🚀 CIBIL Score Flex! Let’s See Yours! 🚀

[sjmajumder]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥



Leaderboard:
🥇 Gold - @sjmajumder 809
🥈 Silver - @realSP, @naveenjoshi 808
🥉 Bronze - @Prem03, @sanzz 807

Other 800 Club Members:
@iamdhamo 805
@TechnoFino 804
@srinadhjyothi 801
@iamvk, @Yugi 800



P.S. You can check your credit scores for free:

• CIBIL: GPay, Paisabazaar, Cred, OneScore and once a year in CIBIL official site/app.
• CRIF: Cred (some accounts), Airtel Thanks, Mobikwik, MoneyControl and once a year in CRIF official site/app.
• Equifax: Paisabazaar, Tata Nue and once a year in Equifax official site/app.
• Experian: Paisabazaar, One Score, BankBazaar, PhonePe, PayTM and daily in Experian official site/app.
  
  

 

[sjmajumder]

Mine is 802. But SBI still not approving octane card and I'm stuck on application submitted phase for a week.

Credit score alone does not assure card approval. That way I should not get any rejection but in last 2 weeks Yes bank has rejected my Kiwi (rejected) and UniGold (on-hold) applications.

P.S. I have 34 CCs with combined CL of 1CR+, used to hold LTF Yes Bank Elite Card with 10L+ CL which was closed due to re-KYC not done.

 

[shadow]

Credit score alone does not assure card approval. That way I should not get any rejection but in last 2 weeks Yes bank has rejected my Kiwi (rejected) and UniGold (on-hold) applications.

P.S. I have 34 CCs with combined CL of 1CR+, used to hold LTF Yes Bank Elite Card with 10L+ CL which was closed due to re-KYC not done.

while it's not the only factor that decides if we get the card, It certainly helps. I got Easydiner Signature without any docs and application to card delivery took only 3 days while SBI application is stuck. I applied both just a day apart.

 

[Garbageyard]

CheQ app has a nice view for Experian score. Where can I see a similar view for CIBIL?



But in my experience, these scores don't seem to have any bearing on the credit limit assigned to a credit card.

 

[hender]

Credit score alone does not assure card approval. That way I should not get any rejection but in last 2 weeks Yes bank has rejected my Kiwi (rejected) and UniGold (on-hold) applications.

P.S. I have 34 CCs with combined CL of 1CR+, used to hold LTF Yes Bank Elite Card with 10L+ CL which was closed due to re-KYC not done.

🤔 Boss se Panga, Yes Gone !!!

 

[naveenjoshi]

 

[sjmajumder]

CheQ app has a nice view for Experian score. Where can I see a similar view for CIBIL?



But in my experience, these scores don't seem to have any bearing on the credit limit assigned to a credit card.

You can check your CIBIL score for free once a month in GPay, Paisabazaar, Cred, OneScore and once a year in CIBIL official site/app.

 

[hender]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥

View attachment 84952

Leaderboard:
🥇 Gold - @sjmajumder 809
🥈 Silver - @realSP, @naveenjoshi 808
🥉 Bronze - @Prem03, @sanzz 807

Other 800 Club Members:
@iamdhamo 805
@TechnoFino 804
@srinadhjyothi 801
@iamvk, @Yugi 800



P.S. You can check your CIBIL score for free once a month in GPay, Paisabazaar, Cred, OneScore and once a year in CIBIL official site/app.

Update: Just saw the 800+ Score in TF 😉
For your kind consideration Sir...

 

[sjmajumder]

Update: Just saw the 800+ Score in TF 😉
For your kind consideration Sir...

Please take a look at @SSV

 

[hender]

Please take a look at @SSV

Peak of Himalaya... हिमालय की चोटी

 

[SSV]

Please take a look at @SSV

Peak of Himalaya... हिमालय की चोटी

He is worth having a look at it, but according to internal policy the application can't not be processed further. However it by no means it reflects his credit worthiness negatively. !!

 

[mangalorean]

Perfectly balanced, as all things should be 🙂

 

[rams]

View attachment 88181

How many cards? Any home loan? Age of oldest account?

 

[naveenjoshi]

How many cards? Any home loan? Age of oldest account?

I have 7 active cards (credit utilization is 1%), 2 home loans (both closed), oldest account is 20 yrs. old

 

[sjmajumder]

Perfectly balanced, as all things should be 🙂

View attachment 88287

What about the other two? Those two at 791 as well

 

[mangalorean]

What about the other two? Those two at 791 as well

731 in Crif for some reason. Equifax isnt loading for me.

 

[kuchbhikuchbhi is verified member.]

Perfectly balanced, as all things should be 🙂

View attachment 88287

Extra marks for duplet

 

[sjmajumder]

731 in Crif for some reason. Equifax isnt loading for me.

Check Paisabazaar, Tata Neu, also available for free once a year on Equifax official site

 

[mangalorean]

Check Paisabazaar, Tata Neu, also available for free once a year on Equifax official site

Thanks, it worked on Tata Neu. Will never put my detials on any Bazar websites though.

Checked Crif again, and it’s 798. Increased from 723 from last month.

 

[Boy 07]

Thanks, it worked on Tata Neu. Will never put my detials on any Bazar websites though.

Checked Crif again, and it’s 798. Increased from 723 from last month.

Sir where did you check your CRIF it's now not available on paisa bazar for me

 

[sjmajumder]

Sir where did you check your CRIF it's now not available on paisa bazar for me

Cred (some accounts)
Airtel Thanks
Mobikwik
MoneyControl
CRIF Official website (once a year)