SMS and do that. Lol, even I made one for my BTech Final Year project.

Nahi nahi

Bas card number daalo aur bill pay ho jaye Bina koi payment vagerah kiye

Auto rotation app
Add 5 cc and it'll keep rotating and paying each other's bills

 

[nixflix]

You need Payment Aggregator license for that, for which, minimum security needed to be deposited with RBI is 15 Crores.

That real reason for this requirement from our regulators must be something on the lines of:

"…. … since you are promising to keep data safe and private, but we all know <insert a group LOL here> that you will not keep it safe or private (no one does and we know that) and you will sell it left, right, centre, and corner, so we want to make sure that you have enough wherewithal to fight it in court, so that it would look at least a little bit fair and all that in legality theatre, when you run afoul of powers to be, and we want to teach you a lesson and make an example out of you…. … "

 

[imdjay]

PDF uploads and AI agent chat are now working using free limits.

 

[aayusharyan]

Do you plan to make it OSS?

 

[cardy]

Hello everyone,
I’m excited to introduce my new project, CardyOz, a credit card statement tracking platform, and I’d love for you to try it out and share feedback! Please use the demo credentials below:

CardyOz - Track Your Card Bills

CardyOz - Track Your Card Bills

cardyoz.site

• Username: test
• Password: test123

What Can You Do On CardyOz?

• Add your cards, banks, and statements: Demo sections are empty; you can add your own sample data for a full test.
• Dashboard: Shows your outstanding balances, pending bills, and minimum due (populated as you add data).
• Analytics: Visual summaries of your spending—these features are active once you enter data.
• AI Chat Assistant: The AI Chat Assistant is alive and kicking—but for now, it answers only basic questions (turns out smart AI isn’t cheap, and my wallet is still recovering 😅). Hoping to unlock its full brainpower once I win the lottery or find a generous sponsor!
• Upload Statement: You can try uploading PDF statements (currently not functional—feature in progress), adding paid AI will make it super powerful.

Important Notices:

• This is an early-stage demo—please don’t use with real financial data.
• Bugs likely exist—please report any issues or unexpected behavior you find!
• It's not a fully polished product, but the main functionality is available for testing.

Future Plans:

• Gmail Integration: Automatic statement fetching is also in progress.
• Notifications: Due date and bill alerts are on the roadmap.

How You Can Help:
Log in with the demo account above, add sample banks/cards/statements, explore analytics, and test. Please share your feedback, suggestions, or bugs—your input will be super valuable as I continue to build and improve the platform!

If you’d prefer a personal test account, feel free to DM me and I’ll share the details.

Thank you for checking out CardyOz. Your support and feedback is truly appreciated!

Some screenshots:
View attachment 113053View attachment 113054View attachment 113055View attachment 113056View attachment 113057View attachment 113058View attachment 113059View attachment 113060

I have tried this.
This is good, very good actually.

 

[imdjay]

Do you plan to make it OSS?

Yes. once it's polished enough. but only with the basic functionalities.

 

[imdjay]

Actually, The auto card parsing through GMAIL is kind of done. Only thing I am missing is a paid at least 70B param AI model, I can't spend any more money in this.
Once user connects his/her Gmail. The system will auto fetch his statements and updates the system regularly. No need to manually enter the statement or card details.

 

[aayusharyan]

Actually, The auto card parsing through GMAIL is kind of done. Only thing I am missing is a paid at least 70B param AI model, I can't spend any more money in this.
Once user connects his/her Gmail. The system will auto fetch his statements and updates the system regularly. No need to manually enter the statement or card details.

Why using AI here?
Banks usually send templated messages, just a regex kind of approach should suffice I feel.