💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[vaibhav111vaibhav111 is verified member.]

The card I'm looking forward to get are bob cause of LTF, one card metal variant i hope i can manage to get one , amex mrcc, and if any LTF if it look good on paper ..sc too but i don't think i would go for untill i absolute postive paying annual fees of 5k

 

[mibaker221]

IN
AMEX Platinum Charge
AMEX Platinum Travel
AMEX MRCC
AMEX Gold Charge
CITI Prestige
CITI Premier Miles
CITI Rewards
HDFC Infinia
AXIS Vistara Infinite
AXIS Privilege
AXIS Magnus
SBI Etihad Premier
SCB Ultimate
SCB Digismart
IDFC Select
OneCard
Kotak Royale
Indusind Pinnacle
SBI SimplyClick
RBL Platinum Supercard

US
AMEX Hilton Surpass
AMEX Gold (Personal variant)
AMEX Marriott Business variant
AMEX Blue Business Cash
AMEX Blue Cash Everyday
AMEX Delta Skymiles Gold
CITI AA Platinum Select Non-business variant
CITI Costco
BOA Alaska Personal Non-business variant
Chase Sapphire Preferred
Chase Freedom Flex
Chase Rewards Amazon
Apple Card
HSBC Cash Rewards
US Bank Cash+
US Bank Altitude Go
Capital One Quicksilver
Amazon Synchrony
Paypal Mastercard
FNBO Platinum Edition Visa
Wells Fargo Platinum
Wells Fargo AMEX
Wells Fargo Active Cash
Discover IT cash
Petal Visa

CA
AMEX Aeroplan Reserve non-business variant
AMEX Platinum (Business variant)
AMEX Cobalt
AMEX Marriott non-business variant
TD Aeroplan Visa Infinite
CIBC Aeroplan Visa Infinite Privilege
RBC Avion Visa Infinite
RBC Avion Visa Infinite Privilege
RBC Avion Visa Platinum
RBC British Airways Visa Infinite
RBC Cathay Visa Platinum
MBNA Alaska
CIBC Aventura Visa Infinite
BMO Air Miles World Elite
BMO Eclipse Visa Infinite Privilege
BMO Cashback World Elite
BMO Rewards World Elite
Scotiabank Momentum Visa Infinite
Rogers Bank World Elite
Canadian Tire World Elite
PC Financial World Elite

inka alag video banao @TechnoFino

 

[TechnoFinoTechnoFino is verified member.]

inka alag video banao @TechnoFino

Interview type... 😀
Agar gs1 agree hai too... we can make one

 

[ashankgaurav]

Here's my latest list:

HDFC Regalia First (LTF)
Citi Rewards (1180)
Standard Charted DigiSmart (LTF)
Axis Flipkart (590)
Axis Airtel (590)
ICICI Amazon Pay (LTF)
RBL Paisa on Demand (LTF)
RBL Zomato Edition Classic (on the ways) (LTF)
One Card (IDFC First Bank) (LTF)
IDFC First Select (LTF)
BOB Premier (LTF)
Yes First Preferred (LTF)
IndusInd Aura Edge (LTF)
SBI Fbb Styleup (590)

 

[StanRoute66]

View attachment 53
View attachment 54

Tussi Great ho , Janab !

 

[souvikdey2002]

Let me share my latest portfolio.

🙌

Hi Sumanta,

I must appreciate since your achievement in 2 years is Outstanding, I have a question for you:-
How did you get Eterna Life Time Free?? Any secret

 

[souvikdey2002]

I have very limited number of cards although started journey in 2012, but just now started taking interest in Credit Cards

1. Citi Indian Oil=LTF-->3,18,000
2. HDFC DCB=LTF-->7,73,000
3. ICICI Sapphiro=Chargeable(Trying to find a way to convert it LTF, let me know if anybody knows)-->6,00,000
4. ICICI Amazonpay=LTF-->6,70,000
5. IDFC First Wealth Credit Card=LTF-->9,28,000
6. Indusind Legend=LTF-->5,00,000
7. Axis Bank Select=LTF-->1,00,000

Can somebody please guide me how to get SBI & BOB Eterna LTF?

 

[souvikdey2002]

I think only government employees get SBI cards as LTF ... My dad has SBI Prime/Elite as LTF though he never uses CCs

Also your collection is pretty impressive too ... Nice collection of LTF cards

My wife works with State Government, have a Salary Account with SBI but she has to pay for SBI Elite, is not Life Time Free.

 

[souvikdey2002]

Maybe selected customers get

My dad didn't apply for this CC though ... He got it as LTF in offer and probably after that he had taken it

But many people here who are govt. employees have posted here that they got SBI cards as LTF

Can you please let me know which card they have gotten?
I mean speaking generally.

 

[TechnoFinoTechnoFino is verified member.]

Hi Sumanta,

I must appreciate since your achievement in 2 years is Outstanding, I have a question for you:-
How did you get Eterna Life Time Free?? Any secret

Thanks!
Eterna LTF for people with income more than 30L

 

[CC_Hunter]

How to get Kotak and Yes bank cards LTF?

 

[TechnoFinoTechnoFino is verified member.]

How to get Kotak and Yes bank cards LTF?

they do offer LTF cards, check with them and apply

 

[hriday.haria]

they do offer LTF cards, check with them and apply

Hi Sumanta,

I was interested in Yes Bank BYOC, it is displayed on their website ... https://www.yesbank.in/byoc-card

But I am unable to apply for it, looks like a decent alternative to get a Metal Card for those interested !

Any idea about this Yes Bank CC ?

 

[TechnoFinoTechnoFino is verified member.]

Hi Sumanta,

I was interested in Yes Bank BYOC, it is displayed on their website ... https://www.yesbank.in/byoc-card

But I am unable to apply for it, looks like a decent alternative to get a Metal Card for those interested !

Any idea about this Yes Bank CC ?

This is not a very good card... btw all yes bank cards are useless 😄

 

[souvikdey2002]

they do offer LTF cards, check with them and apply

You will get league platinum from Kotak & Yes Prosperity from Yes but my target is to get Yes First exclusive and Kotak White for free of cost.
@Sumanta, anyway to get these 2 cards LTF.

 

[TechnoFinoTechnoFino is verified member.]

You will get league platinum from Kotak & Yes Prosperity from Yes but my target is to get Yes First exclusive and Kotak White for free of cost.
@Sumanta, anyway to get these 2 cards LTF.

yes bank was issuing YFE for free...but for Kotak white you have to open Kotak optima ac

 

[TechnoFinoTechnoFino is verified member.]

What's the maintenance balance for Kotak optima account?

5L

 

[ricky25]

1.YES PRIVATE
2.HDFC INFENIA
3.HDFC DCB
4.ICICI SAPHIRO AMEX
5.ICICI SAPHIRO VISA
6.ICICI EMERALD AMEX
7.ICICI CORAL
8.SBI ELITE
9.SBI BPCL
10.INDUSIND PINNACLE
11.AXIS VISTARA INFINITE

 

[dinersblackpro]

First time poster. My list of cards is as follows:

HDFC Diners Black, Lifetime free, Limit: Rs. 25,00,000/-
Axis Bank Vistara Card, 10k, Limit: Rs. 4,70,000/- (under cancellation - explained later)
HDFC Infinia Card, Lifetime free, Limit: Rs. 10,13,000/-
Amex Platinum Charge, 60k, Limit: NA
Axis Bank Miles and More Credit Card, Free, Limit: Rs. 3,90,000/-(under cancellation - explained later)
Axis Bank Magnus Credit Card, 10k, Limit: Rs. 4,70,000/-(under cancellation - explained later)
Zomato Classic Card, Free, Limit: Rs. 4,66,000/- (just applied and approved)
SBI Air India Signature Card, 5k. Limit: Rs. 5,94,000/- (just applied, verbally told limit by agent)
Slice, free, Limit: Rs. 10,00,000/-
Standard Chartered Ultimate - just applied

So my Axis Bank story goes like this: I earlier had Vistara and Miles and More cards with separate limits. In Feb, I applied for Magnus card and got it with 4.7L limit. But now all the 3 cards limits were merged to 4.7L without informing me. I only found out when I was trying to swipe the card and it got rejected. The Axis Bank app still showed separate limits for all 3 cards.
I escalated the matter and asked for cancellation of all cards and told them I would not pay the Magnus card fees.
The fight is still ongoing for that with them. I loved the Axis Bank cards but cannot deal with them doing arbitrary things and giving such low limits for 3 premium cards.

 

[dinersblackpro]

Do you use DCB more than Infinia?

Yes. DCB is my primary card. Mainly for the 80k spend every month giving a reward and the annual memberships.