Amex coming to BBPS finally?

[Sobirvs]

Am I reading too much into this?

 

[_ayush]

I guess it's mandatory, so eventually they will have to today or tomorrow 🙂

Its not mandatory for banks. 3rd party bill pay apps have to use BBPS is what rbi said afaik.

 

[SSV]

I guess there will be lot of complexities as lot of Amex last 4 digit is same for same customer. For example, mine MRCC & Smartearn last 4 digit is same.

Amex works of last 5 digit.

And BBPS works on mobile & last 4 digit only. So less hope unless they make some changes.

They can implement this specific feature if they want to..For this, amex had to work with BBPS and BBPS should allow them this exemption for Amex..
Technically possible, policy wise we have to wait and see

 

[varun__goel_]

Welcome to 2025 guys !!
Good news ...
It seems Amex will be on BBPS very soon !!!

View attachment 79174

False hope🤣🤣

Billers who are under process to get listed on BBPS are listed down on BBPS website. Nothing has been updated there.

 

[sparkit]

They can implement this specific feature if they want to..it's no big deal

Indeed. It's so easy, they may be include last 6 or 7 digits with phone number or any unique identifier they knew.

 

[RAMESH BABU N]

Am I reading too much into this?

Am I reading too much into this?

Probably, yes.
That is a standard (default) response message whenever you try to make some payment to a firm/bank which is yet to migrate to BBPS.

 

[SSV]

Great news bro

Hmm.. so it seems it's alrealy 3 weeks since, and AMEX is still not in BBPS.

I guess there will be lot of complexities as lot of Amex last 4 digit is same for same customer. For example, mine MRCC & Smartearn last 4 digit is same.

Amex works of last 5 digit.

And BBPS works on mobile & last 4 digit only. So less hope unless they make some changes.

I guess it's mandatory, so eventually they will have to today or tomorrow 🙂

@vaibhav111 , @BVC and other interested!!

Here is my conversation with Amex :

 

[sparkit]

@vaibhav111 , @BVC and other interested!!

Here is my conversation with Amex :

View attachment 79182

View attachment 79181

I got the same response from them last month brother. “Understanding the requirement of bill payment using BBPS”.

 

[SSV]

I got the same response from them last month brother. “Understanding the requirement of bill payment using BBPS”.

Let's wait for sometime.. with the kind of organizations like amex, it sometimes take time. But when they do it they do it properly..
They must be having some technical difficulties and also for any technical issue resolution BBPS also have to cooperate with them..
So it takes time..
The main point here is does amex have that strong will?? Time only will tell
But I do believe it will happen but it might take some more time

 

[sourpai]

Thats why I asked - how do we benefit?

You seem to be old member of this forum, but still asking the question?

BBPS allows Amex bills to be paid via SBI Unipay / Airtel / Setu etc. which give cashback on using certain DCs.

Another advantage is that bill settlement is instant

 

[V360]

My bad - did not go through last thread on BBPS payments.

 

[jhanishdev]

Amex customer rep confirmed addition of BBPS from their end without my asking about it on my recent call couple of days back. She didnt confirm the timeline but said its in the works.

 

[Gkcards]

I guess there will be lot of complexities as lot of Amex last 4 digit is same for same customer. For example, mine MRCC & Smartearn last 4 digit is same.

Amex works of last 5 digit.

And BBPS works on mobile & last 4 digit only. So less hope unless they make some changes.

thats true, wont be easy for Amex

 

[350modena]

They could re issue cards which have the same last 4 digits. Like hdfc used to give add ones with the same CC number in the past but new ones are new numbers.

 

[NAB]

They could re issue cards which have the same last 4 digits. Like hdfc used to give add ones with the same CC number in the past but new ones are new numbers.

For new cards, they may do it. But replacing the existing ones may be very costly affair.

Entering Last 5 Digits instead 4 seems more viable solution. Let NPCI and Amex work on it 😀

 

[sparkit]

@vaibhav111 , @BVC and other interested!!

Here is my conversation with Amex :

View attachment 79182

View attachment 79181

Today I contacted Amex again and they confirmed it will be coming very soon.