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AMERICAN EXPRESS NON-SOURCING PINCODES UPDATE

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Amex is just overhyped. They artificially reject applications, just to make people think they're "special". In fact, most places in India don't even accept AmEx cards and those that do, will charge you a higher "convenience fees".
 
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note52426 said:
Amex is just overhyped. They artificially reject applications, just to make people thing they're "special". In fact, most places in India don't even accept AmEx cards and those that do, will charge you a higher "convenience fees".
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I didn't saw rejection but yeah they are limited to cities in India that's the main overhyped business strategy
 
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harsha1 said:
Can you please let know, What is special about Amex Platinum Charge credit card?
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It’s mainly a lifestyle card if you a luxury traveller. Not real monetary value for money. However as people have rightly said - it’s more of an aspirational card because of its overhyped market. So feels good to have one.
 
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note52426 said:
Amex is just overhyped. They artificially reject applications, just to make people thing they're "special". In fact, most places in India don't even accept AmEx cards and those that do, will charge you a higher "convenience fees".
Click to expand...
Couldn’t agree more. It’s mainly for booking five star hotels and fine dine restaurants and an emergency backup in case you are a frequent foreign traveller.
 
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@BestBanker
I fall within the serviceable PIN code, but a few months back, my MRCC was rejected because my cibil had the wrong DOB.

Since then, I have corrected it and wanted to reapply. Can you guide me?

My score is 780+, 100% on-time payments, 10+ year history, and I meet all other criteria.

Kindly DM if you can help since I am new and can't initiate a DM conversation yet.
 
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@BestBanker I have applied for Amex SmartEarn credit card vkyc completed and uploaded supporting documents but today I received mail that , it cannot be processed because of income doesn't meet . But my CTC is 5 Lakh and SmartEarn required 4.5l then why it is not processed.
Please help me to get this card .
 
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Hey @BestBanker ,


I hold an ICICI Emerald Credit Card with a ₹10 lakh limit, and I recently applied for AMEX Platinum Charge Card. Unfortunately, my application was rejected. However, I was advised to reapply using the surrogate method.

I wanted to explore this option as I have significant monthly spends that would make the Platinum Charge a great fit for me. Could you guide me on how to proceed with this surrogate method or share any tips to improve my chances?
 
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