💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[ashwinkashwink is verified member.]

Update:

1. ICICI Sapphiro Mastercard LTF- 5L
2. ICICI Sapphiro Visa LTF - 5L
3. HDFC Millenia Mastercard LTF- 2.64L
4. RBL World Safari Visa FYF- 2.75L
5. IndusInd Eazydiner Visa FYF- 5L
6. AU Bank Zenith Visa LTF - 7L
7. IDFC Wealth Visa LTF - 4L

Sapphiro in Visa and MasterCard both 🤔

 

[shubhamosy]

Sapphiro in Visa and MasterCard both 🤔

Yes, few got after back & forth email with CC & PNO

 

[Hitman_107]

Sapphiro in Visa and MasterCard both 🤔

Yeah i got it yesterday only… was mailing them since a month. Finally they converted my mastercard to visa and i have not closed the mastercard

 

[ashwinkashwink is verified member.]

Yeah i got it yesterday only… was mailing them since a month. Finally they converted my mastercard to visa and i have not closed the mastercard

But why MasterCard and Amex combo is way better.

 

[aniruddh]

Cards I hold in my family -
Axis Ace *2 (Paid)
Axis Magnus*2 (Paid)
Axis Flipkart (LTF)
Axis Samsung Infinite (Paid)
HDFC Millennia*2 (1 PAID AND 1 LTF)
HDFC Tata Neu (LTF)
Bob Select (LTF)
AU Zenith (LTF)
SBI Cashback card ( Annual waiver done)
SBI Simply click*2 ( Annual waiver done)
ICICI Amazon Pay (LTF)
ICICI MMT (LTF)
ICICI PLATINUM (LTF)
ICICI SAPPHIRO (LTF)
KOTAK LEAGUE PLATINUM (LTF)
RBL World Safari (FYF)

 

[Rahul92]

Yeah i got it yesterday only… was mailing them since a month. Finally they converted my mastercard to visa and i have not closed the mastercard

Any benefit in visa compared to MasterCard?

 

[Reaper]

But why MasterCard and Amex combo is way better.

MasterCard has an advantage only when you consider golf benifits.

 

[Hitman_107]

Any benefit in visa compared to MasterCard?

Yeah getting the original benefits… i got the mastercard during amex ban so was able to use only half benefits of icici sapphiro card… those who have amex + mc they don’t need to change to visa…

 

[shameempkahammed]

Cards i hold
1. Amex platinum travel (LTF)
2. Sbi simplysave
3. Sbi Cashback
4. Sbi prime
5. Federal signet
6. Axis Flipkart
7. Axis Indianoil (LTF)
8. Axis magnus
9. SC Ultimate
10. ICICI Saphiro (LTF)
11. ICICI Amazon (LTF)
12. HDFC Millenia (LTF)
13. IDFC Select (LTF)

Planning to close Millenia & IDFC soon and wanna get DCB.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Cards i hold
1. Amex platinum travel (LTF)
2. Sbi simplysave
3. Sbi Cashback
4. Sbi prime
5. Federal signet
6. Axis Flipkart
7. Axis Indianoil (LTF)
8. Axis magnus
9. SC Ultimate
10. ICICI Saphiro (LTF)
11. ICICI Amazon (LTF)
12. HDFC Millenia (LTF)
13. IDFC Select (LTF)

Planning to close Millenia & IDFC soon and wanna get DCB.

As per me you should close sbi prime , stanc ultimate and IDFC and get Milennia upgraded

 

[CARDiologist]

Here is mine 🙂

 

[sachinvenga]

Here is mine 🙂

👍🏻

 

[vikasr94]

Here is my portfolio

• Standard Chartered Ultimate - Rs 5,000
• Axis:
  • Axis Magnus Rs 10,000
  • Axis Ace Rs 500
  • Axis Flipkart Rs 500
• ICICI:
  • ICICI HPCL Coral Rs 200 (My first CC)
  • ICICI RUBYX LTF
  • Amazon pay ICICI LTF
• Amex
  • Amex MRCC Rs 4500
  • Amex plat travel Rs 5k
• SBI
  • BPCL Rs 500
  • Cashback card Rs 1000
• HDFC Regalia LTF
• BOB Premier - LTF
• IndusInd
  • Legend Signature - LTF
  • EasyDiner Indus Ind Card - 2K
• Altura Plus - LTF
• HSBC - LTF
• One card - LTF
• Kotak Fortune Gold Credit Card - LTF
• Citi Indian Oil Rs 1000
• Yes Prosperity Rewards Plus Rs 499

Top cards on my wishlist: HDFC Infinia & HDFC Diners

 

[Reaper]

Cards i hold
1. Amex platinum travel (LTF)
2. Sbi simplysave
3. Sbi Cashback
4. Sbi prime
5. Federal signet
6. Axis Flipkart
7. Axis Indianoil (LTF)
8. Axis magnus
9. SC Ultimate
10. ICICI Saphiro (LTF)
11. ICICI Amazon (LTF)
12. HDFC Millenia (LTF)
13. IDFC Select (LTF)

Planning to close Millenia & IDFC soon and wanna get DCB.

May I know how you got AMEX Platinum Travel card as LTF ?
I was in an assumption that it's impossible to get Platinum Travel card as Lifetime Free.

 

[shameempkahammed]

As per me you should close sbi prime , stanc ultimate and IDFC and get Milennia upgraded

filed closure request for millenia. applied DCB (LTF). Will close sbi prime after first year. planning to keep stan c as 3.3% on retail s0end looks good.

 

[shameempkahammed]

May I know how you got AMEX Platinum Travel card as LTF ?
I was in an assumption that it's impossible to get Platinum Travel card as Lifetime Free.

i was holding jetprivilage amex card. when jet airways closed its operation, amex gave an offer to convert it to platinum travel LTF.

 

[DevD]

Few of the limits are shared like for ICICI and axis cards

Bro.. your card list is huge..
If all your icici cards have shared limit then why it is showing different limit for different variant ? Can't you use the same limit for all icici cards ?
In your opinion which icici card variant should one apply on c2c to get highest limit.

 

[sheru]

My Small Portfolio

Paid -
HDFC Regalia - 3.00L
SBI Cashback - 1.20L
Amex MRCC - 1.40L
Axis ACE - 1.25L
Axis Flipkart - 1.25L (shared)
Union Bank of India Rupay - 1.00L

LTF -
ICICI Apay - 4.80L
Tata Neu Infinity Rupay - 3.00L (shared)
RBL Zomato Edition - 1.80L
Indusind Legend - 1.00L
IDFC Millenia - 1.20L
SBI FBB StyleUp - 0.40L (1st CC)
SBI Simply Click - 0.40L

My next target is a premium card from Axis. Probably Magnus.
And will be closing FK Axis as I have stopped shopping from FK completely.
Also want to keep one LTF from every bank possible for instant discount offers, lets see.

Do give your suggestions guys!

 

[DevD]

How come your Sapphiro got less limit than Rubyx ?
Also you should have transferred limit to Sapphiro from Rubyx on same account
It would be done easily through a phone call to cc

@anirban.choudhury How many times did you receive limit enhancement offer in icici ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Updated Portfolio

Card	Fees	CL	Status
SBI Prime	2999​	1.89L	Closed
Axis Select	3000​	2L	Closed
Axis FK	LTF	2L	Active
Canara Rupay Select	300​	2L	Active
Union Rupay Select	499​	2.8L	Active
BOM Visa	500​	4L	Active
HSBC Visa	LTF	4L	Active
IDBI Euphoria	LTF	5L	Active
Federal Celesta	LTF	7L	Active
RBL World Safari	LTF	7L	Active
PNB Rupay Select	LTF	8L	Active
Axis Myzone	LTF	8L	Active
Indusind Indulge	LTF	9L	Active
Stanc EMT	350​	9L	Active
ICICI MMT Signature	LTF	9L	Active
Yes First Exclusive	LTF	10L	Active
BOB Eterna	LTF	10L	Active
AU Zenith	LTF	12L	Awaiting Delivery
ICICI Rubyx	LTF	14.7L	Active
ICICI Apay	LTF	14.7L	Active
Axis Magnus	10000​	15L	Active
IDFC Wealth	LTF	15L	Active
HDFC DCB	LTF	19L	Active
ICICI Sapphiro	LTF	23.7L	Active
Kotak Zen	LTF	25L	Active
ICICI Emirates Emeralde	LTF	36L	Active
Amex Gold Charge	4500​	NA	Active

Latest Portfolio

Card	Limit	Fees
Canara Rupay Select	2L	300
Union Rupay Select	2.8L	499
BOM Visa	4L	500
IDBI Euphoria	5L	LTF
Federal Celesta	7L	LTF
RBL World Safari	10.5L	LTF
BOB Eterna	12L	LTF
AU Zenith	12L	LTF
ICICI Rubyx	14.7L	LTF
ICICI MMT Signature	9L	LTF
ICICI Emeralde / Emirates Emeralde / Sapphiro / Apay	36L	LTF
Axis Magnus	15L	10000
Kotak Zen	25L	LTF
Kotak White Reserve	25L	LTF
Amex GC	NA	4500
SBI Aurum	12.5L	FYF
IDFC Wealth	17.25L	LTF
Indusind Indulge	10.8L	LTF
HDFC DCB	19L	LTF

Closed Many Cards (SBI Prime , Axis 3 cards , HSBC , STANC , YFE etc)
Got LE in ( Indulge , World Safari , IDFC Wealth )
Added New Cards ( Emeralde , SBI AURUM , Kotak White Reserve )