Amazon Pay ICICI Bank Credit Card rejected for the 3rd time

[monky3]

Hi,
I have been using my Kotak 811 cc since February 2023 ,OneCard cc since may 2023, Axis band Indian oil cc since March 2024.

After I turned 21 years old on jan 2023 I applied to Amazon pay icici cc for the first time. Then again on February 2024 and again on August 2024.

All the three time I have been rejected stating:
"Rejected due to insufficient/adverse of credit history being less than required policy norms"

My credit score as of today:
From cred - 753
From gpay - 765
From OneScore - 765

I am seeking guidance from the community to proceed further.
Thanks.

 

[TechnoFi]

Yes I also mentioned that apply from website too Platinum Chip card but it's also declined .

l insisted to get low fd backed icici platinum chip card.

 

[Boy 07]

l insisted to get low fd backed icici platinum chip card.

How much minimum fd can I do with ICICI

 

[Rohith-2009]

I have 779 Cibil with three years credit history 7 cards on going highest limit hdfc infinity 2 L still ICICI rejecting application through Amazon pay as well website I am not able to understand what they want ?

Your 1st credit card is 1 + years old?

 

[Boy 07]

Your 1st credit card is 1 + years old?

2.5 years old

 

[Rohith-2009]

2.5 years old

As I said before, icici was rejecting my applications but when I applied for Apay Amazon definitely approved it.

So in your case, both of them are not ready to issue cc to you. So I have no suggestion

 

[TechnoFi]

How much minimum fd can I do with ICICI

minimum 10k fd amount.

 

[Boy 07]

minimum 10k fd amount.

I checked online with ICICI We can have minimum 50k fd

 

[TechnoFi]

I checked online with ICICI We can have minimum 50k fd

via branch route, it's 10k only.

 

[Boy 07]

via branch route, it's 10k only.

Okey I will check