UPDATE: The Apay rejection reason says -
- Rejected due to insufficient/adverse of credit history being less than required policy norms
Firstly they fetched EQUIFAX credit report & not CIBIL which is mostly irrelevant and inaccurate IMO. So I sent an email for reconsideration of my application wherein I attached my CIBIL Report & explained my case. CIBIL - 779, credit age - 2y 8m, no defaults whatsoever. I sent e-mail to
girish.sehgal@icicibank.com,
sandeep.bakshi@icicibank.com,
anish.madhavan@icicibank.com,
managingdirector@icicibank.com,
senior.management@icicibank.com,
headservicequality@icicibank.com,
pno@icicibank.com &
headcreditcards@icicibank.com.
I have not received a single auto reply acknowledgment e-mail. Sent the same e-mail two times more yet no auto reply acknowledgment e-mail, which forces me to think whether or not they have actually received the e-mail. I'm quite worried. Please help me figure out if there's anything more I can do??
@Vasuki