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Amazon Pay ICICI credit card under investigation- will they block my credit card?

  • Thread starter Thread starter sourav007
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sourav007

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"Dear Customer, the credit of reward points for ICICI Bank Card XXXXXX is on hold as transactions are being investigated. If the transactions are not for commercial use, it will be credited within 10 working days.
Recently I got this message from icici Bank, my cashback more than 10k in the month of March statement ,is there any possibility to my cash back from icici amazon pay card.
 
"Dear Customer, the credit of reward points for ICICI Bank Card XXXXXX is on hold as transactions are being investigated. If the transactions are not for commercial use, it will be credited within 10 working days.
Recently I got this message from icici Bank, my cashback more than 10k in the month of March statement ,is there any possibility to my cash back from icici amazon pay card.
Similar issue : https://www.technofino.in/community...credited-due-to-commercial-transactions.6217/
 
"Dear Customer, the credit of reward points for ICICI Bank Card XXXXXX is on hold as transactions are being investigated. If the transactions are not for commercial use, it will be credited within 10 working days.
Recently I got this message from icici Bank, my cashback more than 10k in the month of March statement ,is there any possibility to my cash back from icici amazon pay card.
8 lac is the shield for apay card in an anniversary year if u cross mostly they block without giving any rewards
Investigation is a decent word they say
I mentioned it in lot of threads
 
This is a known ICICI Bank tactic to discourage commercial transactions on the APay card.

If you had made a single transaction of extremely high value or a number of transactions of similar type of high value for the same product (like five iPhones) you will get such a message. The bank is checking if this was a bona fide transaction or a commercial transaction. If they think it is OK you will get the points in 15-20 days or so. Else they will block and cancel your card without warning.
 
This is a known ICICI Bank tactic to discourage commercial transactions on the APay card.

If you had made a single transaction of extremely high value or a number of transactions of similar type of high value for the same product (like five iPhones) you will get such a message. The bank is checking if this was a bona fide transaction or a commercial transaction. If they think it is OK you will get the points in 15-20 days or so. Else they will block and cancel your card without warning.
And what if there are payments due?
 
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