Airtel Axis rejected multiple times

[shivamk]

Hi all

Just went through a disgusting and utterly disappointing experience while applying for Airtel Axis bank credit card.

Application 1:
I was reached out by an Axis bank associate in December pitching the Neo card. I asked them for Airtel card instead and of could be LTF. The agent and her manager pitched that if I use 5% of my limit in first year then the card will be LTF. Was suprised, so asked for proof multiple times. One day she replied don't to waste her time and some other gibberish things in a very disrespectful way. Dropped off!

Application 2:
Have it another try and applied via an agent in the offline mode at my hometown. It was C2C application against my ICICI Rubyx Card with 7.5L limit. The agent said that the card won't be rejected since my CIBIL is 750+. Rejected! Asked for the reason but got no clear answer.

Raised it to Mr. Sanjeev Moghe(Head Card Payments) and Mr. Amitabh Chaudhry (MD & CEO). Mr. Sanjeev redirected to someone and asked them to get it facilitated. Was reached out by someone from the regional team to reapply.

Application 3:
Applied again on basis of salary with surrogate approvals beforehand. Due to a glitch in their app, aadhaar address was picked partially. The populated address was non-editable. Got a call that this application will be rejected due to address mismatch and agent asked to reapply.

Application 4:
Rejected again stating that another application is in process. Application 3 was never rejected and it caused the 4th one to be rejected.


Received rejection against application 3 without any reason. Got a call from the agent that they can't get the card allotted. When I asked for reason, they said the same baseless "due to internal norms".

The card was rejected even with a decent credit history and salary. Rejection reason was never communicated.

Axis is shit. Can anyone suggest how can I know the rejection reason atleast?

-----------
CIBIL: 774
Experian: 861

Currently hold the following cards:
1. ICICI Rubyx- LTF with 7.5L limit
2. ICICI Amazon Pay- LTF with 7.5L limit
3. SBI Pulse: FYF with 45k limit
4. SBI Cashback: FYF with 80k limit

Have a customer ID active with Axis due to Freecharge Pay Later account. Freecharge later closed it stating you need to update your KYC but never gave an option to do so

 

[Riya]

Airtel axis is really worth 500 Annual Charge ? Enlighten me Forum

Yeah... One can get discount of 600 per month easily...
Family of 4 with Airtel number... Monthly postpaid bill under family plan of 1180 will give almost 300
And electricity bill of 3k for a family of 4 these days is normal... So 300 on that too...
Payback done in one month...
Rest 11 months profiteering 🧐

 

[knockoffaxis101]

Guyzz... I just saw this notification. Should i wait or apply... recently Flipkart axis is declined on 21 feb.

 

[Riya]

Guyzz... I just saw this notification. Should i wait or apply... recently Flipkart axis is declined on 21 feb.

bro!!!
tread carefully!!!
I also got the same offer but the offer vanished because I was already holding an Axis Card.

 

[dealminer]

Check after few day whether the primary number get the invitation or not.

How long to be precise? 🤔

 

[mailmenow]

bro!!!
tread carefully!!!
I also got the same offer but the offer vanished because I was already holding an Al

bro!!!
tread carefully!!!
I also got the same offer but the offer vanished because I was already holding an Axis Card.

I think it's because of the reason that they are mainly focusing on new customers only. That is one of the reason why most of the existing customers don't even get the invitation for Airtel credit card via Airtel thanks app also.

 

[mailmenow]

How long to be precise? 🤔

I got the invitation within 3 days. They detect the existing customers using the registered mob no . Change your primary number, so that they may detect the number as new number(new customer). So chances are high for getting the invitation in the primary number or else you can apply via new number also. That's the same reason why the existing customers didn't get invitation for Airtel credit card and as well as for ace Credit card in gpay also.Try your luck bro. This is a high demand card now even I got it simply.

 

[Riya]

I think it's because of the reason that they are mainly focusing on new customers only. That is one of the reason why most of the existing customers don't even get the invitation for Airtel credit card via Airtel thanks app also.

True.. and the main problem is that once applied on Airtel app, the application option is stuck to previous application..

 

[mailmenow]

True.. and the main problem is that once applied on Airtel app, the application option is stuck to previous application..

True.. and the main problem is that once applied on Airtel app, the application option is stuck to previous application..

The same case happened with Amazon pay ICICI credit card application also. When you apply Airtel card again try to enter high salary amount/ITR amount (they usually don't asking for salary slip (customer depends) which will help you to get a good credit limit . Because for co-branded card we get less limit

 

[dealminer]

I got the invitation within 3 days.

okay, worth trying. will do that for a week or two.
When you did get the invitation on the primary number, then you changed your number in the axis to primary before applying for the card or changed it after completing the whole process?

ace Credit card in gpay also.

I applied that through a pre-approved offers in the Axis app.

else you can apply via new number also.

I tried that before but ended up with the error of some information mismatch in the Airtel app, very frustrating.

 

[Riya]

The same case happened with Amazon pay ICICI credit card application also. When you apply Airtel card again try to enter high salary amount/ITR amount (they usually don't asking for salary slip (customer depends) which will help you to get a good credit limit . Because for co-branded card we get less limit

Amazon pay rejected me thrice... I was dejected coz It would have been my first card... Then I got to know, first get any other ICICI card and then apply for APay card.. instant approval... And it worked for me as well as for my family member

 

[mailmenow]

Amazon pay rejected me thrice... I was dejected coz It would have been my first card... Then I got to know, first get any other ICICI card and then apply for APay card.. instant approval... And it worked for me as well as for my family member

That's it. I was also rejected one time. I got my flipkart card via Flipkart app in the same way with instantly approved. In Amazon pay ICICI we just need to enter the current using credit card number only , so that it will get it approved instantly.

 

[mailmenow]

okay, worth trying. will do that for a week or two.
When you did get the invitation on the primary number, then you changed your number in the axis to primary before applying for the card or changed it after completing the whole process?

I applied that through a pre-approved offers in the Axis app.

I tried that before but ended up with the error of some information mismatch in the Airtel app, very frustrating.

Within 3 days I got the invitation. Before applying only bro. Because I just wanted to apply via primary number only( I have MYZONE already in this same regtrd mob no). Because I thought that if I get an invitation then I just to enter the current using card number only just happened with my flipkart credit card. But not like that. I need to enter the whole details. Because it's a invite-only not a pre-approved.

 

[dealminer]

Amazon pay rejected me thrice... I was dejected coz It would have been my first card... Then I got to know, first get any other ICICI card and then apply for APay card.. instant approval... And it worked for me as well as for my family member

AP was my first card too. Was approved easily with decent limit (icici ways)

 

[dealminer]

Because I just wanted to apply via primary number only

Same concern. Changed the number now. Waiting for offer. Then will change back to primary number and then will apply.
Let's see if it works out 😮‍💨

 

[mailmenow]

Same concern. Changed the number now. Waiting for offer. Then will change back to primary number and then will apply.
Let's see if it works

Same concern. Changed the number now. Waiting for offer. Then will change back to primary number and then will apply.
Let's see if it works out 😮‍💨

Meanwhile try to do your bill payments and recharge via thanks app also. It may also help us to get the chance for the invitation.

 

[mailmenow]

Amazon pay rejected me thrice... I was dejected coz It would have been my first card... Then I got to know, first get any other ICICI card and then apply for APay card.. instant approval... And it worked for me as well as for my family member

I was rejected before 6 month . Today I applied for Amazon pay icici card at 2:40pm and approved at 3:15pm😂😂. May I know how to see card details like Credit limit in Amazon app?? I couldn't see any options of "control card". While registering for imobile, they are asking to enter A/c number for registration. Please help

 

[knockoffaxis101]

I was rejected before 6 month . Today I applied for Amazon pay icici card at 2:40pm and approved at 3:15pm😂😂. May I know how to see card details like Credit limit in Amazon app?? I couldn't see any options of "control card". While registering for imobile, they are asking to enter A/c number for registration. Please help

Check in website or amazon app OR WhatsApp Icici banking

 

[Riya]

I was rejected before 6 month . Today I applied for Amazon pay icici card at 2:40pm and approved at 3:15pm😂😂. May I know how to see card details like Credit limit in Amazon app?? I couldn't see any options of "control card". While registering for imobile, they are asking to enter A/c number for registration. Please help

Without saving account it might be difficult to log in... I don't know coz I had the account already...but making net banking id without account is pretty cumbersome

 

[mailmenow]

Check in website or amazon app OR WhatsApp Icici banking

In Amazon app showing no details regarding the virtual card or credit limit related. In WhatsApp banking showing"
Sorry!!😔

We couldn't find the specific account related information against this mobile number.

💡 Please WhatsApp us from your registered mobile number."

 

[NShah]

In Amazon app showing no details regarding the virtual card or credit limit related. In WhatsApp banking showing"
Sorry!!😔

We couldn't find the specific account related information against this mobile number.

💡 Please WhatsApp us from your registered mobile number."

Wait 24 hour . . .