Yeah ofc corporate employer policy covers dependents too with no age bar is the main usp of such corporate policies
As an individual can i go for this policy? Any major cons apart from portability?
Can you please give the policy wordings? Not able to find it anywhere.
just a few msgs above @harshit_agrawal
I checked this, very few details in this. I need full policy wordings which is usually of 20-30 pages. Tried searching on Google too with UIN mentioned in above PDF but not able to get full pdf anywhere. And on ICICI Lombard site, health shield 360 is not showing in products.
As these ppl said its a group policy only (which is also given same to icici employees) in such cases as per my knowledge individuals cant get the policy wording copy. It is only shared with the corp org (icici bank in this case), and it is at the discretion of the org to share it with its employees.
Have you taken this ICICI policy? If yes, on paying premium they didn't sent anything on email? Because in this PPT no mention on coverage of robotic surgery and also about room rent, ICU rent, cataract coverage, etc.
no i haven't taken this, i came to know recently from ppl who took in this forum.
Let me know once you take the policy.
These are the general wording for group health for this particular product. And not for specific policy which we plan to take, policy for bank account customers.
Why would that be different?
Room rent capping and ICU capping will be in that only. And any other exclusion/inclusion that they want to modify.
Got your point.
how did you purchase it bro? can you explain the steps?
Pls attach the documents here so that everyone can see. If not, then please send it via DM (if possible).
Check what are terms on room capping section.
