Amazon pay icici credit card

[rsongs]

Hello
Let me first tell you my situation, i applied apay icici card 6 months ago and it got rejected 2 days after vkyc dont know reason they havent disclosed even after many follow ups
Anyways, yesterday apply now button again appeared but i am a student i dont have an office email and office address but i have 1 year old active hdfc credit card(which came preapproved) in my credit history,also my cibil score is 777. i have an aixs bank and hdfc bank account with good balance 70k+

So i have 2 options either i enter my college id into office id section and college address into office address section
Or
Add my personal id into office id section and my fathers shop address into office address
Please guide.
Also do they do office address verification?

 

[GTSaketh]

Mujhe 4 ya 5 din lag gaye the approval ka

the guy that helped me apply said it can take upto 24hrs for subject to approval

 

[GizaPyramid]

Today is Sunday

As @me_sovon said, it's probably because sunday, don't worry and just wait. it can take upto 24hrs. Most likely it might get approved

Forgot about that. For the time being, everyday is sunday for me. Lolz

 

[praful47]

No that's even better

Does 12 enquiry in last six months will lead to rejection?

 

[me_sovon]

Does 12 enquiry in last six months will lead to rejection?

How much in last 3 months? And how much in last month?
I think it can be an issue but not that big, and what is your current cibil?

 

[praful47]

How much in last 3 months? And how much in last month?
I think it can an issue but not that big, and what is your current cibil?

778
3 months 5 enquiry
Last month 2

 

[me_sovon]

778
3 months 5 enquiry
Last month 2

I think it looks good, even I got sbi card with 3 inquiry on that month

 

[GTSaketh]

I think it looks good, even I got sbi card with 3 inquiry on that month

Usually it's preferred not to have multiple enquiries when applying for Amazon pay icici card.

 

[me_sovon]

Usually it's preferred not to have multiple enquiries when applying for Amazon pay icici card.

Yes but his CIBIL is good, 778 is pretty good

 

[GTSaketh]

Yes but his CIBIL is good, 778 is pretty good

To be honest, As long as cibil score is above 750 it doesn't matter. ICICI cares more about credit age and number of enquiries is what I heard from experienced people here.

 

[me_sovon]

To be honest, As long as cibil score is above 750 it doesn't matter. ICICI cares more about credit age and number of enquiries is what I heard from experienced people here.

Yes kind of true, let's see.
Although if his amazon purchase is good that also matters. There are many things to be considered.

 

[GizaPyramid]

Update - Card approved today. This is my third card approved in a row this year after indus legend and sbi cashback without any rejection.
How to check card details and limit?

 

[me_sovon]

Update - Card approved today. This is my third card approved in a row this year after indus legend and sbi cashback without any rejection.
How to check card details and limit?

For limit: WhatsApp banking of ICICI

For card details either wait for card delivery or call icici and ask them your user id to generate NetBanking pin

 

[me_sovon]

Update - Card approved today. This is my third card approved in a row this year after indus legend and sbi cashback without any rejection.
How to check card details and limit?

Maybe they will ask last 4 digits of your card, check amazon payment page or card section for the details if you didn't recieve the last 4 digits

 

[GizaPyramid]

For limit: WhatsApp banking of ICICI

Thanks. Limit is 2.09 Lacs. Highest among all my cards. Icici does not compromise in limit.

 

[me_sovon]

Thanks. Limit is 2.09 Lacs. Highest among all my cards. Icici does not compromise in limit.

Mera 1 lakh hi hai, although higest hi hai. Sbi mai 85k and indusind 30k.

 

[GTSaketh]

Thanks. Limit is 2.09 Lacs. Highest among all my cards. Icici does not compromise in limit.

What is your limit on previous cards

 

[GizaPyramid]

What is your limit on previous cards

Indus 1.7 Lacs
Axis 85 thousand
Sbi 72 thousand
Kotak 40 thousand

 

[me_sovon]

Indus 1.7 Lacs
Axis 85 thousand
Sbi 72 thousand
Kotak 40 thousand

Now Apay was my first unsecured card and before that i had 2.2k FD card, so based on that I think ICICI offered me a good limit and based on that limit got 85k from SBI is really good

 

[GTSaketh]

Now Apay was my first unsecured card and before that i had 2.2k FD card, so based on that I think ICICI offered me a good limit and based on that limit got 85k from SBI is really good

I have axis 35k, Onecard 45K. I was expecting around that for Amazon pay icici too.

But surprisingly I got 1L.

 

[me_sovon]

I have axis 35k, Onecard 45K. I was expecting around that for Amazon pay icici too.

But surprisingly I got 1L.

Recently I got an interaction with an icici agent over call, don't know how much true is this, but she said If I hold any premium card like rubyx or sapphiro, ICICI will provide limit enhancement, so I took a fyf sapphiro, if you are getting those card even fyf, take it. And close that before renewal, no harm but if it's really true then may be we get a limit enhancement