Accidentally applied for a pre-approved Saphiro paid dual card. How to cancel? Would it becomes a barrier in my road to LTF Saphiro?

[Tonymathew]

Hi Family,

I have 5 icici LTF cards as of now.
Not having any savings account with the bank.
Under my card upgrade section in Imobile app, I was shown upgrade to paid sapphiro dual variant. Out of curiosity I pressed it, and without any hesitation the card was approved and issued, and was told will be delivered in 7 working days.

I messed it up it seems.

1) So how can I cancel the application?
2) I know if i can't cancel the application, I can opt not to activate the card. In that situation would I be charged? As I've never done that harkathi
3) by doing any of these 2 things, would it hamper my journey to LTF Saphiro (for no purpose, only for pleasure).
4) Most important question. IDFC charges the joining fee of any new card which has a shared limit with another card, even before the delivery itself. Would ICICI do that? Since I already have coral, hp coral and rubyx in the same shared gemstone series?

Could not find any relevant threads, so posting this.

Update:
Contact CC via both mail and over phone.. cancelled the card. No charge labelled. Delivered both variant physical cards alongwith dreamfolks card.

Keeping them as souvenirs.

 

[Tonymathew]

Ye

mostly once u take a icici card rarely u get pre-approved ltf offer.. it's mostly paid.. but in between some months back they were giving ltf upgrades to existing holders also but before and after that haven't seen existing customers getting ltf upgrade...

Yes. A senior of mine got LTF saphhiro pre-approved

 

[Ram1]

After ICICI credit cards devaluation, those are not worthy to hold

Same feeling yar, not worthy to put goal for these cards

 

[girish3456]

Same feeling yar, not worthy to put goal for these cards

I have closed my Rubyx LTF credit card 20 days back after the devaluation update got released by the bank

 

[Anindya98]

So if we don't activate the card, we will get the same card offer in future?

Yes

Same thing is happening with me, out of curiosity took the sapphiro card, but now I'm thinking that with out ltf offer this card is not that much beneficial for me

Paid Sapphiro is not worth it, close the card. Before closing take Apay/Coral LTF card if you don't have. They have stopped sourcing unsecured Platinum Card any more.

 

[me_sovon]

Yes

Paid Sapphiro is not worth it, close the card. Before closing take Apay/Coral LTF card if you don't have. They have stopped sourcing unsecured Platinum Card any more.

I have APay and Ltf coral rupay

 

[kvndsz512]

How its possible get Pre-approved LTF without having SA or CC, .

At that time i was holding Apay+Platinum both LTF

i never said preapproved xD i said maybe ur first card from icici 😛

 

[FinanceBaBa]

Hi Family,

I have 5 icici LTF cards as of now.
Not having any savings account with the bank.
Under my card upgrade section in Imobile app, I was shown upgrade to paid sapphiro dual variant. Out of curiosity I pressed it, and without any hesitation the card was approved and issued, and was told will be delivered in 7 working days.

I messed it up it seems.

1) So how can I cancel the application?
2) I know if i can't cancel the application, I can opt not to activate the card. In that situation would I be charged? As I've never done that harkathi
3) by doing any of these 2 things, would it hamper my journey to LTF Saphiro (for no purpose, only for pleasure).
4) Most important question. IDFC charges the joining fee of any new card which has a shared limit with another card, even before the delivery itself. Would ICICI do that? Since I already have coral, hp coral and rubyx in the same shared gemstone series?

Could not find any relevant threads, so posting this.

@SSV @Vasuki

Just Simply don't accept the delivery.. Get it returned.. It will be automatically cancelled in a month.

 

[CHOCOPANDA]

Hi Family,

I have 5 icici LTF cards as of now.
Not having any savings account with the bank.
Under my card upgrade section in Imobile app, I was shown upgrade to paid sapphiro dual variant. Out of curiosity I pressed it, and without any hesitation the card was approved and issued, and was told will be delivered in 7 working days.

I messed it up it seems.

1) So how can I cancel the application?
2) I know if i can't cancel the application, I can opt not to activate the card. In that situation would I be charged? As I've never done that harkathi
3) by doing any of these 2 things, would it hamper my journey to LTF Saphiro (for no purpose, only for pleasure).
4) Most important question. IDFC charges the joining fee of any new card which has a shared limit with another card, even before the delivery itself. Would ICICI do that? Since I already have coral, hp coral and rubyx in the same shared gemstone series?

Could not find any relevant threads, so posting this.

@SSV @Vasuki

I got fyf. How to make it LTF

 

[pranjal1984]

You can directly close the credit card from ICICI net banking card options in service requests. I have done it twice successfully with Sapphiro and Emeralde. Card number gets generated instantly but does not get delivered once card account is closed.

 

[me_sovon]

You can directly close the credit card from ICICI net banking card options in service requests. I have done it twice successfully with Sapphiro and Emeralde. Card number gets generated instantly but does not get delivered once card account is closed.

Did they offer you those cards again?

 

[Tonymathew]

You can directly close the credit card from ICICI net banking card options in service requests. I have done it twice successfully with Sapphiro and Emeralde. Card number gets generated instantly but does not get delivered once card account is closed.

Understood yes sir

 

[pranjal1984]

Did they offer you those cards again?

Yes I have again got Emeralde now.

 

[ryansat13]

I am exactly in same situation now i got Sapphiro dual card issued but its not LTF and i have to activate it before Dec 7,

I started my journey with ICICI Jet privilege card in 2011 and then they moved me to intermiles card and finally shut down the intermiles and moved me to Rubyx couple of years ago . i was not really bothered about getting second credit card as my primary usage was not so high and i had 5 lakhs limit on my Rubyx card and was getting 2 lounge access a quarter from this card , With revised spending limits of 75k per quarter to be eligible for lounge access i was looking for an upgrade and these ICICI agents kept calling me saying i have free upgrade to Sapphiro dual card and told me i would also get 4 lounge access a quarter , so i had told them go ahead and issue it like a stupid without checking the annual fees on the card , when i received the card and saw the annual fees i don't find it any value to activate it

I am just going to sit out and let the card gets closed

Hope it won't affect my Cibil score and ICICI reduce my credit limit on the Rubyx Card

 

[Fini7777]

I've been using Apay cc for the past 6 months but I did not receive any LTF Coral rupay cc I've applied for coral rupay cc via twitter and I received it 2 days ago
During our telephonic conv she did not mention about joining fee of ₹590 now the joining fee is levied on my card

I realized that I made a mistake I should not have applied for this card
I called CC team and req for card cancellation
They said "even if the JF is levied they can cancel the card and I don’t need to pay any JF for the card"
So, even if the card is activated we can still close yhe card and avoid JF right ?

Can I trust his words I received an sms with SR num reg card closure.

 

[me_sovon]

I've been using Apay cc for the past 6 months but I did not receive any LTF Coral rupay cc I've applied for coral rupay cc via twitter and I received it 2 days ago
During our telephonic conv she did not mention about joining fee of ₹590 now the joining fee is levied on my card

I realized that I made a mistake I should not have applied for this card
I called CC team and req for card cancellation
They said "even if the JF is levied they can cancel the card and I don’t need to pay any JF for the card"
So, even if the card is activated we can still close yhe card and avoid JF right ?

Can I trust his words I received an sms with SR num reg card closure.

Normal cc customer care number?

 

[Fini7777]

Normal cc customer care number?

Yes . .

 

[Tonymathew]

I've been using Apay cc for the past 6 months but I did not receive any LTF Coral rupay cc I've applied for coral rupay cc via twitter and I received it 2 days ago
During our telephonic conv she did not mention about joining fee of ₹590 now the joining fee is levied on my card

I realized that I made a mistake I should not have applied for this card
I called CC team and req for card cancellation
They said "even if the JF is levied they can cancel the card and I don’t need to pay any JF for the card"
So, even if the card is activated we can still close yhe card and avoid JF right ?

Can I trust his words I received an sms with SR num reg card closure.

If they can cancel the card, even after card activation, refunding of the JF is possible, in most cases...