All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

[Abhishek012]

All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card:

NPCI is planning to launch RuPay credit cards with all credit card issuing banks in the next few years. NPCI currently focusing to get the banks ready, enabled and certified.

You should know RuPay has 3 variants of credit cards -

1) RuPay Classic (Standard/Basic card) - equivalent to Visa/mastercard classic.

2) RuPay Platinum (Premium card) - equivalent to Visa/mastercard Platinum

3) RuPay Select (Super Premium card) - equivalent to Visa Signature and mastercard World.

Edited - RuPay also have 2 types of RuPay Select card -

1) RuPay 'Select' card
2) RuPay 'Select Wellness' card

RuPay 'Select Wellness' card offer free Gym access, Spa services, Golf program, Health Check Up etc, register here - https://www.rupay.co.in/select-booking

All RuPay Credit Cards are International card, RuPay partner with Discover Financial Services, Diners club International, Pulse and Japan's JCB card network to accept worldwide.

Updated on 11th November, 2023 - Recently, some PSU banks launched RuPay's own Domestic credit cards, these cards are accepted only on RuPay card network in India and outside India.

Some RuPay Platinum Credit cards now also offer free Health Check Up, SwiggyOne membership, Urban club membership, Spa services, Gift cards of Bigbasket, Flipkart, Myntra, Nykaa, Bookmyshow movie ticket offers etc, register here - https://rupayplat.golftripz.com/#/offers

If you have RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/

Or If you have RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/

RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

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Now Before start one last and important thing, you guys should know. Banks never discrimination between Visa/mastercard vs RuPay. What does it mean ?

This means that if your Visa credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa card to RuPay then your new RuPay variant card comes by default life time free.

2nd thing, Any offers given by banks are also applicable on your RuPay credit cards too like Axis, HDFC, ICICI, SBI CARD, BOB etc 10% discount offers on Amazon and Flipkart or other e-commerce websites (Ofcourse sometimes newly launch RuPay card is not eligible for e-commerce discount offers but that doesn't mean banks discrimination between Visa/mastercard vs RuPay. It simply meaning your card is new, bank systems are not updated, wait for few months or complaint to banks they will soon fix it. In fact, newly launch Yes bank Visa & RuPay both credit cards and few months back one person told Axis Magnus Visa Credit card is not working on e-com discount offers). So i hope it's clear. All bank offers are eligible on RuPay credit cards too.

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RuPay Credit Card issuing banks and card variant list (Update till 22th May, 2022) -

1) HDFC Bank - RuPay Bharat Cashback, RuPay IndianOil, RuPay Moneyback+, RuPay Freedom New Credit card is available and already customers are getting this cards on RuPay.

Updated on 24th June, 2022 - RuPay Regalia credit card is now available, already got one user, check RuPay Regalia card image on page 21 comment section.

Updated on 17th August, 2022 - TataNeu launch 2 new RuPay Co-Branded Credit Cards from HDFC bank - TATA NEU INFINITY Card and TATA NEU PLUS Card.

Updated on 17th December, 2022 - HDFC IRCTC co-branded RuPay Credit Card launched

Updated on 3rd April, 2023 - CSC Small Business MoneyBack RuPay Credit card launched (Already one person got this card).

Updated on 22th April, 2023 - HDFC Bank Shoppers Stop Credit Card and HDFC Bank Shoppers Stop Black Credit Card launched.

Updated on 5th May, 2023 - HDFC Business MoneyBack RuPay Credit card launched (Already one person got this card).

Updated on 5th May, 2023 - HDFC Virtual only UPI RuPay credit card and Virtual only UPI RuPay Biz credit card coming soon (I think 2 variant will available, one for non-business and another one for business variant).

Updated on 22th May, 2023 - HDFC Business Regalia RuPay credit card launched (Already one person got this card).

Upcoming HDFC RuPay Credit cards - HDFC Bank Regalia First credit Card, HDFC Bank Shoppers Stop Credit Card, HDFC Bank Shoppers Stop Black Credit Card, HDFC Bank Business MoneyBack, HDFC Bank Business Regalia Credit Card (if anyone got these cards let me know in comment section and also shared the card masked pic).

Updated on 29th, March, 2024 - HDFC FirstBiz RuPay Credit Card Launched

Updated on 29th, March, 2024 - Both HDFC Indigo Credit Cards are coming soon on RuPay variant.

Apart from this cards, RuPay Millennia and RuPay Regalia credit card also available, last year HDFC bank leak this cards on RuPay but currently no customers verified got this cards on RuPay.

Some customers are also receive life time free RuPay Moneyback+ Credit card.

How to change your existing Visa/mastercard IndianOil or Moneyback+ Credit card on RuPay ?

Just send a mail to - customerservices.cards@hdfcbank.com
priorityredressal.creditcards@hdfcbank.com
grievance.redressalcc@hdfcbank.com

Already some customers verified and successfully change HDFC Visa IndianOil and Visa Moneyback+ to RuPay IndianOil and RuPay Moneyback+.

2) BOB CARD - BOB RuPay Easy, RuPay Premier, RuPay IRCTC, RuPay ICAI EXCLUSIVE, RuPay ICSI DIAMOND, RuPay CMA ONE, RuPay Varunah, RuPay Varunah Plus, RuPay Varunah Premium Credit card available.

Updated on 23th May, 2022 - 'HPCL BOB RuPay ENERGIE' Credit Card launched today.

Updated on 23th July, 2022 - BOB launch "The SENTINEL" RuPay Credit card for Assam Rifles

Updated on 24th August, 2022 - BOB launch RuPay 'Yoddha' Credit card for Indian Army

Updated on 1st September, 2022 - Snapdeal Bank of Baroda RuPay Credit card launched

Updated on 25th November, 2022 - BoB Launches RuPay ‘Rakshamah’ Credit Card Exclusively for Indian Coast Guards Personnel

Updated on 24th January, 2023 - BOB launch RuPay Vikram Credit Card

Updated on 3rd April, 2023 - BoB launch BoB BUPB "RuPay PRAGATI" Credit Card tieup with Baroda UP Gramin Bank.

Note - All BOB RuPay Credit cards are also JCB card outside India.

Currently, BOB bank offer life time free RuPay Easy and RuPay Premier credit card, Free card offer valid till 30th September, 2022, If not extended.

How to change your existing BOB Easy and Premier Credit card on RuPay ?

Just send a mail to - conversions@bobfinancial.com you will get reply within 3 working days, fill the form and submit, you will receive your BOB RuPay credit card.

Already many customers are successfully convert BOB Visa Easy and Visa Premier Credit card to RuPay.

One more thing, BOB RuPay Premier Credit card holders also get 4 free international airport lounge visits in a year (for comparison, BOB Visa Premier credit card variant only gives you access to airport lounges in India). LoungeKey link register here - https://www.loungekey.com/en/jcb11/

3) SBI CARD - SBI RuPay BPCL Platinum, RuPay SimplySAVE, RuPay JCB 'Yatra' Card, RuPay IRCTC Platinum, RuPay JCB 'Apollo' card, RuPay FBB StyleUp, RuPay Shaurya Platinum and RuPay Shaurya Select credit cards available.

Updated on 18th May, 2023 - 2 new Paytm SBI Credit card launched on RuPay JCB - Paytm SBI Credit Card and Paytm SBI Select Credit Card.

Updated on 4th Nov, 2023 - 2 new Reliance SBI Credit card launched on RuPay JCB - Reliance SBI Credit Card and Reliance SBI Prime Credit Card.

Updated on 29th, March, 2024 - SBI Titan RuPay Select credit card launched

SBI Octane BPCL RuPay JCB Select credit card launched

Apart from this cards, 2 more SBI RuPay credit cards coming soon, maybe more.

How to change your existing SBI Visa credit card to SBI RuPay credit card ?

Call SBI Card and ask for card network conversion.

4) Axis bank - Axis bank silently launch RuPay IndianOil Credit card (no official announcement yet)

Update on 7th June, 2022 - Today, Axis bank officially announced IndianOil RuPay credit card.

Updated on 5th May, 2023 - "Kiwi" launch lifetime free RuPay credit card.

Updated on 15th October, 2023 - Axis bank launched Numberless Fibe RuPay Credit Card (Fibe card number showing only on Fibe app not physical card)

Updated on 10th Jan, 2024 - Axis Myzone RuPay Credit Card launched

Updated on 10th Jan, 2024 - Axis Neo RuPay Credit Card launched

Axis Airtel RuPay Co-branded Credit Card launched

5) ICICI bank - ICICI bank officially launched ICICI RuPay Coral Credit card.

Updated on 1st August, 2022 - One person got Coral RuPay, check how to apply and RuPay Coral credit card image on page 39 comment section.

Updated on 24th July, 2023 - ICICI bank launch HPCL SuperSaver RuPay Credit Card.

Updated on 15th October, 2023 - ICICI bank launch RuPay Rubyx Credit Card

6) Yes bank - Yes bank RuPay JCB ACE Credit Card available (formerly Prosperity Rewards Plus Card).

Yes bank RuPay JCB Reserv Credit Card launched

Yes bank RuPay JCB Virtual Credit Card launched for all existing card holders

Other Yes bank Co-branded credit cards -

POP-CLUB RuPay Credit Card,
Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
Anq Pi RuPay Credit Card,
RIO RuPay Credit Card,
FREO RuPay Credit Card,
FinBooster RuPay Credit Card,
Paisabazaar Paisasave RuPay Credit Card

Updated on 24th July, 2023 - Yes bank launch Virtual only RuPay credit card

7) Federal bank - Federal bank RuPay JCB 'Signet' Credit Card available.

Apart from this card, one more Federal bank RuPay JCB Credit Card coming soon.

8) Kotak bank - Kotak bank RuPay JCB 'Veer Platinum' and RuPay JCB 'Veer Select' credit card available for defence personal.

Updated on 25th November, 2022 - Kotak launch Urbane Gold RuPay Credit Card

Updated on 17th December, 2022 - Kotak, METRO Wholesale launch Lifetime Free RuPay Credit card

Updated on 5th January, 2023 - Kotak bank launch IndianOil RuPay Credit Card

Updated on 11th June, 2023 - Kotak bank launch Myntra RuPay credit card

Updated on 15th June, 2023 - Kotak bank launch League RuPay credit card

Updated on 6th July, 2023 - Kotak bank launch Mojo RuPay credit card

Updated on 15th October, 2023 - Kotak bank virtual only RuPay Credit Card launched

Updated on 29th, March, 2024 - Kiwi Kotak RuPay Credit Card coming soon

Apart from this cards, I heard 2 more Kotak bank RuPay credit card will launch in future.

9) PNB bank - PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select Credit card available.

PNB RuPay Easemytrip RuPay Credit Card launched

Apart from this cards, 2 more PNB RuPay credit cards coming soon.

Mostly all PNB RuPay Credit cards are life time free, if you apply through PNB branch or if you use one time quarterly all PNB RuPay Platinum credit cards joining and annual fees wavier and RuPay Select credit cards annual fees wavier.

10) IDBI Bank (LIC Co-branded RuPay credit card) - IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit card available.

LIC RuPay Credit cards are currently available only for LIC policy holders and apply through LIC branch or LIC agents.

11) SBM bank (RuPay co-branded cards) - Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card available.

12) Union bank (HPCL Co-branded RuPay credit card) - Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, RuPay JCB Platinum and RuPay JCB Select credit card available.

Union bank RuPay Platinum credit cards are life time free, if you apply through Union bank branch.

Updated on 11th November, 2023 - Union bank of India Women RuPay Platinum credit card launched.

13) City Union bank - City union bank life time free RuPay credit card launched.

14) Saraswat bank - Saraswat Co-operative Bank RuPay Platinum credit card available.

Saraswat bank also offer every month 20% on utility bill amount, upto Rs. 250/- on RuPay credit card. Card apply through Saraswat bank branch only.

15) Bank of Maharastra - RuPay Platinum credit card launched.

16) Indian Oversea Bank - RuPay classic, RuPay Platinum and RuPay Select Credit card launched.

17) India Post bank - India Post bank and PNB bank launch Co-branded RuPay Platinum credit card.

18) Indian bank - RuPay Platinum, RuPay Select and RuPay Business Credit card launched.

19) Central bank of India - RuPay Platinum and RuPay Select credit card available both RuPay card now discontinued.

Updated on 10th Jan, 2024 - Central bank of India launch two new "Cent Merchant RuPay Credit Card"

20) Bank of India - SwaDhan RuPay Platinum and RuPay Platinum credit card available.

21) Canara bank - RuPay Platinum and RuPay Select credit card available.

Canara bank RuPay Platinum credit card is life time free, if you apply through branch.

Updated on 18th June, 2022 -

22) Nainital Bank - Nainital bank launch RuPay Contactless Credit card, partner with BOB bank.

This is co-branded RuPay Contactless credit card with BOB bank. You will get same benefit, you get on BOB Easy credit card.

Card holders of Nainital Bank, apply for this card.

Updated on 23th June, 2022 -

23) AU Small Finance Bank - AU Small Finance Bank RuPay Credit Cards coming soon within next 2 Quarters.

Updated on 22th April, 2023 - AU bank RuPay Business cashback credit card launched.

Updated on 1st Feb, 2024 - AU bank Instapay virtual only RuPay Credit Card launched

AU SPONT RuPay Credit Card launched

AU bank IXIGO RuPay co-branded credit card launched.

Updated on 5th January, 2023 -

24) Punjab & Sind Bank (PSB) - Launch RuPay SimplySAVE Credit card partnership with SBI Card

25) IDFC First bank - 2 new RuPay HPCL Cobranded Credit Card launched.

FIRST Power Credit Card and FIRST Power+ Credit Card.

IDFC First Earn RuPay Credit Card launched (FD based Credit Card)

Updated on 15th October, 2023 - IDFC bank virtual only RuPay Credit Card launched

26) TMB bank (Tamilnad Mercantile Bank) - TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards.

27) OneCard - OneCard launched RuPay credit cards tieup with South Indian bank and SBM bank.

28) Jupiter - Jupiter launched RuPay credit card tieup with CSB Bank

29) Freo - Freo launch Freo Yes bank RuPay credit card.

30) IndusInd Bank - RuPay Platinum Credit Card launched

Updated on 10th Jan, 2024 - Indusind bank launch ‘eSvarna’, first RuPay corporate credit card

Updated on 10th Jan, 2024 - IndusInd Bank launch ‘Samman RuPay Credit Card’

31) RBL Bank - Shoprite RuPay Credit Card launched.

32) DBS Bank -

Updated on 29th, March, 2024 - DBS Spark RuPay JCB Credit card coming soon.

 

[prc1990]

You really made me laugh 😀😀😀😀😀😀😀
Actually I didn't try for LTF Honestly because of 2 things:-

1. I read somewhere it is only 50,000/Annum to get the waiver of 499+GST.
2. Even if I don't hit the milestone, I will consider this as a small contribution for promoting a Payment gateway made in my Country.
At least I'm not going to pay anything to VISA/MasterCard anymore, that's for sure.

Birati branch available? Limit required for C2C?

 

[souvikdey2002]

Birati branch available? Limit required for C2C?

Yes I went there only.
No such limit required as such I know.
I gave everything whatever I had, that's it.

 

[prc1990]

Yes I went there only.
No such limit required as such I know.
I gave everything whatever I had, that's it.

Ok lining it up in my queue. 🥱

 

[StanRoute66]

Very much appreciated for this information
I have the following cards, let me know if I'm eligible to convert any of them to Rupay & if possible please let me know the way:-

1. IDFC First Wealth(VISA Infinite)
2. ICICI Sapphiro(MasterCard World & AMEX)
3. HDFC Diners Club Black(Diners Club)
4. Indusind Legend(VISA Signature)
5. OneCard(Backed by BoB, VISA Signature)
6. BoB Eterna(VISA Infinite)
7. HSBC Cashback(VISA Signature)
8. AXIS Select(VISA Signature)

Only Sapphiro comes in rupay .

 

[souvikdey2002]

Only Sapphiro comes in rupay .

Really??
From where you got this inormation?
Can I convert my existing AMEX/MasterCard to RuPay?

 

[kochiro]

moneyback+ is which varient of rupay? What rupay offers will I get on it considering it mentions nothing about the lounges on official site?

 

[StanRoute66]

moneyback+ is which varient of rupay? What rupay offers will I get on it considering it mentions nothing about the lounges on official site?

It will be Rupay Classic / Platinum

 

[StanRoute66]

Really??
From where you got this inormation?
Can I convert my existing AMEX/MasterCard to RuPay?

It's Rupay Debit card and not Credit Card . Sorry for misinformation .

So , none of the Cards you mentioned can be converted to Rupay . Sorry

 

[souvikdey2002]

It's Rupay Debit card and not Credit Card . Sorry for misinformation .

So , none of the Cards you mentioned can be converted to Rupay . Sorry

No issue.
Thanks anyway for your research.

Off the track, I would like to ask you if you are working in IDFC since every time you reply, IDFC logo is being displayed. 🙂

 

[prc1990]

Yes and dnt forget to mentioned the code code i shared.
See their computer and ask them to search and select anyone of the card with code -
SBI RuPay Domestic Platinum debit card - code: "REP"
RuPay-DFS IndianOIL Platinum Global debit card - code: "IRP"
RuPay JCB Platinum Global debit card - code: “RPJ”

All 3 SBI RuPay Platinum debit card image uploaded, see as per your requirement and apply. If you want to apply for 20% Amazon Add Money discount offer then all 3 cards are eligible.

Which one is the cheapest? 🥲

 

[Abhishek012]

moneyback+ is which varient of rupay? What rupay offers will I get on it considering it mentions nothing about the lounges on official site?

I think RuPay Platinum.

Moneyback+ Visa is which variant ? if Visa signature then RuPay variant will be "RuPay Select".

lounges offer is provide by HDFC bank, HDFC is not offer any lounge access on Moneyback+ card.

You will enjoy HDFC bank offers as well as RuPay credit card offers.

RuPay credit card offers currently running -

Bigbasket 15% off per month, Central store 10% off, Metro wholesale 500 off on 5000 (grocery shopping), Dineout 15% off, Zomato & Swiggy offer, Snapdeal 10% off.

Bookmyshow - RuPay Card 50% off IPL ticket offer also available but i IPL over will end within a 2 days. I think soon new RuPay credit card - Bookmyshow movie ticket will come after IPL ticket offer ended.

 

[Abhishek012]

It's Rupay Debit card and not Credit Card . Sorry for misinformation .

So , none of the Cards you mentioned can be converted to Rupay . Sorry

ICICI RuPay Coral Credit card available, wait few months. I think more ICICI RuPay CC will launch. @souvikdey2002

 

[kochiro]

I think RuPay Platinum.

Moneyback+ Visa is which variant ? if Visa signature then RuPay variant will be "RuPay Select".

lounges offer is provide by HDFC bank, HDFC is not offer any lounge access on Moneyback+ card.

You will enjoy HDFC bank offers as well as RuPay credit card offers.

RuPay credit card offers currently running -

Bigbasket 15% off per month, Central store 10% off, Metro wholesale 500 off on 5000 (grocery shopping), Dineout 15% off, Zomato & Swiggy offer, Snapdeal 10% off.

Bookmyshow - RuPay Card 50% off IPL ticket offer also available but i IPL over will end within a 2 days. I think soon new RuPay credit card - Bookmyshow movie ticket will come after IPL ticket offer ended.

I wish they added platinum or select down there.

 

[kochiro]

DC Millennia??

That's addon credit card

 

[007]

I mean it's on Diner's platform

Yeah HDFC is lately issuing Millenia On DC. Fortunately the one I got is Visa.

 

[prc1990]

My SBI savings account is 11 years old account and as per passbook it is regular savings account. When I checked with customer support, I was told it is a Jandhan account and you are eligible for RP DC. Not sure, how much true this is. @Batmanbaba @AllSeeker @Abhishek012 share your thoughts please.

 

[Abhishek012]

My SBI savings account is 11 years old account and as per passbook it is regular savings account. When I checked with customer support, I was told it is a Jandhan account and you are eligible for RP DC. Not sure, how much true this is. @Batmanbaba @AllSeeker @Abhishek012 share your thoughts please.

Jandhan account is for the poor people and you will get free RuPay PMJDY debit card (yellow color card).

But by mistake SBI & HDFC both bank employees issue Visa & RuPay Platinum debit card on Jan dhan account holders (some customers already got other cards that's why i told but officially you will get only free RuPay PMJDY debit card)

Note - if by chance you will get any other card like RuPay Platinum then card charges applied (99.99% chance you will get only RuPay PMJDY debit card).

 

[prc1990]

Yes and dnt forget to mentioned the code code i shared.
See their computer and ask them to search and select anyone of the card with code -
SBI RuPay Domestic Platinum debit card - code: "REP"
RuPay-DFS IndianOIL Platinum Global debit card - code: "IRP"
RuPay JCB Platinum Global debit card - code: “RPJ”

All 3 SBI RuPay Platinum debit card image uploaded, see as per your requirement and apply. If you want to apply for 20% Amazon Add Money discount offer then all 3 cards are eligible.

Which is the cheapest bro?

 

[Batmanbaba]

Jandhan account is for the poor people and you will get free RuPay PMJDY debit card (yellow color card).

But by mistake SBI & HDFC both bank employees issue Visa & RuPay Platinum debit card on Jan dhan account holders (some customers already got other cards that's why i told but officially you will get only free RuPay PMJDY debit card)

Note - if by chance you will get any other card like RuPay Platinum then card charges applied (99.99% chance you will get only RuPay PMJDY debit card).

AT that time jandhan account was not even in existence.... Complaint to sbi on twitter.... The next day the branch manager will personally call you and give you card with tea and snacks....


These days... Social media escalation give these sbi people shivers....

 

[Abhishek012]

AT that time jandhan account was not even in existence.... Complaint to sbi on twitter.... The next day the branch manager will personally call you and give you card with tea and snacks....


These days... Social media escalation give these sbi people shivers....

It still happens, last year one person didn't get RuPay Platinum, he complaint on twitter and next day branch manager call him, he got VIP treatment and also offer tea.