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All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

Apply For Lifetime Free IDFC First Credit Card
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Abhishek012

TF Pioneer
Introduction

The National Payments Corporation of India (NPCI) is set to launch RuPay credit cards with all major banks in the coming years. RuPay currently offers three main credit card variants:
  1. RuPay Classic (Basic/Standard)
  2. RuPay Platinum (Premium) // includes SwiggyOne, Spa, Gift Cards, and more.
  3. RuPay Select (Super Premium)
There are also two sub-types under RuPay Select:
  1. RuPay Select
  2. RuPay Select Wellness (includes Gym, Spa, Golf programs, and more).
Key Features of RuPay Credit Cards
  • International Acceptance: Supported by Discover Financial Services, Diners Club International, Pulse, and JCB.
  • Free Benefits: Lounge access, wellness perks, and e-commerce offers.
  • Bank Offers: RuPay cards are eligible for the same offers as Visa/Mastercard (e.g., 10% discounts on Amazon, Flipkart).
  • No Discrimination Between Networks: If your Visa/Mastercard is lifetime free, the RuPay equivalent will also be lifetime free.
Lounge Access
  • RuPay JCB Platinum card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb12/
  • RuPay JCB Select card then access free International lounge through LoungeKey, register here - https://www.loungekey.com/en/jcb11/
  • RuPay JCB Card holders also access free JCB In-City lounge access worldwide. Some Indian banks also offer unlimited airport lounge access in china, Japan & Hawai for RuPay JCB card holders.

RuPay Credit Card Issuing Banks (Updated Till December 2024)

1. HDFC Bank​

  • Available Cards: Bharat Cashback, IndianOil, MoneyBack+, Freedom, Regalia.
  • Recent Additions:
    • RuPay Regalia (June 2022).
    • TATA NEU Co-branded Cards (August 2022).
    • IRCTC RuPay Card (December 2022).
    • Stopper Stop Co-branded Cards (August 2023).
    • FirstBiz RuPay Credit Card (March 2024).
    • Business Regalia RuPay (May 2023).
    • CSC Small Business MoneyBack, Business MoneyBack, Virtual only UPI RuPay, FirstBiz RuPay
    • HDFC BizPower and HDFC BizGrow also live on RuPay
    • HDFC Pixel Go and HDFC Pixel Play RuPay (Both Pixel Card RuPay Physical Variant also available)

2. Bank of Baroda (BOB)​

  • Available Cards: Eterna, Easy, Premier, IRCTC, HPCL Energie, Snapdeal.
    • ICAI EXCLUSIVE, ICSI DIAMOND, CMA ONE, Varunah (all variants), Yoddha, Rakshamah,Vikram
  • Special Editions: Sentinel for Assam Rifles (July 2022), RuPay PRAGATI
  • Upcoming: BOB TIARA RuPay

3. SBI Card​

  • Available Cards:
    SBI Shaurya Platinum RuPay
    SBI Shaurya Select RuPay
    SBI IRCTC RuPay
    SBI IRCTC Platinum RuPay (higher variant SBI IRCTC Card)
    SBI SimplySAVE RuPay
    SBI-PSB Bank partnership SimplySAVE RuPay
    SBI-Central bank of India partnership SimplySAVE RuPay
    SBI-KVB Bank partnership SimplySAVE RuPay
    SBI-South Indian Bank partnership SimplySAVE RuPay
    SBI BPCL Platinum RuPay
    SBI BPCL Octane RuPay
    SBI Reliance RuPay
    SBI Reliance Prime RuPay
    SBI Paytm RuPay
    SBI Paytm Select RuPay
    SBI Elite RuPay
    SBI Prime RuPay
    SBI Titan RuPay
    SBI Yatra RuPay
    SBI Apollo RuPay
    SBI Miles RuPay
    SBI Miles Prime RuPay
    SBI Miles Elite RuPay
    SBI OLA Card on RuPay

4. Axis Bank​

  • Available Cards: IndianOil, MyZone, Neo, Airtel Co-branded RuPay Cards.
  • Notable Launch: Numberless Fibe RuPay Credit Card (October 2023), Kiwi,

5. ICICI Bank​

  • Available Cards: Coral, HPCL SuperSaver, Rubyx, ICICI MakeMyTrip RuPay (MakeMyTrip is Dual Card, you will get 2 cards: 1 Mastercard + 1 RuPay).

6. Yes Bank​

  • Available Cards: ACE, Reserv, Virtual Only Rupay
  • Co-brand Cards:
    • POP-CLUB RuPay Credit Card,
    • Klick RuPay Credit Card (Klick is also Kiwi Credit Card),
    • Anq Pi RuPay Credit Card,
    • RIO RuPay Credit Card,
    • FREO RuPay Credit Card,
    • FinBooster RuPay Credit Card,
    • Paisabazaar Paisasave RuPay Credit Card

7. Federal Bank​

  • Available Cards: Signet RuPay JCB Credit Card, Federal WAVE RuPay JCB.

8. Kotak Bank​

  • Available Cards: Veer Platinum, Veer Select, Myntra, League, Mojo.
  • Urbane Gold, METRO Wholesale, IndianOil, Virtual Only

9. PNB (Punjab National Bank)​

  • Available Cards: PNB RuPay Millennial, RuPay Platinum, RuPay Select, RuPay Rakshak Platinum, RuPay Rakshak Select, RuPay Patanjali Platinum and RuPay Patanjali Select, Easemytrip RuPay Credit Cards.

10. IDBI Bank​

  • Available Cards: IDBI bank RuPay Winnings Credit Card, RuPay LIC 'Lumine' Platinum Credit Card and RuPay LIC 'Eclat' Select credit cards.

11. Union Bank​

  • Available Cards: Union Bank RuPay 'Uni Carbon' HPCL Credit Card, RuPay Platinum, RuPay Select, 'Divaa' Women RuPay Platinum, RuPay JCB HEALTH Platinum and RuPay JCB Select credit cards

12. AU Small Finance Bank​

  • Available Cards: Business Cashback, IXIGO Co-branded RuPay Cards, Virtual Only, Spont.
  • Update 11th, December, 2024: Now all AU bank Credit Cards live on RuPay including AU LIT, Vetta, Zenith, AU Zenith+ RuPay Credit Card etc

13. IndusInd Bank​

  • Available Cards: eSvarna Corporate, Rupay Platinum, Samman RuPay Credit Cards.

14. RBL Bank​

  • Available Cards: Shoprite RuPay Credit Card, RBL IRCTC, RBL IOCL, RBL XTRA IOCL, RBL SalarySe UP RuPay, RBL Bank Patanjali Swarn, RBL Bank Patanjali Vishisht, TVS Credit RBL Bank Credit Card, TVS Credit RBL Bank Gold Credit Card.
15. IDFC Bank
  • Available Cards: First Power, First Power+, First Earn, Virtual Only

16. Other Banks (Rupay Platinum Credit Cards)​

  • Saraswat Bank
  • Bank of Maharashtra
  • Indian Overseas Bank
    • RuPay classic, RuPay Platinum and RuPay Select Credit card
  • Indian Bank
    • RuPay Platinum, RuPay Select and RuPay Business Credit card
  • City Union Bank
  • DBS Bank
  • SBM bank
    • Paisa bazaar RuPay Select co-branded credit card and Gild RuPay Select co-branded credit card
  • Central Bank of India
    • Cent Merchant RuPay Credit Card
    • SwaDhan RuPay Platinum and RuPay Platinum credit card
  • Canara Bank
  • Nainital Bank
  • Panjab & Sindh Bank
    • TMB Bank launch 2 New 'Wings' and 'Phoenix' RuPay Credit Cards
  • OneCard
  • Jupiter
  • Freo

How to Switch from Visa/Mastercard to RuPay​

Each bank offers straightforward processes to switch to RuPay:

Final Notes​

  1. RuPay cards are on par with Visa/Mastercard in terms of offers and features.
  2. Newly launched RuPay cards might not immediately qualify for e-commerce offers—contact the bank for updates (Everything starts working perfectly after a few months).
  3. RuPay's partnerships ensure seamless international acceptance.
 
Last edited:
Apply For LTF AU LIT Credit Card
souvikdey2002 said:
You really made me laugh 😀😀😀😀😀😀😀
Actually I didn't try for LTF Honestly because of 2 things:-

1. I read somewhere it is only 50,000/Annum to get the waiver of 499+GST.
2. Even if I don't hit the milestone, I will consider this as a small contribution for promoting a Payment gateway made in my Country.
At least I'm not going to pay anything to VISA/MasterCard anymore, that's for sure.
Click to expand...
Birati branch available? Limit required for C2C?
 
souvikdey2002 said:
Very much appreciated for this information
I have the following cards, let me know if I'm eligible to convert any of them to Rupay & if possible please let me know the way:-

1. IDFC First Wealth(VISA Infinite)
2. ICICI Sapphiro(MasterCard World & AMEX)
3. HDFC Diners Club Black(Diners Club)
4. Indusind Legend(VISA Signature)
5. OneCard(Backed by BoB, VISA Signature)
6. BoB Eterna(VISA Infinite)
7. HSBC Cashback(VISA Signature)
8. AXIS Select(VISA Signature)
Click to expand...
Only Sapphiro comes in rupay .
 
StanRoute66 said:

It's Rupay Debit card and not Credit Card . Sorry for misinformation .

So , none of the Cards you mentioned can be converted to Rupay . Sorry
Click to expand...

No issue.
Thanks anyway for your research.

Off the track, I would like to ask you if you are working in IDFC since every time you reply, IDFC logo is being displayed. 🙂
 
Abhishek012 said:
Yes and dnt forget to mentioned the code code i shared.
See their computer and ask them to search and select anyone of the card with code -
SBI RuPay Domestic Platinum debit card - code: "REP"
RuPay-DFS IndianOIL Platinum Global debit card - code: "IRP"
RuPay JCB Platinum Global debit card - code: “RPJ”

All 3 SBI RuPay Platinum debit card image uploaded, see as per your requirement and apply. If you want to apply for 20% Amazon Add Money discount offer then all 3 cards are eligible.
Click to expand...
Which one is the cheapest? 🥲
 
kochiro said:
moneyback+ is which varient of rupay? What rupay offers will I get on it considering it mentions nothing about the lounges on official site?
Click to expand...
I think RuPay Platinum.

Moneyback+ Visa is which variant ? if Visa signature then RuPay variant will be "RuPay Select".

lounges offer is provide by HDFC bank, HDFC is not offer any lounge access on Moneyback+ card.

You will enjoy HDFC bank offers as well as RuPay credit card offers.

RuPay credit card offers currently running -

Bigbasket 15% off per month, Central store 10% off, Metro wholesale 500 off on 5000 (grocery shopping), Dineout 15% off, Zomato & Swiggy offer, Snapdeal 10% off.

Bookmyshow - RuPay Card 50% off IPL ticket offer also available but i IPL over will end within a 2 days. I think soon new RuPay credit card - Bookmyshow movie ticket will come after IPL ticket offer ended.
 
Abhishek012 said:
I think RuPay Platinum.

Moneyback+ Visa is which variant ? if Visa signature then RuPay variant will be "RuPay Select".

lounges offer is provide by HDFC bank, HDFC is not offer any lounge access on Moneyback+ card.

You will enjoy HDFC bank offers as well as RuPay credit card offers.

RuPay credit card offers currently running -

Bigbasket 15% off per month, Central store 10% off, Metro wholesale 500 off on 5000 (grocery shopping), Dineout 15% off, Zomato & Swiggy offer, Snapdeal 10% off.

Bookmyshow - RuPay Card 50% off IPL ticket offer also available but i IPL over will end within a 2 days. I think soon new RuPay credit card - Bookmyshow movie ticket will come after IPL ticket offer ended.
Click to expand...
I wish they added platinum or select down there.
 

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My SBI savings account is 11 years old account and as per passbook it is regular savings account. When I checked with customer support, I was told it is a Jandhan account and you are eligible for RP DC. Not sure, how much true this is. @Batmanbaba @AllSeeker @Abhishek012 share your thoughts please.
 
prc1990 said:
My SBI savings account is 11 years old account and as per passbook it is regular savings account. When I checked with customer support, I was told it is a Jandhan account and you are eligible for RP DC. Not sure, how much true this is. @Batmanbaba @AllSeeker @Abhishek012 share your thoughts please.
Click to expand...
Jandhan account is for the poor people and you will get free RuPay PMJDY debit card (yellow color card).

But by mistake SBI & HDFC both bank employees issue Visa & RuPay Platinum debit card on Jan dhan account holders (some customers already got other cards that's why i told but officially you will get only free RuPay PMJDY debit card)

Note - if by chance you will get any other card like RuPay Platinum then card charges applied (99.99% chance you will get only RuPay PMJDY debit card).
 
Abhishek012 said:
Yes and dnt forget to mentioned the code code i shared.
See their computer and ask them to search and select anyone of the card with code -
SBI RuPay Domestic Platinum debit card - code: "REP"
RuPay-DFS IndianOIL Platinum Global debit card - code: "IRP"
RuPay JCB Platinum Global debit card - code: “RPJ”

All 3 SBI RuPay Platinum debit card image uploaded, see as per your requirement and apply. If you want to apply for 20% Amazon Add Money discount offer then all 3 cards are eligible.
Click to expand...
Which is the cheapest bro?
 
Abhishek012 said:
Jandhan account is for the poor people and you will get free RuPay PMJDY debit card (yellow color card).

But by mistake SBI & HDFC both bank employees issue Visa & RuPay Platinum debit card on Jan dhan account holders (some customers already got other cards that's why i told but officially you will get only free RuPay PMJDY debit card)

Note - if by chance you will get any other card like RuPay Platinum then card charges applied (99.99% chance you will get only RuPay PMJDY debit card).
Click to expand...
AT that time jandhan account was not even in existence.... Complaint to sbi on twitter.... The next day the branch manager will personally call you and give you card with tea and snacks....


These days... Social media escalation give these sbi people shivers....
 
Batmanbaba said:
AT that time jandhan account was not even in existence.... Complaint to sbi on twitter.... The next day the branch manager will personally call you and give you card with tea and snacks....


These days... Social media escalation give these sbi people shivers....
Click to expand...
It still happens, last year one person didn't get RuPay Platinum, he complaint on twitter and next day branch manager call him, he got VIP treatment and also offer tea.
 
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