🚀 CIBIL Score Flex! Let’s See Yours! 🚀

[sjmajumder]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥



Leaderboard:
🥇 Gold - @sjmajumder 809
🥈 Silver - @Prem03, @sanzz 807
🥉 Bronze - @TechnoFino 804

 

[imrahul]

Im not able to check score now
Use to check via HDFC and Axis creditview

How you guys are checking it now
I can see on Sbi cards app but i guess it is old one

You can check from cred app free once per month which is the best
You can also use other apps like onescore, navi google pay etc

 

[sjmajumder]

Thug raha experian
I have been refreshing from last month almost weekly.
I don't have any subscription of experian.

Check this link here

You are right, I refreshed yesterday and again today. It is free refresh everyday

 

[sjmajumder]

I had posted the screenshot from tata neu on another thread. This was in Feb, after many people reported drop in experian.

I had used free experian report in Oct (I think). There also my score wad same.
View attachment 84959

Refresh it at Experian website. It's unlimited free refresh.

 

[avinashvut]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥

View attachment 84952

I nvr missed a single credit card payment and never had any loans but my cibil always remains at 790 nd nvr reached 800 dnt knw why

 

[sjmajumder]

I nvr missed a single credit card payment and never had any loans but my cibil always remains at 790 nd nvr reached 800 dnt knw why

Get a home loan...you are missing the credit mix points.

 

[kiwi]

View attachment 84964

Which app is this?

 

[Arjunvijesh]

750 as of today!!

 

[Boy 07]

790

I nvr missed a single credit card payment and never had any loans but my cibil always remains at 790 nd nvr reached 800 dnt knw why

790 score is enough to get any credit card loan In my opinion, taking unnecessary loans and increasing liabilities to increase CIBIL score is not right

 

[sjmajumder]

Im not able to check score now
Use to check via HDFC and Axis creditview

How you guys are checking it now
I can see on Sbi cards app but i guess it is old one

Axis and HDFC have stopped it. You can use GPay and Paisabazaar for one refresh a month and CIBIL official site for one refresh a year free of cost. Paisabazaar auto-refreshes every month, you don't have control over it. GPay you have to manually refresh, do it 15 days after Paisabazaar refresh. So you will get 2 updates a month FOC.

 

[TechnoFinoTechnoFino is verified member.]

804 as of now...



I keep the utilisation ratio lowest possible



By the way... I can check cibil for free till 2051

 

[hender]

Boss is always right 👍

 

[BVCBVC is verified member.]

I keep my utilization around 7-9% so mine will be in this range only. My highest score is 791, never crossed 800. Anyways I am happy with this.



BTW I have got my CIBIL access till 2028

 

[Tejesh@27]

Hi Kalyan,
Which website/app you are using for dual credit report?

Drop is because of higher utilisation as I spent more than 90% in single transaction
View attachment 84956

 

[hender]

Axis and HDFC have stopped it. You can use GPay and Paisabazaar for one refresh a month and CIBIL official site for one refresh a year free of cost. Paisabazaar auto-refreshes every month, you don't have control over it. GPay you have to manually refresh, do it 15 days after Paisabazaar refresh. So you will get 2 updates a month FOC.

Thanks for spreading the knowledge.

 

[guys]

As I don't have any paid plan, Last I saw in free CIBIL in Jan 2025, so don't know latest.
😭

Check from cred.

 

[sidpsidp is verified member.]

804 as of now...



By the way... I can check cibil for free till 2051

 

[hender]

Check from cred.

Thanks for sharing..

Check from cred.

It's a monthly refresh !

 

[hender]

Mine is not even the highest one I know. I've seen 898.
Even cibil >830 a lot of times.

Eager to know more insight on the Top Scorers, If you like to share.
It will help everyone in many ways.

 

[guys]

Eager to know more insight on the Top Scorers, If you like to share.
It will help everyone in many ways.

780 from a decade.

 

[hender]

780 from a decade.

Great 👍 track record ...Decade long is 120 months, 3650 days discipline.
Congratulations 🎉 👏