Hritaban
TF Buzz
I had ~10L in FD in SBI, recently got enrolled into the wealth Program thanks to family TRV value owing mostly because of my dad's investments. So, even if I take these 10L out (Rainy day funds) I won't be kicked out of the wealth Program in SBI.
As I'm not getting any additional benefits in keeping it in SBI, I wanna park 5L-10L in another bank and hope to find a decent banking upgrade or credit card for it (preferably LTF). I can do two banks ~5L each or 1 bank ~10 L. Can't invest some other place as I intend to keep them as emergency funds.
I have banking history in-(in order)
SBI(salary account)
HDFC(Classic)
Axis(student account ig)
PNB(forgot about it, just maintain the ~2k MAB as I have some old FDs guven by my grand parents here)
CC I have-
APAY Ltf- 1 lakh
MB+ Ltf 91k
Tata neu plus(recently approved)
I am a doctor, used to earn ~1.12l/month but left the job recently to study for PG. Spends are mostly groceries, insurance and fuel (no rent and electricity as I'm back with my parents, may be I can pay electricity to get some extra spends)
As I'm not getting any additional benefits in keeping it in SBI, I wanna park 5L-10L in another bank and hope to find a decent banking upgrade or credit card for it (preferably LTF). I can do two banks ~5L each or 1 bank ~10 L. Can't invest some other place as I intend to keep them as emergency funds.
I have banking history in-(in order)
SBI(salary account)
HDFC(Classic)
Axis(student account ig)
PNB(forgot about it, just maintain the ~2k MAB as I have some old FDs guven by my grand parents here)
CC I have-
APAY Ltf- 1 lakh
MB+ Ltf 91k
Tata neu plus(recently approved)
I am a doctor, used to earn ~1.12l/month but left the job recently to study for PG. Spends are mostly groceries, insurance and fuel (no rent and electricity as I'm back with my parents, may be I can pay electricity to get some extra spends)