💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[4uziaul]

It was typo . corrected it.
Got it FYF.

If you had said yes, this would have become the talk of the nation on this forum. 🤣

 

[jack333]

If you had said yes, this would have become the talk of the nation on this forum. 🤣

Sbi employees can get it LTF 🤣. I thought he was one

 

[4uziaul]

Sbi employees can get it LTF 🤣. I thought he was one

I thought that was the reply coming. 🤣

 

[jatinkrmalik]

Got my Axis Samsung Infinite credit card delivered today!

 

[BeingIncog]

Got my Axis Samsung Infinite credit card delivered today!

i really thought that was screenshot. wow. it's embedded tweet.

 

[Rahul92]

Got my Axis Samsung Infinite credit card delivered today!

How much for the blue tick

 

[Hisoka]

I posted here in Feb, so it's time for an update. My cards are in order of their application

1. HDFC Millenia (3L, LTF) - One of the best designed cards in my opinion, got with 1L initial limit which is recently updated to 3L. Applied in May last year

2. One Card (40k, LTF) - Have kept to show my credit card noob friends that I've a metal card. Sometimes it's useful in Zomato and bigbasket

3. Axis Ace (50k, Closed) - Have recently closed this card to apply for Samsung Infinite. It was my primary card for a long time and 5% unlimited cashback on bill payments back then was a legendary feature. Got 50k initial limit which became a shared one after Magnus

4. Amazon Pay ICICI (80k, LTF) - Just got this card to take revenge from ICICI bank as they rejected my application back in Jan 2022

5. SBI SimplyClick (1.3L, Paid) - Applied for SBI Cashback but got rejected after 2 months, they said apply for this and this will be upgraded after 6 months to cashback card. Dhokha! Will call customer care before renewal to either make it LTF or close it.

6. Axis Vistara Signature (3.14L, FYF) - Still think it's one of the best card for someone who frequently travels with Vistara and has spends of 3-5L a year. 20kg baggage allowage Club Vistara membership still helps to this day.

7. Amex MRCC (2.3L, FYF) - Applied this card under referral program. Got some bonus points, only use for loading Rs. 1500 on amazon gift card 4 times a month and book cabs and order groceries with it. Might close before renewal.

🔥 8. Axis Magnus (3.14L, Paid) - Needs no introduction. My primary card and sare cards ka baap! 25k bonus points, BOGO on movies, 40% off via Eazidiner, 5X points on Travel edge, 4.8% default Airmile rate, Airport Meet and greet, free International lounge on domestic flights, on top of that 10k Tata Cliq voucher which helped me complete rewards league with ease. This card has it all

9. ICICI Platinum (2.4L, LTF) - Got this card as it's useful for offers. Since Amazon Pay ICICI is a cobranded card the offers are not applicable there. Also since I got a decent limit on this one, it got share with Amazon card. So yeah, decent card and gonna keep it.

🔥 10. Tata Neu Infinity (3L, LTF) - Got this card for UPI payments as FYF, converted this card to LTF in Rewards league due to the Tata Cliq voucher provided by Magnus. Also gives cashback and all credit card bill payments via Payzapp. Dhaasu card!

11. PNB Rupay Select (2L, LTF) - Got this card for Rupay Wellness benefits. Have used Cult Elite 1 month pass for free using this card. Excellent value for money, bas har quarter spend karna padega isse :')

12. Axis Samsung Infinite (3.7L, Paid) - Have only got this card for joining benefits due to Magnus. Will close it in few months once 30k edge rewards are credited.

13. Kotak Zen Signature (75k, LTF) - Applied for League platinum card 4 months ago kyuki bank walo ne dimag kharab kar diya tha. Application got rejected due to address issues. Got call few days back that my application is approved and I'm getting Zen signature as LTF, don't know why this card exists in my wallet. Maybe as a colletion!

 

[BeingIncog]

1. HDFC Millenia (3L, LTF) - One of the best designed cards in my opinion, got with 1L initial limit which is recently updated to 3L. Applied in May last year

are they issuing in visa variant? mine is mastercard.

 

[Hisoka]

are they issuing in visa variant? mine is mastercard.

You must be having old Millenia which was issued in MasterCard. New one comes in Visa and Diner only

 

[BeingIncog]

You must be having old Millenia which was issued in MasterCard. New one comes in Visa and Diner only

issue on 10th october 2022. but i already emailed cc to change network and ltf.

 

[Hisoka]

issue on 10th october 2022. but i already emailed cc to change network and ltf.

Why do you want in Visa network? Doesn’t MasterCard offer lounge access?

 

[BeingIncog]

Why do you want in Visa network? Doesn’t MasterCard offer lounge access?

visa poshvine offers. visa and mastercard both offer lounge access.

 

[Hisoka]

visa poshvine offers. visa and mastercard both offer lounge access.

Oooh that times prime membership. Yeah then you can go for Visa. But visa signature is available on many cards now.

 

[BeingIncog]

Oooh that times prime membership. Yeah then you can go for Visa. But visa signature is available on many cards now.

almost them are premium.

 

[Hisoka]

almost them are premium.

Try OneCard, might work

 

[BeingIncog]

Try OneCard, might work

doesn't work.

 

[sv004]

A bit late to share my portfolio, but have added some new cards since joining this community:

Great collection top card of hdfc and bottom card of sbi . Simply save is only card to have from sbi side in my opinion also

 

[armat]

HDFC Millenia (LTF)
HDFC TATA NEU INFINITY (FYF)
Amex MRCC (1499/yr)
Yes Bank First Preferred (LTF)
ICICI Platinum ( LTF)
ICICI Amazon Pay (LTF)
IDFC First Select (LTF)
IDFC WOW (Secured/LTF)
BOB Select (LTF)
BOB HPCL (500/yr)
BOB Snapdeal card (299/yr)
Kotak Urbane Gold (199/yr)
IndusInd Iconia Amex (LTF)
RBL Shoprite (LTF)
RBL Patinum Delight (1499/yr)
Axis Neo (LTF)
Axis Myzone (LTF)
Axis Indian Oil (LTF)
Onecard (BOB) (LTF)
Citi Rewards (1000/yr)
Citi Indianoil (1000/yr)
SBI Simply Click (499/yr)
SBI FBB (LTF)
Gild SBM card (LTF)
StanC Smart (499/yr)
AU bank Altura plus (499/yr)
HSBC Platinun (LTF)
HSBC Cashback ( no joining/999)
Stanc Titanium (750)
DBS Bajajfinserv 5x (no joining fee)
Paisabazaar stepup secured cc (LTF)
Niyo Global SBM (secured/LTF)
IDFC WOW 2 (Secured/LTF)
SBI cashback (as add-on)
AU Bank LIT ( as add-on)
Indusind Aura (as add-on)
Somewhere around 33 active credit cards

Is the gild SBM card rupay select variant? Any wellness benefits?

 

[Rahul92]

I posted here in Feb, so it's time for an update. My cards are in order of their application

1. HDFC Millenia (3L, LTF) - One of the best designed cards in my opinion, got with 1L initial limit which is recently updated to 3L. Applied in May last year

2. One Card (40k, LTF) - Have kept to show my credit card noob friends that I've a metal card. Sometimes it's useful in Zomato and bigbasket

3. Axis Ace (50k, Closed) - Have recently closed this card to apply for Samsung Infinite. It was my primary card for a long time and 5% unlimited cashback on bill payments back then was a legendary feature. Got 50k initial limit which became a shared one after Magnus

4. Amazon Pay ICICI (80k, LTF) - Just got this card to take revenge from ICICI bank as they rejected my application back in Jan 2022

5. SBI SimplyClick (1.3L, Paid) - Applied for SBI Cashback but got rejected after 2 months, they said apply for this and this will be upgraded after 6 months to cashback card. Dhokha! Will call customer care before renewal to either make it LTF or close it.

6. Axis Vistara Signature (3.14L, FYF) - Still think it's one of the best card for someone who frequently travels with Vistara and has spends of 3-5L a year. 20kg baggage allowage Club Vistara membership still helps to this day.

7. Amex MRCC (2.3L, FYF) - Applied this card under referral program. Got some bonus points, only use for loading Rs. 1500 on amazon gift card 4 times a month and book cabs and order groceries with it. Might close before renewal.

🔥 8. Axis Magnus (3.14L, Paid) - Needs no introduction. My primary card and sare cards ka baap! 25k bonus points, BOGO on movies, 40% off via Eazidiner, 5X points on Travel edge, 4.8% default Airmile rate, Airport Meet and greet, free International lounge on domestic flights, on top of that 10k Tata Cliq voucher which helped me complete rewards league with ease. This card has it all

9. ICICI Platinum (2.4L, LTF) - Got this card as it's useful for offers. Since Amazon Pay ICICI is a cobranded card the offers are not applicable there. Also since I got a decent limit on this one, it got share with Amazon card. So yeah, decent card and gonna keep it.

🔥 10. Tata Neu Infinity (3L, LTF) - Got this card for UPI payments as FYF, converted this card to LTF in Rewards league due to the Tata Cliq voucher provided by Magnus. Also gives cashback and all credit card bill payments via Payzapp. Dhaasu card!

11. PNB Rupay Select (2L, LTF) - Got this card for Rupay Wellness benefits. Have used Cult Elite 1 month pass for free using this card. Excellent value for money, bas har quarter spend karna padega isse :')

12. Axis Samsung Infinite (3.7L, Paid) - Have only got this card for joining benefits due to Magnus. Will close it in few months once 30k edge rewards are credited.

13. Kotak Zen Signature (75k, LTF) - Applied for League platinum card 4 months ago kyuki bank walo ne dimag kharab kar diya tha. Application got rejected due to address issues. Got call few days back that my application is approved and I'm getting Zen signature as LTF, don't know why this card exists in my wallet. Maybe as a colletion!

Why 2 magnus ?

 

[Hisoka]

Why 2 magnus ?

It was replaced few months ago. Thought of keeping it both 😅