Amazon Pay ICICI Bank Credit Card rejected for the 3rd time

[monky3]

Hi,
I have been using my Kotak 811 cc since February 2023 ,OneCard cc since may 2023, Axis band Indian oil cc since March 2024.

After I turned 21 years old on jan 2023 I applied to Amazon pay icici cc for the first time. Then again on February 2024 and again on August 2024.

All the three time I have been rejected stating:
"Rejected due to insufficient/adverse of credit history being less than required policy norms"

My credit score as of today:
From cred - 753
From gpay - 765
From OneScore - 765

I am seeking guidance from the community to proceed further.
Thanks.

 

[TechnoFi]

Yes I also mentioned that apply from website too Platinum Chip card but it's also declined .

l insisted to get low fd backed icici platinum chip card.

 

[Boy 07]

l insisted to get low fd backed icici platinum chip card.

How much minimum fd can I do with ICICI

 

[Rohith-2009]

I have 779 Cibil with three years credit history 7 cards on going highest limit hdfc infinity 2 L still ICICI rejecting application through Amazon pay as well website I am not able to understand what they want ?

Your 1st credit card is 1 + years old?

 

[Boy 07]

Your 1st credit card is 1 + years old?

2.5 years old

 

[Rohith-2009]

2.5 years old

As I said before, icici was rejecting my applications but when I applied for Apay Amazon definitely approved it.

So in your case, both of them are not ready to issue cc to you. So I have no suggestion

 

[TechnoFi]

How much minimum fd can I do with ICICI

minimum 10k fd amount.

 

[Boy 07]

minimum 10k fd amount.

I checked online with ICICI We can have minimum 50k fd

 

[TechnoFi]

I checked online with ICICI We can have minimum 50k fd

via branch route, it's 10k only.

 

[Boy 07]

via branch route, it's 10k only.

Okey I will check

 

[yb24]

via branch route, it's 10k only.

Are u sure?

 

[Boy 07]

samething vary odd an agent called me on 27 Feb and applied platinum chip credit card vdkyc done on same day today i recieved the msg of rejection and there is a rejection letter that your application has been rejected reason icici bank credit cards currently not available in your location .vary odd although credit cards service is available my brother has and my friends too

 

[mailmenow]

If anyone having the invite to apply for Apay credit card, just apply this month. Approval chances will be high. I applied last year this time. Approved within 30 minutes after vkyc done as I don't have any prior relationship to icici