5% cashback swiggy hdfc confirmed merchants list

[b4bhar]

Guys,

Those who are using Swiggy hdfc card, can you please confirm the merchants that are confirmed to get 5% cashback? I see that Amazon, Myntra, Flipkart, Ola, Uber, BMS, 1mg, Meesho and Ajio are confirmed based on their advertising.

Can you please list other merchants that you have confirmation for the 5% cb?

Thank you!

 

[Tejo]

Can you please list other merchants that you have confirmation for the 5% cb?

Do a transaction of small amount and enquire mcc of the txn by calling the bank cs and check mcc is eligible or not.

 

[panu24]

Guys,

Those who are using Swiggy hdfc card, can you please confirm the merchants that are confirmed to get 5% cashback? I see that Amazon, Myntra, Flipkart, Ola, Uber, BMS, 1mg, Meesho and Ajio are confirmed based on their advertising.

Can you please list other merchants that you have confirmation for the 5% cb?

Thank you!

Maybe as you have got this card, you can also check some other merchant by trying small amount transaction and confirm here if you get 1% or 5% cashback.

 

[b4bhar]

Do a transaction of small amount and enquire mcc of the txn by calling the bank cs and check mcc is eligible or not.

We cant just basically tell based on the MCCs as they have only selected merchants which they didn't disclose. That's the problem.

 

[Sahil_07]

Guys,

Those who are using Swiggy hdfc card, can you please confirm the merchants that are confirmed to get 5% cashback? I see that Amazon, Myntra, Flipkart, Ola, Uber, BMS, 1mg, Meesho and Ajio are confirmed based on their advertising.

Can you please list other merchants that you have confirmation for the 5% cb?

Thank you!

Amazon pay gift card?

 

[b4bhar]

Maybe as you have got this card, you can also check some other merchant by trying small amount transaction and confirm here if you get 1% or 5% cashback.

I'm actually doing for Medplus. But it takes 2 months of time as the cashback details are only visible in the 2nd month statement

 

[Tejo]

I'm actually doing for Medplus. But it takes 2 months of time as the cashback details are only visible in the 2nd month statement

If possible try

Pharmeasy with hdfc smartbuy (10%) + swiggy card (10% 5%)

Not sure of cb 💥

 

[b4bhar]

Amazon pay gift card?

Didn't try this as i buy gift cards from Gyftr using amex card

 

[b4bhar]

If possible try
Pharmeasy with hdfc smartbuy (10%) + swiggy card (10%)

Not sure of cb 💥

Smartbuy doesn't properly mention about cobranded cards like swiggy. Just worried about it. Also, should that be like
Pharmeasy with hdfc smartbuy (10%) + swiggy card (5%)?? 10% only for spends related to swiggy, right?

 

[anantnitish]

In one instance Mobile purchase from Flipkart didn't fetch me 5% cashback.
I complained about this and asked the mcc ,the mcc was excluded from the list.

Except for this instance I have received 5% cashback everytime on Flipkart

 

[Tejo]

Smartbuy doesn't properly mention about cobranded cards like swiggy. Just worried about it. Also, should that be like
Pharmeasy with hdfc smartbuy (10%) + swiggy card (5%)?? 10% only for spends related to swiggy, right?

Yeah
Smartbuy cashback applicable for swiggy co-brand card ... if specially not mentioned about it then regarded as hdfc other credit card

 

[b4bhar]

Yeah
Smartbuy cashback applicable for swiggy co-brand card ... if specially not mentioned about it then regarded as hdfc other credit card

So, its like 10% cashback from smartbuy + 5% cashback from swiggy online purchase from pharmacy? Is my understanding correct?

 

[Tejo]

So, its like 10% cashback from smartbuy + 5% cashback from swiggy online purchase from pharmacy? Is my understanding correct?

Yeah correct ...

It's 5% only, I mistakenly typed 10% previously

 

[b4bhar]

Yeah correct ...

It's 5% only, I mistakenly typed 10% previously

I also see apparels has so many MCCs included with no merchant specified. Does that it mean it gives cb for all apparel merchants like zudio, reliance Trendz, cmr, etc if mcc matches?

 

[Tejo]

I also see apparels has so many MCCs included with no merchant specified. Does that it mean it gives cb for all apparel merchants like zudio, reliance Trendz, cmr, etc if mcc matches?

Cashback is irrespective to the merchant

Cashback is wrt mcc only

Cmr, zudio mcc ? are u from Andhra??

 

[b4bhar]

Cashback is irrespective to the merchant

Cashback is wrt mcc only

Cmr, zudio mcc ? are u from Andhra??

Yes. Hyderabad and Vizag. But they are mentioning only select merchants, right?

 

[VISHESH_BANSAL]

In one instance Mobile purchase from Flipkart didn't fetch me 5% cashback.
I complained about this and asked the mcc ,the mcc was excluded from the list.

Except for this instance I have received 5% cashback everytime on Flipkart

Mention toh kar dete konsi MCC thhi ?

 

[Tejo]

Yes. Hyderabad and Vizag. But they are mentioning only select merchants, right?

Nope

Cashback not regarding merchant.

Cashback regarding transaction mcc

Merchnat category code - mcc, 4 digit code, it defines type of business

Just after transaction settlement, call bank and ask mcc, check mcc is eligible or not for cashback

 

[b4bhar]

Nope

Cashback not regarding merchant.

Cashback regarding transaction mcc

Merchnat category code - mcc, 4 digit code, it defines type of business

Just after transaction settlement, call bank and ask mcc, check mcc is eligible or not for cashback

Yes, i know about MCCs. But i thought this is based on both merchants and MCCs as they clearly wrote only select merchants are eligible. If take example of hsbc cashback card, they also give cashback based on MCCs only, but they didn't mention only select merchants, infact they told all merchants with MCCs as groceries, food delivery or dining are eligible for 10% cb

 

[pranavcool]

Thanks for making this thread, kindly update on the topmost article too