100% off on health insurance policy if you walk daily

[CCFinvest]

Hi friends,
Few Insurers have introduced few policies that offers up to 100% waiver of renewal premium for people who lead a very active lifestyle.

My 73 years old diabetic father continued for 3 years with 10 lacs base cover paying only GST amount (got 100% of actual premium as he walks 3 Kms for more than 325 days in a year.
After 3 years, with guaranteed bonus, cover is now 45 lacs. He has been hospitalized with UTI in March'24 and admitted to the best hospital in the city.

Claimed 6.54 lacs cashless and 1.2 lacs as per and post hospitalization expenses. That too without paying a single penny as the renewal premium. Isn't it amazing? Let me know your views 🙂

 

[xvd1]

Which insurance company and policy name?

 

[me_sovon]

Kindly share all the details

 

[CCFinvest]

Hi,
Many insurers offer 30% to 50% discount on renewal premium. But few Aditya Birla Health policies come with 100% return.
Please feel free to contact me directly if you are interested.
Thanks and regards,
CCFinvest

 

[s1t2y3a3m6]

Hi,
Many insurers offer 30% to 50% discount on renewal premium. But few Aditya Birla Health policies come with 100% return.
Please feel free to contact me directly if you are interested.
Thanks and regards,
CCFinvest

So how they track daily 3 km walk ?

 

[Ak Singh]

Kindly share the policy link directly here.

 

[jeevanreddy58]

Plz post any PDFs or details here for everyone convenience..

 

[real_name_hidden]

Aditya Birla active one plan offers 100% (on paper) discount on premium if you walk 10000 steps 325 days a year. Steps Tracking through Google fit or Samsung Health and few smartwatches like noise,Fitbit, Garmin.

P.S. Conditions apply. Do refer Insurer website

 

[Vasuki]

Aditya Birla active one plan offers 100% (on paper) discount on premium if you walk 10000 steps 325 days a year. Steps Tracking through Google fit or Samsung Health and few smartwatches like noise,Fitbit, Garmin.

P.S. Conditions apply. Do refer Insurer website

Where's the website

 

[anujdit]

So how they track daily 3 km walk ?

You need to link mobile or watch with their apps to sync daily data. As per policy, it is should 365 10k steps etc. So if anyone can achieve that, then it will be good

 

[CCFinvest]

You need to link mobile or watch with their apps to sync daily data. As per policy, it is should 365 10k steps etc. So if anyone can achieve that, then it will be good

Not 365 days. It is 325 days.

 

[Anupama_Jha]

Hi friends,
Few Insurers have introduced few policies that offers up to 100% waiver of renewal premium for people who lead a very active lifestyle.

My 73 years old diabetic father continued for 3 years with 10 lacs base cover paying only GST amount (got 100% of actual premium as he walks 3 Kms for more than 325 days in a year.
After 3 years, with guaranteed bonus, cover is now 45 lacs. He has been hospitalized with UTI in March'24 and admitted to the best hospital in the city.

Claimed 6.54 lacs cashless and 1.2 lacs as per and post hospitalization expenses. That too without paying a single penny as the renewal premium. Isn't it amazing? Let me know your views 🙂

Noice 👌🏻🙂

But is it sustainable in long run?

 

[CCFinvest]

Nice 👌🏻🙂

But is it sustainable in long run?

Yes. Maintaining active lifestyle will incur less claim. This is the philosophy.

 

[real_name_hidden]

Where's the website

Bhai naam to de dia na Aditya Birla policy b bata di active one

Activ One with 100% Health Returns | Aditya Birla Health

Activ One plan offers a one stop solution needs, loaded with 100% Health Returns, Claim Protect, Super Credit with Super Reload. Secure Your Health Today!

www.adityabirlacapital.com

 

[CCFinvest]

Bhai naam to de dia na Aditya Birla policy b bata di active one

Activ One with 100% Health Returns | Aditya Birla Health

Activ One plan offers a one stop solution needs, loaded with 100% Health Returns, Claim Protect, Super Credit with Super Reload. Secure Your Health Today!

www.adityabirlacapital.com

Do not buy Active One NXT though.. It is expensive.

 

[real_name_hidden]

Just quoted the active one series, btw can you give example of how health returns work. @CCFinvest

 

[s1t2y3a3m6]

Do not buy Active One NXT though.. It is expensive.

What is the process waiver of annual premium ?

We have to pay full premium first then get refund or only GST have to pay ?

 

[CCFinvest]

We h

What is the process waiver of annual premium ?

We have to pay full premium first then get refund or only GST have to pay

We h

What is the process waiver of annual premium ?

We have to pay full premium first then get refund or only GST have to pay ?

You have to pay premium for the 1st time. If you walk 10K steps daily for 325 days in a year, you will get free lifelong renewal. Do not buy health insurance online if you want hassle-free claim settlement.

 

[sunit123]

It seems to be marketing and sales pitch..the OP will sell the policy and earn commission....mark my words.

 

[jeevanreddy58]

No difference in buying offline or online... as long as you know what you are buying.