5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges

[Abhishek012]

5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here - https://play.google.com/store/apps/details?id=com.akinfopark.snapay&hl=en&gl=US

Now signup and login, complete full kyc.

---

Update - Just contact Snapay support. Here got this reply -

choose "T+1" and then payemnt method choose > "Debit card"

now here you will get Easebuzz gateway >> Phonepe wallet option.

Note - many users complaint "Wallet 1" option Easebuzz gateway is not open, try this new trick.

---

1) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 2.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 1" -



Here you see Snapay will charge you 2.5% and proceed to pay



Choose "Wallets" option here -



Choose "Phonepe" Wallet option and next page login your phonepe account, enter your 5% SBI cashback credit card details and go to card otp page.



Now here most important info -

If you get "PHONEPE PVT LTD" merchant name then you will get 5% SBI cashback credit card

But if you get any other merchant name cancel the transaction and retry again and again.

Note - if you are lucky then you will get "PHONEPE PVT LTD" merchant name on first attempt

or normally you will get "PHONEPE PVT LTD" merchant name on 5th or 6th attempt

or if you are unlucky then you will not get "PHONEPE PVT LTD" merchant name even on 10th or 12th attempt then only option is that, retry after few hours.

If possible click on "Cancel" option on SBI Card otp page, So, phonepe system will detect there is some issue on payment gateway and next time phonepe will choose "PHONEPE PVT LTD" merchant name. However there is no 100% guarantee on this method but most of the time it works.

2) How to pay 5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?​

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -



How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay 5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?​

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank Name	Credit Card IFSC Code	Branch
Au Small Finance Bank	AUBL0CCARDS	Jaipur
Axis Bank	UTIB0000400	Mumbai
Bank of Baroda	BARB0COLABA	Mumbai
Bank of India	BKID0000101	Mumbai
Canara Bank	CNRB0001912	Bangalore
CITI Bank	CITI0000003	Chennai
Federal Bank	FDRL00CARDS	Kerala
HDFC Bank	HDFC0000128	Chennai
HSBC Bank	HSBC0400002	Mumbai
ICICI bank	ICIC0000103	Mumbai
IDBI BANK	IBKL0NEFT01	Mumbai
IDFC First Bank	IDFB0010225	Mumbai
IndusInd Bank	INDB0000018	Mumbai
Kotak Mahindra Bank	KKBK0000958	Mumbai
Punjab National Bank	PUNB0112000	New Delhi
RBL Bank	RATN0CRCARD	Mumbai
State Bank of India	SBIN00CARDS	Mumbai
Syndicate Bank	SYNB0002915	Bangalore
Union Bank of India	UBIN0580104	Mumbai
Yes Bank	YESB0CMSNOC	Mumbai

 

[Rahul Gupta]

"PHONEPE PVT LTD" merchant name is not wallet or utility mcc for 5% SBI cashback credit card.

However, its showing under utility category.

"PHONEPE PVT LTD" MCC - 7399

You can also read this post about "PHONEPE PVT LTD" merchant name for Amazon gv purchase using 5% SBI Cashback credit card -

New Website - Buy Amazon gv at 5% cashback using SBI Cashback Credit Card

New Website - Buy Amazon gv at 5% cashback using SBI Cashback Credit Card: Note - I have been using this app since last month. I received an Amazon gift card immediately through 5% SBI Cashback Credit Card purchase. If there are any problems after my post, please contact customer care support...

www.technofino.in

Sure na bro? L lag jaeynge agar CB nhi aya😖

 

[Abhishek012]

Sure na bro? L lag jaeynge agar CB nhi aya😖

Bahot time se loot raha hu. Post bhale abhi kiya aur mai akela nahi hu bahot se log hai yaha jo loot rahe hai bahot time se.

 

[Rahul Gupta]

Bahot time se loot raha hu. Post bhale abhi kiya aur mai akela nahi hu bahot se log hai yaha jo loot rahe hai bahot time se.

Maine jitni bar cancel kara utni bar wallet cashback kat gya. Abhi wait karna padega kya 1-2 din cashback refund me?

 

[Abhishek012]

Maine jitni bar cancel kara utni bar wallet cashback kat gya. Abhi wait karna padega kya 1-2 din cashback refund me?

Kya bol rahe ho ? Snapay me cancel kaha hota hai

 

[Strange]

SBI CB Card to @Abhishek012 since launch

 

[Rahul Gupta]

Kya bol rahe ho ? Snapay me cancel kaha hota hai

Are wo jo wrong merchant name par cancel kar rha tha. Btw chodo hogya ab and thanks for trick.

 

[Abhishek012]

Are wo jo wrong merchant name par cancel kar rha tha. Btw chodo hogya ab and thanks for trick.

Ok . .

 

[Itsankurdas]

Are wo jo wrong merchant name par cancel kar rha tha. Btw chodo hogya ab and thanks for trick.

Cashback mil rha h bhai? Net kitna percent mil rha h?

 

[kshitij_0]

Bekaar trick hai

 

[Abhishek012]

Bekaar trick hai

 

[Rahul Gupta]

Cashback mil rha h bhai? Net kitna percent mil rha h?

Yes mil rha. percentage depend karra h merepass wallet bal tha toh 3.5% milra mujhe.

 

[Anil_Singh]

Tagging some technofino army -

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@MrJJ

Thanks for the tag but I did not get any notification about the tag. Strange.

 

[Anil_Singh]

@Abhishek012



Ye kya nayi cheez hai?

 

[NShah]

@Abhishek012

View attachment 45254

Ye kya nayi cheez hai?

4th to 5th attempt mein Phonepe Pvt Ltd aajayenga

 

[Anil_Singh]

4th to 5th attempt mein Phonepe Pvt Ltd aajayenga

You did ?

 

[NShah]

You did ?

Y e s

 

[Anil_Singh]

Y e s

Ok. Trying now.

 

[Anil_Singh]

Y e s

Got it in 2nd attempt. Done 10k. Will be using it for UPI payments.

 

[Anil_Singh]

SMS me to PHONEPE aaya.

 

[NShah]

SMS me to PHONEPE aaya.

View attachment 45261View attachment 45262

Cashback mil jayega 😀