A few questions about Axis Magnus Credit Card

[A Little Extra is Good]

Hello All,
I recently received Axis Magnus credit card. Just a few questions -

1. Gyftr Axis Edge seems too good to be true. Gift Cards like Myntra and many more are available at 10x reward points. So does that mean we get 60 points on every 100 Rs. Spent? If we change them into miles, we get an approx. 50 miles for every 100 Rs. Am I correct in my understanding? (this is not including the milestone benefit)
2. I will be travelling abroad soon and will have to make a few big transactions. Is it wise to use Magnus for international POS transactions outside India?(for the milestone benefit)
3. Can we trust Axis? I also have Infinia and they have always sincerely credited points. Is Axis the same? Can we make huge purchases trusting that after 4 months the bonus RPs will be credited? What has been everyone's experience?
Apologies, if these have been answered before!

 

[jack333]

Using Magnus everywhere possible with combination of GV's from Gyftr and POS transactions.
Amex MRCC and Gold Charge for monthly milestones from Paytm Wallet
Tata Neu HDFC solely for UPI transaction to local shops and small merchants.

Have kept my portfolio of cards LTF, and big but usage is simple and clean only including few cards, so less worry about which card to use, etc.
In simple terms,
Magnus for all card transaction
Tata Neu for all UPI

Are you able to pay all merchants from neu infinity upi? Which app are you using? Bhim app I've seen doesn't work everywhere

 

[RewardsAlert]

Are you able to pay all merchants from neu infinity upi? Which app are you using? Bhim app I've seen doesn't work everywhere

I am actively using Paytm to carry out all UPI transactions.
Their failure rate is the least I have seen.
And the Rupay UPI compatibility is also good.
It works with 95-99% merchants.
For those merchants, whom it doesn't work, I use regular Bank UPI.
Bhim is not a good app, I have had instance of getting my amount stuck in their gateway.
So, I avoid it.

 

[jack333]

For phonepe qr codes paytm also doesn't work. So have you linked your rupay cards in multiple apps?

 

[RewardsAlert]

For phonepe qr codes paytm also doesn't work. So have you linked your rupay cards in multiple apps?

Yes, I have linked in multiple apps.
Depending upon QR code, sometimes I switch.
But as I told, Paytm works most of time, limiting the need to check other apps.

 

[CC-Muncher]

Hello All,
I recently received Axis Magnus credit card. Just a few questions -

1. Gyftr Axis Edge seems too good to be true. Gift Cards like Myntra and many more are available at 10x reward points. So does that mean we get 60 points on every 100 Rs. Spent? If we change them into miles, we get an approx. 50 miles for every 100 Rs. Am I correct in my understanding? (this is not including the milestone benefit)
2. I will be travelling abroad soon and will have to make a few big transactions. Is it wise to use Magnus for international POS transactions outside India?(for the milestone benefit)
3. Can we trust Axis? I also have Infinia and they have always sincerely credited points. Is Axis the same? Can we make huge purchases trusting that after 4 months the bonus RPs will be credited? What has been everyone's experience?
Apologies, if these have been answered before!

Can you share how you got it. Is card to card option there to apply

 

[TheMentalist]

This is the questions i also wanted to ask the famous magnus guys of our forum🤣 Maybe @TheMentalist @Wealth is my birth right! @Copycat @WhoU @RewardsAlert can help
Where specifically you guys are using the other cards?

Post 1L on Magnus
Vistara card for normal tnx
Tata Neu for UPI
OneCard for Forex
AU LIT for wallet loads

 

[TheMentalist]

Can you share how you got it. Is card to card option there to apply

Check here : https://www.technofino.in/community...ay-to-apply-for-axis-magnus-credit-card.2697/
and https://www.technofino.in/community/threads/how-to-apply-for-magnus-c2c.4903/

 

[RewardsAlert]

Post 1L on Magnus
Vistara card for normal tnx
Tata Neu for UPI
OneCard for Forex
AU LIT for wallet loads

Could you elaborate which wallets do you mostly load?

 

[jack333]

Post 1L on Magnus
Vistara card for normal tnx
Tata Neu for UPI
OneCard for Forex
AU LIT for wallet loads

Are wallet, fuel, Rent and insurance excluded in Vistara cards bro?

 

[CreditcardUser_001]

In payzapp app pay magnus bill by neu card from Bhim app

How can you pay magnus bill on payzapp by new card from Bhim app

 

[TheMentalist]

Are wallet, fuel, Rent and insurance excluded in Vistara cards bro?

Yes, I think so.. devaluation after 5th Mar and next in June

Could you elaborate which wallets do you mostly load?

Depending on the need - Paytm, Payzapp etc.

 

[jack333]

Yes, I think so.. devaluation after 5th Mar and next in June

Depending on the need - Paytm, Payzapp etc.

And what about utilities? Then where are you using Vistara cards? 🤣

 

[TheMentalist]

And what about utilities? Then where are you using Vistara cards? 🤣

Utilities not excluded. For everything else

 

[jack333]

Phir to ab bekar hi go gaya hai

 

[Mr. Meseek]

Sorry the junk I meant is the count/quantity of Edge Rewards
Not personal
I never have that habit lol

That word is chunk brother 🤣 be careful there with word selection. Easy for some one like me to get lost in translation else.
Apology duely accepted 🙏🙏 Hari Om

 

[jack333]

He just said that by mistake bro. We are, all brothers here might pull someone's leg sometimes. But he's a senior legend member very knowledgeable and helpfull. Never seen him trolling anyone

 

[Wealth is my birth right!]

That word is chunk brother 🤣 be careful there with word selection. Easy for some one like me to get lost in translation else.
Apology duely accepted 🙏🙏 Hari Om

Thanks for understanding bro🙏🙏🙏
Sure a word a day learning lol
Noted to use chunk🤝😉

 

[Wealth is my birth right!]

He just said that by mistake bro. We are, all brothers here might pull someone's leg sometimes. But he's a senior legend member very knowledgeable and helpfull. Never seen him trolling anyone

🙌👍
That’s great accolade to me
U made my day

 

[CC-Muncher]

Thanks for understanding🙏🙏🙏
Sure a word a day learning lol
Noted to use chunk🤝😉

Glad to see u changed the referral link 🤝

 

[Wealth is my birth right!]

Glad to see u changes the referral link 🤝

Yes bro scared to see that someone asking money in the cause of me
We r here to learn and earn not to get scammed👍