Airport lounge - Canara Credit Card

[Firewing224]

So I just chanced upon MASTERCARD WORLD CREDIT CARD - By Canara Bank. It gives the following benefits :


No joining / annual fees with Airport Lounge Access for self AND GUESTS? with International Lounge access too? It only charges 300 rupees if you dont spend 1,00,000/- p.a (which honestly is a good deal). Did I stumble upon a gem or Canara service is so bad, no one can get this card?

 

[jetesh]

I actually wanted to take Mastercard World but my last yr ITR was falling short,
Will get it next yr

Abhi kaunsa hai Select or Platinum??

 

[HumorSimpson]

Ahh then this is tricky,

See Canara Credit Card approval is much more localised, you branch manager has power to issue you card based on your relationship, and because BM is personally approving you on their professional competency, they tend to scrutinize everything

My last application 6 months ago was rejected because i had too many Credit enquiries in 1 month alone(6), so i waited and applied recently again

Any contacts with branch employees helps

We already concluded that here
cc : @Batman summary of this thread

Post in thread 'Airport lounge - Canara Credit Card'

Mar 22, 2024

WGetting the card is a hassle not the card itself .or the reward or eligibility

Not everything goes via eligibility in Psu bank.
Try it for yourself .
Unless Personal repo with bm & long relationship with bank none got card ..
Those who got were also in constant hassle

So you mean we would be spending more time in the Canara waiting lounges than airport lounges ?

• HumorSimpson

• 
• 
• 

 

[Swastik]

Abhi kaunsa hai Select or Platinum??

Platinum, Select again needs 10L ITR

 

[jetesh]

Platinum, Select again needs 10L ITR

Will try for a Rupay Select CC

 

[Swastik]

Will try for a Rupay Select CC

I'll also get it next yr

 

[coolsagar]

Master Card World Credit Card : https://www.canarabank.com/pages/MasterCard-World-Credit-Card

• Complimentary Airport Lounge Access:
  

  Domestic Airport Lounge Access	3 Self + 2 Guest per Qtr
  International Airport Lounge Access	2 Self + 2 Guest per year

Does 2 guests per quarter mean 2 times with 1 guest each or 2 guests at a time once in a quarter ?

 

[Swastik]

Does 2 guests per quarter mean 2 times with 1 guest each or 2 guests at a time once in a quarter ?

Both, either
You've 2 guest access per quarter, use it however you want, in one go or separately

 

[bengaltiger]

Need some help to get this card from canara bank.

Whoever has this card, is it easy to get the card from bank branch? I have account in canara bank.

How long it takes to get the card.

Thanks.

 

[jetesh]

Need some help to get this card from canara bank.

Whoever has this card, is it easy to get the card from bank branch? I have account in canara bank.

How long it takes to get the card.

Thanks.

When opening an online account with Canara Bank, you have the option to choose from a variety of debit cards, including World Master Debit Card. The process of opening an online account, completing vKYC, and receiving a physical debit card can take up to 10-15 days.

Note : You will receive this card upon opening a Basic Savings account with Canara Bank. World Master Debit Card also have 2 International Lounge Access with guest.

Lounge Access

• Available at selected Airport Lounges - Domestic & International Airport Lounge Access
  

  Domestic Airport Lounge Access	2 Self + 1 Guest per Qtr
  International Airport Lounge Access	2 Self + 2 Guest per Year

 

[Swastik]

Need some help to get this card from canara bank.

Whoever has this card, is it easy to get the card from bank branch? I have account in canara bank.

How long it takes to get the card.

Thanks.

You can apply this card from Canara Ai1 app -> Cards -> Apply New Debit Card -> Physical -> Confirm Address -> Choose Account -> Mastercard -> Mastercard World Contactless

Or you can go through branch, but many branch employees don't know about it

Easy to get for any account including base variant but can't be subsidized account like Jan Dhan, Kisan etc

Costs ₹1000+gst, and you'll get it in 10-14 days depending on your location, comes by snail mail(India Post) not bluedart or anything from banglore

 

[bengaltiger]

I am talking about credit card not debit card

 

[anonymuos]

Need some help to get this card from canara bank.

Whoever has this card, is it easy to get the card from bank branch? I have account in canara bank.

How long it takes to get the card.

Thanks.

Apply at branch and give salary slip or ITR (self employed). Branch manager only approves. Apply for RuPay for UPI benefit. Online only pre-approved possible and is very rare.

 

[supperman]

Apply at branch and give salary slip or ITR (self employed). Branch manager only approves. Apply for RuPay for UPI benefit. Online only pre-approved possible and is very rare.

I had applied for a Canara credit card, but received an unusual reply (practically a rejection), which said that my available credit limit of all my cards is close to my annual salary, whereas Canara has a threshold of only 30%-40% of outstanding credit limit against salary for approval.

Is this usual for CC applications with Canara, and is that a valid reason for CC rejection?

 

[anonymuos]

I had applied for a Canara credit card, but received an unusual reply (practically a rejection), which said that my available credit limit of all my cards is close to my annual salary, whereas Canara has a threshold of only 30%-40% of outstanding credit limit against salary for approval.

Is this usual for CC applications with Canara?

I had applied for a Canara credit card, but received an unusual reply (practically a rejection), which said that my available credit limit of all my cards is close to my annual salary, whereas Canara has a threshold of only 30%-40% of outstanding credit limit against salary for approval.

Is this usual for CC applications with Canara, and is that a valid reason for CC rejection?

That is so weird. I dunno about salaried at all as I am self employed and got 50K limit on showing ITR. A friend who's salaried got 1L pre-approved! 😱

 

[supperman]

T

That is so weird. I dunno about salaried at all as I am self employed and got 50K limit on showing ITR. A friend who's salaried got 1L pre-approved! 😱

Baffling. I'd apply again from a different branch, were it not for the risk of a credit score check a second time.

 

[leonneel]

So I wanted to get a canara cc for offers but they don't issue easily so what I did? I opened canara angel 5k mab acct with free rupay platinum debit card in wife's name and done 1.14L fd and told branch guy to issue rupay select cc on fd basis with ad on mine ,after 1 week got both card and it's rupay platinum 😒