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Devaluation Amazon Pay ICICI Credit Card Major Devaluation

Any way to track milestone spends on hdfc millennia
I have been silently adding thread marks to useful content. In advanced 🔍 search you can find this.

Anyway s here it is
 
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BTW hdfc millenia has a quarterly milestone benefit. i.e., spend 1L in a quarter, get 1K AGV which makes rewards on edu fee even sweeter with effective CB as 2%. I have been doing this for the past 1 year, my kid's fee is ~80K , I clock the rest ~20K on AGVs and hit the milestone.

The issue with HDFC is that they sometimes charge you processing fees even for institutional app payments. I was not charged in May nad June, suddenly started charging in July and August. Writing to the CC has not helped. Useless copy-pasted responses. TNI should still be a decent deal. But I was so nnoyed with HDFC that I went to my PNB Rupay Select. PNB usually not bother with too many conditions, they just don't want to deal with all exclusions, inclusions and managing all that.
 
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