All Banks Private Banking

[justarandomguy]

Could someone please drop details about all bank’s private banking accounts benefits and their eligibility criteria? I’ve allowed edit on the post 🙂

Couldn’t find any dedicated post for this

 

[Anindya98]

Could someone please drop details about all bank’s private banking accounts benefits and their eligibility criteria?

ICICI
Wealth Management Private with 30L

ICICI Bank Wealth Select Visa Infinite Debit Card - ICICI Bank Debit Cards

We are pleased to introduce the 'ICICI Bank Wealth Select Visa Infinite Debit Card’, comes with privileges, conveniences and benefits that suit your lifestyle.

www.icicibank.com

Wealth Management with 10L IF/TRV/ 1L+ in case Salary Account

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online

www.icicibank.com

IDFC
First Select: 3L MAB

Select Debit Card - Apply for Visa Select Debit Card Online | IDFC FIRST Bank

Select Debit Card: Enjoy special privileges such as airport lounge access, food & beverage benefits, Insurance Coverage & more. Click to Apply!

www.idfcfirstbank.com

First Wealth: 10L MAB

Wealth Debit Card - Apply for Visa Wealth Debit Card Online | IDFC FIRST Bank

Wealth Debit Card: Enjoy special privileges such as airport lounge access, food & beverage benefits, Insurance Coverage & more. Click to Apply!

www.idfcfirstbank.com

First Private: 50L MAB

FIRST Private | IDFC FIRST Bank

IDFC FIRST Bank's First Private offers Banking Solutions such as Offshore & Immigration linked Investments, Bonds and Planned Products and Multiple Investment Funds

www.idfcfirstbank.com

** Criteria Varies Person to Person. These are all general criteria you can negotiate.
For Example I got IDFC Select & ICICI WM with 1L+ IF.

 

[sadhunath]

For Example I got IDFC Select & ICICI WM with 1L+ IF.

Did you get this negotiated in a rural or urban tier bank/locality?

 

[Anindya98]

Did you get this negotiated in a rural or urban tier bank/locality?

Urban Tier Location

 

[sadhunath]

Urban Tier Location

That is strange, because my local Mumbai Suburb. based IDFC First branch denied my Select Wealth upgradation even after 3+ lakh AMB for 3 months.

 

[Anindya98]

That is strange, because my local Mumbai Suburb. based IDFC First branch denied my Select Wealth upgradation even after 3+ lakh AMB for 3 months.

keep it for a few more months it will automatically trigger by the system. Else move to the new branch before opening the account negotiate with them that you directly want Select or directly talk with the BM and say you will move the business to somewhere else.

 

[arun4455]

When such things doesn't work in a branch, just visit the branch and ask for closure form. In the reason, write service of the branch. They will try to make sure that all your work are done.

 

[gauravbhati]

Urban Tier Location

I'm planning to open in IDFC and want Select a/c. I hold the SELECT credit card also. So does that help?
Also someone told me 2L IF and Select will be guaranteed. So shall I open online or through an agent as they ask for cheque in initial funding... ??

 

[Anindya98]

I'm planning to open in IDFC and want Select a/c. I hold the SELECT credit card also. So does that help?

No, having Select Credit card doesn't help. But having Select A/c helps to get the Select CC.

How to upgrade IDFC Millenia to Select without LE/Income Proof?

Hello Everyone, I have a banking relationship with IDFC First Bank since May last year and I have First Select(Got upgraded on 13th June 2024) Savings Account. I already had a WOW card from May 2023 and used it occasionally. Then I got one joint SB(MAB 25K) in July 2023 then another(MAB 25K) in...

www.technofino.in

Also someone told me 2L IF and Select will be guaranteed. So shall I open online or through an agent as they ask for cheque in initial funding... ??

Through the agent. In online you will not get the option of opening Select/Wealth Acc.
I opened via agent on 15th May account opened > 10th June Upgrade Consent > 13th June Upgraded to Select

 

[Anindya98]

Also someone told me 2L IF and Select will be guaranteed. So shall I open online or through an agent as they ask for cheque in initial funding... ??

Yes, Cheque is asked as IF. If you open online they will ask you to keep 3L MAB before beginning the process. it's hard to negotiate after opening the account.

 

[gauravbhati]

No, having Select Credit card doesn't help. But having Select A/c helps to get the Select CC.

How to upgrade IDFC Millenia to Select without LE/Income Proof?

Hello Everyone, I have a banking relationship with IDFC First Bank since May last year and I have First Select(Got upgraded on 13th June 2024) Savings Account. I already had a WOW card from May 2023 and used it occasionally. Then I got one joint SB(MAB 25K) in July 2023 then another(MAB 25K) in...

www.technofino.in

Through the agent. In online you will not get the option of opening Select/Wealth Acc.
I opened via agent on 15th May account opened > 10th June Upgrade Consent > 13th June Upgraded to Select

It took almost a month to upgrade ?
I thought of giving 2L as IF but what if agent or the bank denies to upgrade after the account opening? 🥲

Yes, Cheque is asked as IF. If you open online they will ask you to keep 3L MAB before beginning the process. it's hard to negotiate after opening the account.

But as you said the Select upgrade is not possible online then I would prefer the account opening through agent so that I have someone to ping until the account upgrades.. 😄

 

[kodiswaran]

I hold my salary account in ICICI which is under the Wealth Management program. I hold a balance of around 30L in my account. Currently, I am holding ICICI Wealth World Master DC. Would I be eligible to get the ICICI Wealth Select VISA debit card?
On enquiring with my RM, he mentioned that the WM VISA Infinite debit card has been stopped, is it so?

 

[imdjay]

I hold my salary account in ICICI which is under the Wealth Management program. I hold a balance of around 30L in my account. Currently, I am holding ICICI Wealth World Master DC. Would I be eligible to get the ICICI Wealth Select VISA debit card?

No.

On enquiring with my RM, he mentioned that the WM VISA Infinite debit card has been stopped, is it so?

No. But, It's available only for Wealth Select or Private Banking account holders.

 

[kodiswaran]

No.


No. But, It's available only for Wealth Select or Private Banking account holders.

What is the criteria for upgrading from ICICI Wealth Management to ICICI Wealth Select program?

 

[Anindya98]

What is the criteria for upgrading from ICICI Wealth Management to ICICI Wealth Select program?

What is the criteria for upgrading from ICICI Wealth Management to ICICI Wealth Select program?

25L - 30L TRV

 

[imdjay]

25L - 30L TRV

2cr TRV is the requirement. If someone is willing to do this. Let me know

 

[Anindya98]

2cr TRV is the requirement. If someone is willing to do this. Let me know

Depends on the Branch My father holds a Salary WM Account with ICICI. The BM is calling us every month to upgrade it to WM Select with 25L FD or Investment.

 

[imdjay]

WM Select with 25L FD or Investment.

this is extra. Right? other than whatever relation your father is already having?
Can you DM me your father's RM details and location?

 

[Anindya98]

this is extra. Right? other than whatever relation your father is already having?

No relation other than that Salary Account and credit card. It is a new branch less than 1.5yrs that might be the reason.
Branch: Bandel ICICI Branch contact details I will have to get from him and will DM you.
Also, I got the WM Account with 1L IP.

 

[imdjay]

No relation other than that Salary Account and credit card. It is a new branch less than 1.5yrs that might be the reason.
Branch: Bandel ICICI Branch contact details I will have to get from him and will DM you.

Thanks. will wait for your DM.