AmazonPay ICICI CC PayTm Wallet Load - 1% Cash Back "YES" / No and Complete List of CB T&Cs

[SSV]

I have asked CS about 1% CB on Paytm Wallet Load using Amazon Pay ICICI CC.
It seems the answer is : YES as it is not excluded in the exclusion list...

The complete details of T&Cs regarding Amazon Pay CC from Customer Support as on today for those interested...

 

[SSV]

I think 1% charge is applicable for rent and wallet loading, this is what is told to me by customer care when I had enquired.

Please ask me what exaclty you want to know in a detailed manner... That will help me to answer you

 

[knight]

Yes we do get 1% cashback on wallet reload using Apay ICICI Card.

But for your second question, Amazon has stopped loading Amazon wallet via credit cards.

However, you can buy Apay Gift voucher using Apay ICICI Card and add it to your account to get 2% cashback.

But paytm charges ~2.3% conv fees for credit card wallet load right?
any benefit of still loading it with Apay?

 

[Chaitanya-a]

But paytm charges ~2.3% conv fees for credit card wallet load right?
any benefit of still loading it with Apay?

No benefit at all. I was just telling him about 1% cashback applicability. If he finds any wallet merchant where no fee is being levied, then he may use Apay card.

 

[SSV]

But paytm charges ~2.3% conv fees for credit card wallet load right?
any benefit of still loading it with Apay?

Paytm charges ~ 2.3 to 5.5 % to load from any CC.. At the same time will give rewards to load using cc ~3%... On top it APay gives 1% back..
Overall , there will be slight profit or loss or sometimes it is a case of even stevens...
I use it manily to increase the spending on Apay CC when required with some marginal profit when all the planets align... 😉

 

[Chaitanya-a]

Paytm charges ~ 2.3 to 5.5 % to load from any CC.. At the same time will give rewards to load using cc ~3%... On top it APay gives 1% back..
Overall , there will be slight profit or loss or sometimes it is a case of even stevens...
I use it manily to increase the spending on Apay CC when required with some marginal profit when all the planets align... 😉

But that fuel Cashback is useless for most people.

 

[SSV]

But that fuel Cashback is useless to most people.

It is awesome for me and if you use HP pay and load HP pay with fuel wallet then it is even is more widely accepted at a very nominal cost.... 😉

 

[SSV]

But that fuel Cashback is useless for most people.

For all the guys, who hav an issue in utilising Paytm Fuel Wallet due to the obvious acceptance issues, please try HP Pay so that it will have more coverage... Still not equivalnet to real cashback... but still a better choice instead of wasting the fuel wallet balance...

 

[Trust Me]

However, you can buy Apay Gift voucher using Apay ICICI Card and add it to your account to get 2% cashback.

But isn't it better to do it via HDFC GyFTR where you get ~3.5% or so?

 

[Rohith_Kumar_Sp]

But that fuel Cashback is useless for most people.

If one could get axis IOCL LTF, it would be more beneficial, Axis is still running LTF offers on amazon. You'll get 4% for fuel transaction and 1% surcharge waiver

 

[Chaitanya-a]

But isn't it better to do it via HDFC GyFTR where you get ~3.5% or so?

Yup. Its better to use other cards for Apay GV. I was just telling him about Apay card specifically.

 

[InsaneYuvi]

But isn't it better to do it via HDFC GyFTR where you get ~3.5% or so?

In debit cards the cashback is credited in the statement or in the cashback enquiry section in the internet netbanking ?

 

[Chaitanya-a]

In debit cards the cashback is credited in the statement or in the cashback enquiry section in the internet netbanking ?

Cashback enquiry section as promotional cashback. No minimum limit to redeem.

 

[InsaneYuvi]

Cashback enquiry section as promotional cashback. No minimum limit to redeem.

I am not getting that option here, will that be automatically created when I get that cashback ?

 

[Chaitanya-a]

I am not getting that option here, will that be automatically created when I get that cashback ?
View attachment 24498

Yeah it'll automatically get created once you get the 1st cashback.

 

[InsaneYuvi]

Yeah it'll automatically get created once you get the 1st cashback.

and how long does this take 1-2 days or 90 days ?

 

[Chaitanya-a]

and how long does this take 1-2 days or 90 days ?

For credit card- just after statement generation
For debit card- 90 days

 

[Trust Me]

Cashback enquiry section as promotional cashback. No minimum limit to redeem.

For debit card- 90 days

What's the distinction between promotional cashback vs. other kinds of cashback? I understand that for HDFC DCs promotional cashback validity is just 3 months. It's a good thing then that there is no minimum limit to redeem this type.

For which kinds of cashback is the minimum limit 400/- rs. (for Millennia) or 250/- (for Platinum)? Is the validity of such cashbacks 1 year?

Does the cashback enquiry section list different types of cashback separately?

 

[Chaitanya-a]

What's the distinction between promotional cashback vs. other kinds of cashback? I understand that for HDFC DCs promotional cashback validity is just 3 months. It's a good thing then that there is no minimum limit to redeem this type.

Promotional cashback is for Smartbuy expenses. It can be redeemed without any minimum limit.
Whereas Feature cashback is for 1%, 2.5% or 5% cashback as per cards' feature. It has a minimum redemption limit of 400 for Millenia DC & 250 for Platinum DC.

For which kinds of cashback is the minimum limit 400/- rs. (for Millennia) or 250/- (for Platinum)? Is the validity of such cashbacks 1 year?

Mentioned above. As per card feature.

Does the cashback enquiry section list different types of cashback separately?

Only 2 sections are there. One for Promotional cashback & other for Card Feature cashback.

 

[shenoyanil98]

Please ask me what exaclty you want to know in a detailed manner... That will help me to answer you

After paying 1% charges +gst it doesn't make anysense to get 1% Cashback.we have to further pay. 39%+gst to Redgirraffe also.

 

[SSV]

After paying 1% charges +gst it doesn't make anysense to get 1% Cashback.we have to further pay. 39%+gst to Redgirraffe also.

Okay.. Good