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🚀 CIBIL Score Flex! Let’s See Yours! 🚀

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sjmajumder

sjmajumder

TF Legend
RBIO King
Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥

1740671108735.webp

Leaderboard:
🥇 Gold - @sjmajumder 809
🥈 Silver - @Prem03, @sanzz 807
🥉 Bronze - @TechnoFino 804
 
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sjmajumder said:
Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥

View attachment 84952
Click to expand...
very good score.... it took you how much time to cross 800 ?
and whats the credit mix
 
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Riya said:
very good score.... it took you how much time to cross 800 ?
and whats the credit mix
Click to expand...
Well, first time I ever checked I found it at 820 (in 2019). Not sure what happened after that 🙁

Check here...
sjmajumder

Thread 'How to improve CIBIL beyond 807'

I had CIBIL score of 820 when I took a car loan in 2019 which brought down my CIBIL straight to 798 (not sure why such a big drop). Canara Bank did make 2 hits by mistake and refused to remove it. They made the first hit for personal loan (LMAO) whereas I applied for car loan. Later when they realized they made another hit for car loan for same amount and even debited my account by Rs. 55 as charge for the same which again they refused to reverse.

I never missed any EMI and closed my 7 years loan in 2 years. But ever since then my CIBIL moves between 802 to 807. Never gone beyond 807 ever...
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sidp said:
May be few months back. It was same 894. Stuck at that score for around 2yrs. Haven't used this year's free report yet. Will check after fy end, after I apply for few more cards. 😁
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I had posted the screenshot from tata neu on another thread. This was in Feb, after many people reported drop in experian.

I had used free experian report in Oct (I think). There also my score wad same.
1000028695.webp
 
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H2O said:
To just start this thread, the man waited until 800 had passed. :hehe:
Click to expand...
Actually I waited for it to fall from 820 😀

sjmajumder

Thread 'How to improve CIBIL beyond 807'

I had CIBIL score of 820 when I took a car loan in 2019 which brought down my CIBIL straight to 798 (not sure why such a big drop). Canara Bank did make 2 hits by mistake and refused to remove it. They made the first hit for personal loan (LMAO) whereas I applied for car loan. Later when they realized they made another hit for car loan for same amount and even debited my account by Rs. 55 as charge for the same which again they refused to reverse.

I never missed any EMI and closed my 7 years loan in 2 years. But ever since then my CIBIL moves between 802 to 807. Never gone beyond 807 ever...
  • Like
  • Hehe
  • Haha
 
Upvote 0 Downvote
sjmajumder said:
Actually I waited for it to fall from 820 😀

sjmajumder

Thread 'How to improve CIBIL beyond 807'

I had CIBIL score of 820 when I took a car loan in 2019 which brought down my CIBIL straight to 798 (not sure why such a big drop). Canara Bank did make 2 hits by mistake and refused to remove it. They made the first hit for personal loan (LMAO) whereas I applied for car loan. Later when they realized they made another hit for car loan for same amount and even debited my account by Rs. 55 as charge for the same which again they refused to reverse.

I never missed any EMI and closed my 7 years loan in 2 years. But ever since then my CIBIL moves between 802 to 807. Never gone beyond 807 ever...
  • Like
  • Hehe
  • Haha
Click to expand...
That's the 👉.
 
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sjmajumder said:
Actually I waited for it to fall from 820 😀

sjmajumder

Thread 'How to improve CIBIL beyond 807'

I had CIBIL score of 820 when I took a car loan in 2019 which brought down my CIBIL straight to 798 (not sure why such a big drop). Canara Bank did make 2 hits by mistake and refused to remove it. They made the first hit for personal loan (LMAO) whereas I applied for car loan. Later when they realized they made another hit for car loan for same amount and even debited my account by Rs. 55 as charge for the same which again they refused to reverse.

I never missed any EMI and closed my 7 years loan in 2 years. But ever since then my CIBIL moves between 802 to 807. Never gone beyond 807 ever...
  • Like
  • Hehe
  • Haha
Click to expand...
Even better.

Jealousy Envy GIF
 
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