5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges

[Abhishek012]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

---

Update - Just contact Snapay support. Here got this reply -

choose "T+1" and then payemnt method choose > "Debit card"

now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.

---

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

 

[bhaveshS]

Bhai HSBC 10% kaam karta hai??

Kaam krega cashback nhi milega

 

[OptiCard]

Kaam krega cashback nhi milega

Yaani nahi kaam karta bhai 🤣

I saw somewhere 1 thread --> someone saying get 10% via Snapay for HSBC cashback cards .... --> not sure if that still valid.

 

[vaidyasr]

I think the PhonePe payment was patched recently, I can't pass beyond OTP page.

 

[Abhishek012]

I think the PhonePe payment was patched recently, I can't pass beyond OTP page.

Try after few weeks.

 

[CyberPsych]

I cannot see PhonePe Wallet option after entering Wallet 1. Is this patched?

EDIT: Don't mind, it is inside Wallet 2

 

[CyberPsych]

I think the PhonePe payment was patched recently, I can't pass beyond OTP page.

Yes, after entering card details, when I click pay, it lands on the same card details page.

 

[Abhishek012]

Yes, after entering card details, when I click pay, it lands on the same card details page.

I already updated the post -

Update - Just contact Snapay support. Here got this reply -

choose "T+1" and then payemnt method choose > "Debit card"

now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.

 

[CyberPsych]

I already updated the post -

Update - Just contact Snapay support. Here got this reply -

choose "T+1" and then payemnt method choose > "Debit card"

now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.

Yes, I saw this and tried it. Debit card -> Easebuzz gateway -> Wallets -> PhonePe Wallet and cannot proceed after entering card details. Same as if we directly go through Wallets instead of debit card. Is it working for you?

 

[drk]

Yes, I saw this and tried it. Debit card -> Easebuzz gateway -> Wallets -> PhonePe Wallet and cannot proceed after entering card details. Same as if we directly go through Wallets instead of debit card. Is it working for you?

Sams problem I'm also facing

 

[Abhishek012]

Yes, I saw this and tried it. Debit card -> Easebuzz gateway -> Wallets -> PhonePe Wallet and cannot proceed after entering card details. Same as if we directly go through Wallets instead of debit card. Is it working for you?

How much you transfer ?

Try first small amount and i think now 20k max limit, if you use Rs100 then next time try max Rs19,900 or lower amount.

by the way i already shared, Superpe app invoice bypass trick. Use Superpe app, Lowest charges. Read my last comment on Superpe post or details also updated on Superpe post.

A

Post in thread '(Invoice bypass trick added) 3.35% profit - SBI Cashback Credit Card to bank at just 1.65% charges| Also Offline use/other credit card billpay'

Aug 26, 2024

Ok, here is the invoice bypass trick (already verified by multiple users) -

@PKMKB already shared in other post too.

Superpe app is the best trick for 5% SBI Cashback credit card.

First update the latest version and choose Fresh option (read the post first).

Now when app ask invoice, upload this image or go to your swiggy instamart cart, add few products there and take a screenshot and upload or you can try any other invoice type images.

Now next step ask GST number.

Here is the main trick -

Go to back option and try to...

• Abhishek012

• 

@drk

 

[CyberPsych]

How much you transfer ?

Try first small amount and i think now 20k max limit, if you use Rs100 then next time try max Rs19,900 or lower amount.

I tired with ₹4500

by the way i already shared, Superpe app invoice bypass trick. Use Superpe app, Lowest charges. Read my last comment on Superpe post or details also updated on Superpe post.

Okay I will read this. There are too many tricks and I get lost

 

[vaidyasr]

The payment via PhonePe wallet, no cashback from SBI. I have seen previously the merchant name as PHONEPE which was in capital letter, but now it shows as Phonepe with change in case. I made payment for 15k and no cashback credited in the account.

 

[Abhishek012]

The payment via PhonePe wallet, no cashback from SBI. I have seen previously the merchant name as PHONEPE which was in capital letter, but now it shows as Phonepe with change in case. I made payment for 15k and no cashback credited in the account.

America jane bolta hu Japan chalo jaoge toh hoga he aisa. 🤣🤣

Pay only on this merchant name - "PHONEPE PVT LTD" on card otp page to get 5% SBI Cashback credit card.

Now a days we get this merchant name after 20th to 30th attempt. Yes, 20 to 30 attempt but if you are lucky then you will get on max 5th attempt or 6th attempt.

Dnt pay on any other merchant name.

 

[vaidyasr]

America jane bolta hu Japan chalo jaoge toh hoga he aisa. 🤣🤣

Pay only on this merchant name - "PHONEPE PVT LTD" on card otp page to get 5% SBI Cashback credit card.

Now a days we get this merchant name after 20th to 30th attempt. Yes, 20 to 30 attempt but if you are lucky then you will get on max 5th attempt or 6th attempt.

Dnt pay on any other merchant name.

Agreed. It seems FX Mart has been changed to Phonpe and the PHONPE PVT LTD is different. As you have mentioned, tried for few more times and finally got PHONEPE.

 

[Abhishek012]

Agreed. It seems FX Mart has been changed to Phonpe and the PHONPE PVT LTD is different. As you have mentioned, tried for few more times and finally got PHONEPE.

Check my screenshot Card otp page, if this merchant name showing then pay "PHONPE PVT LTD" -

 

[imdjay]

Check my screenshot Card otp page, if this merchant name showing then pay "PHONPE PVT LTD" -

card num galat hai. 4799 ke baad jo xxxx xxxx wo sahi se post kero.

 

[Abhishek012]

card num galat hai. 4799 ke baad jo xxxx xxxx wo sahi se post kero.

4799 k baad 2420 2420 @imdjay

 

[isthisme]

Still working. ?

 

[Abhishek012]

Still working. ?

Ya but now a days you need to try 20-30 times to get "PHONEPE PVT LTD" merchant name.