I think Paytm Payments Bank is the best to park money for short term in FD.
(There are other Banks like UNITY, AU which offer better FD interest rates in Savings but IMO they are far more risky than PPBL)
It has Good UI, Make & break FD easily, 0 penalty charges (0.5 to 1% as penalty in other banks), IndusInd Bank as partner, Good for Daily transactions with Paytm, Better interest rates for Short term.
Major drawback is less interest on both savings & long term FD.
How can I improve in parking money for Daily txns OR to keep money for short term?
Moreover you can guide me to the thread where it's already discussed...