Acko Health Insurance - Unlimited cover with no waiting period!

[karankayastha]

Where did you see this. I was trying to find but couldn't.

its in their website

 

[karankayastha]

Update:

I have selected this for my (senior citizen) parents. Insurance cover with start after the medical tests (lab) and tele-consultation by a panel of Doctors.

I didn't find any catch yet and appears 'revolutionary'!

what is the premium for senior citizens?

 

[krishc]

Update:

I have selected this for my (senior citizen) parents. Insurance cover with start after the medical tests (lab) and tele-consultation by a panel of Doctors.

I didn't find any catch yet and appears 'revolutionary'!

how did you get it for your parents, I'm only getting option of self, spouse and child ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

how did you get it for your parents, I'm only getting option of self, spouse and child ?

While entering the details instead of yourself just add your parents details

 

[Infinite]

its in their website

7.5Cr+
Customers insured

partnership policy users
₹350Cr+
Health claims disbursed

quick claims
98%
Settlement

 

[luciferlucifer is verified member.]

I think the important point is how the premium increases with each slab and till what age can it be renewed

 

[Venky]

Doesn’t Acko have a terrible reputation when settling claims for Auto loans? (Can be wrong not sure)

I am looking to get my health insurance too and just came across this offering and would like to get to the bottom of it before I finalising anything.

 

[Infinite]

I think the important point is how the premium increases with each slab and till what age can it be renewed

Acko was most competitive in case of senior citizens

Reliance refused policy for my senior citizen parents

 

[shashifed]

It is showing me unable to serve message even for a 22 year old me ( I have no pre-existing diseases) Is it the case for everyone? Has anyone here availed unlimited cover?

 

[adi654]

I have recently buyed the policy and the experience was like first paid the amount and then followed by telemedicals followed by next day policy issuance.
Premium was 9700Rs for 50 lakh sum insured.(27 yrs age).
And no waiting period for anything ...

The issue policy as well as ecard .

 

[krishc]

Acko was most competitive in case of senior citizens

Reliance refused policy for my senior citizen parents

If I put my parents up for acko and I handle all the payments related stuff etc is that something they are ok with ?
I've heard some insurers being fussy about retired senior citizens paying and doing things on their own.

 

[rajgopalsinghal]

There is a catch. Only certain pre-existing diseases are considered with no waiting period. Major diseases Cancer, Kidney problem aren't covered from day 1

 

[krishc]

There is a catch. Only certain pre-existing diseases are considered with no waiting period. Major diseases Cancer, Kidney problem aren't covered from day 1

very useful info
are minor heart problems in the same category ?

 

[shashifed]

There is a catch. Only certain pre-existing diseases are considered with no waiting period. Major diseases Cancer, Kidney problem aren't covered from day 1

what is the waiting period for critical. illness like cancer etc

 

[rajgopalsinghal]

what is the waiting period for critical. illness like cancer etc

its 4 years.. but most of the companies deny health insurance for cancer patients

very useful info
are minor heart problems in the same category ?

No, thats covered.

 

[shashifed]

its 4 years.. but most of the companies deny health insurance for cancer patients

No, thats covered.

I believe 2-4 years waiting period is generally for pre-existing illness. At least that's the case with other insurance companies

 

[gabu]

I have positive experience during claim till now with national insurance and so not taking the risk.
Only health insurance is sector where I prefer sarkaari over pvt anyday.

 

[AJ-]

how easy is acko claim? purchased acko UL health cover for my brother for 10.5K per annum.

 

[rajgopalsinghal]

My mother-in-law's cancer treatment was covered in the first year itself under pre-existing condition as part of group insurance. That was not from Acko.

I had started this thread after Acko confirmed that there is no waiting period.

Group insurance does cover pre-existing diseases.

As this thread is specific to Acko so I put down information regarding same that, certain pre-existing diseases are covered. NOT ALL

 

[boulevard_of_dreams]

Just a caveat, I was looking at the cashless hospital coverage in Mumbai. Really poor coverage. all the top hospitals dont seem to be there in the list. Alternately, very decent cover in NCR. So please check the exact location and the hospitals in the network