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Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges

Amazon gift voucher/SBI Cashback card to bank/other credit card bill pay at 1.5% to 2.5% charges:

Download Snapay app here -

Now signup and login, complete full kyc.

1) How to pay Amazon gift voucher to Bank/Credit card bill pay at 2.5% ?

Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose T+1 option on Snapay app

Payment mode choose "Wallet 2" -

View attachment 52362

Here you see Snapay will charge you 2.5% and proceed to pay -

View attachment 52363

Choose "Wallet" option here -

View attachment 52365

Choose Freecharge Wallet option here -

View attachment 52366

Now login your Freecharge account and enter here any dummy AMEX Card number.

For example -

enter dummy Amex card number start with 3700 2281 and enter any 7 digit number.

last digit change 0 to 9 and you will get any genuine card number.

Enter any expiry date and 4 digit AMEX CVV code and proceed.

View attachment 52368

Here, Freecharge is not accept Amex card or you entered wrong Amex card number.

This page will open -

Click on back option on payu page here -

View attachment 52369

Here you will see more wallet options -

View attachment 52370

Trick 1 - Choose Amazon pay gift voucher wallet and pay -

Trick 2 - There is another trick for 5% SBI Cashback card via Phonepe wallet gateway, if you get "PHONEPE PVT LTD" merchant name then eligible for 5% cashback but i am not verified yet on here through new payment gateway (first time try Rs100 and check you will get 5% cashabck or not after 3-4 days).

All details about phonepe explain here but this time we choose "Wallet 2" option on Snapay app -


View attachment 52371

2) How to pay Amazon gift voucher/5% SBI Cashback credit card to Bank/Credit card bill pay at 1.5% ?
Go to Utility bill payment and choose your bank or credit card.

Enter amount, Choose "Same Day" option on Snapay app

Now if you have any Snapay wallet balance then you can use 50% of charges from your wallet and you need to pay only 1.52% conv fee, here see my screenshot -

View attachment 52372

How to earn Snapay wallet balance ?

Well, when you pay direct credit card bills on snapay app, you will get 1% Reward points.

you can redeem then Reward points on Snapay app and get 0.25% in Snapay wallet.

3) How to pay Amazon gift voucher/5% SBI Cashback credit card to other Credit card bill or SBI card credit card bill ?

You can enter your Credit card number and IFSC code instead of Bank account number and IFSC code and choose your Credit card number from your snappay app Utility bill payment option and pay.

Note - first time try Rs100 and check your credit card is supported bill payment through snapay utility bill pay option.

Here few banks credit card and IFSC code details but personally i am not verified with all banks credit cards yet.

Bank NameCredit Card IFSC CodeBranch
Au Small Finance BankAUBL0CCARDSJaipur
Axis BankUTIB0000400Mumbai
Bank of BarodaBARB0COLABAMumbai
Bank of IndiaBKID0000101Mumbai
Canara BankCNRB0001912Bangalore
CITI BankCITI0000003Chennai
Federal BankFDRL00CARDSKerala
HDFC BankHDFC0000128Chennai
HSBC BankHSBC0400002Mumbai
ICICI bankICIC0000103Mumbai
IDBI BANKIBKL0NEFT01Mumbai
IDFC First BankIDFB0010225Mumbai
IndusInd BankINDB0000018Mumbai
Kotak Mahindra BankKKBK0000958Mumbai
Punjab National BankPUNB0112000New Delhi
RBL BankRATN0CRCARDMumbai
State Bank of IndiaSBIN00CARDSMumbai
Syndicate BankSYNB0002915Bangalore
Union Bank of IndiaUBIN0580104Mumbai
Yes BankYESB0CMSNOCMumbai
Cashback not received in SBI CB card, although merchant is phonepe in statement.
 
Cashback not received in SBI CB card, although merchant is phonepe in statement.
It should be PHONE PE PVT LTD (separate words in all capitals) otherwise you won't get cashback.

To be make sure you can disable online transactions and then do a transaction.
it will fail.
Then phone customer care to ask the MCC code and whether it is eligible for cashback
 
It was showing at the time of transaction but changed in statement
To make sure you can disable online transactions and then do a transaction.
it will fail.
Then phone customer care to ask the MCC code of this failed transaction and whether it is eligible for cashback
 
To make sure you can disable online transactions and then do a transaction.
it will fail.
Then phone customer care to ask the MCC code of this failed transaction and whether it is eligible for cashback
Please check this screenshot, is it ok? 1000000126.jpg
 
Yes it is
Cashback will credit after 3-4days.

Wait 3-4 days and then share here.

For example - i transaction on 5th May. Just now i check transaction is settled but cashback is still not added. Wait upto 24hrs and then i will update here.

Edited: Just now check 5% cashback credited.

By the way i am transaction on other apps through phonepe gateway not here on Snapay app.

@Rohan
@drsel
@Dharm
@Heehaahee

It was showing at the time of transaction but changed in statement

Yes, it will changed on statement.

My settlement trxn name - PHONEPE BANGALORE IN

Card otp page merchant name - PHONEPE PVT LTD (if you get this merchant name "PHONEPE PVT LTD" then pay)
 
Last edited:
Cashback will credit after 3-4days.

Wait 3-4 days and then share here.

For example - i transaction on 5th May. Just now i check transaction is settled but cashback is still not added. Wait upto 24hrs and then i will update here.

Edited: Just now check 5% cashback credited.

By the way i am transaction on other apps through phonepe gateway not here on Snapay app.

@Rohan
@drsel
@Dharm
@Heehaahee



Yes, it will changed on statement.

My settlement trxn name - PHONEPE BANGALORE IN

Card otp page merchant name - PHONEPE PVT LTD (if you get this merchant name "PHONEPE PVT LTD" then pay)
Yes, you are right now credited( My txn was also on 5th may), all normal transaction and their cashback visible almost same time in my case, but this case had slightly delay, so i have raised my issue here.

But now CB credited, means sometimes we may have to wait for 1 or more than 1 day after txn settlement
 
Last edited:
It should be PHONE PE PVT LTD (separate words in all capitals) otherwise you won't get cashback.

To be make sure you can disable online transactions and then do a transaction.
it will fail.
Then phone customer care to ask the MCC code and whether it is eligible for cashback
Are you using your burgundy magnus also on phonepe pvt Ltd merchant
 
Just now i got "PHONEPE PVT LTD" merchant name on Trick 2.

Note - This morning I tried 7-8 times, Got FX Mart merchant name, after few hours i retried but everytime got FX Mart merchant name.

Just now i try again, 2nd attempt, finally got "PHONEPE PVT LTD" merchant name on Card otp page.

@drsel
@Dharm
Vaise ye FX Mart vale ka mcc kya hai
 
Closed now, should probably close the tread as well. OP on a mission right now!

Khatam Khatammeinkarunga GIF by Hrithik Roshan
Thread bina padhe APAY GV khareed liya😔😔
 
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