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AMERICAN EXPRESS NON-SOURCING PINCODES UPDATE

Can you please let know, What is special about Amex Platinum Charge credit card?
It’s mainly a lifestyle card if you a luxury traveller. Not real monetary value for money. However as people have rightly said - it’s more of an aspirational card because of its overhyped market. So feels good to have one.
 
Amex is just overhyped. They artificially reject applications, just to make people thing they're "special". In fact, most places in India don't even accept AmEx cards and those that do, will charge you a higher "convenience fees".
Couldn’t agree more. It’s mainly for booking five star hotels and fine dine restaurants and an emergency backup in case you are a frequent foreign traveller.
 
@BestBanker
I fall within the serviceable PIN code, but a few months back, my MRCC was rejected because my cibil had the wrong DOB.

Since then, I have corrected it and wanted to reapply. Can you guide me?

My score is 780+, 100% on-time payments, 10+ year history, and I meet all other criteria.

Kindly DM if you can help since I am new and can't initiate a DM conversation yet.
 
@BestBanker I have applied for Amex SmartEarn credit card vkyc completed and uploaded supporting documents but today I received mail that , it cannot be processed because of income doesn't meet . But my CTC is 5 Lakh and SmartEarn required 4.5l then why it is not processed.
Please help me to get this card .
 
Hey @BestBanker ,


I hold an ICICI Emerald Credit Card with a ₹10 lakh limit, and I recently applied for AMEX Platinum Charge Card. Unfortunately, my application was rejected. However, I was advised to reapply using the surrogate method.

I wanted to explore this option as I have significant monthly spends that would make the Platinum Charge a great fit for me. Could you guide me on how to proceed with this surrogate method or share any tips to improve my chances?
 
@BestBanker Hi sir, I'm currently acting as the VP of student council of a Tier-1 B-school. Recently we have hosted companies like SBI, HDFC, ICICI, IDFC etc for credit card distribution at the campus. Just wanted to know if anything like that is possible with AMEX Cards. Are there any provisions for campus applications (most of us would be joining their corporate roles in the coming April month)

Kindly let me know if any collaboration is possible or it'll be applications from website only.

Thank you.
 
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