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AmEx companion card update

  • Thread starter Thread starter psycho2711
  • Start date Start date
  • Replies Replies 11
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psycho2711

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Recently received a targeted offer last week on my mail as follows-
Screenshot 2023-02-20 at 17.29.48.png

I have an existing Gold Charge card, and they were offering MRCC as companion card.
The detailed terms and conditions for Companion card are available HERE

Basically, the companion card they are offering is not free, we have to pay full annual fees for it, and it includes all the standard MRCC benefits. Earlier it used to be free, but now it is paid, as confirmed by AmEx service too. Not sure how this is different from just applying normally, but I applied from their link anyway. Put my application on Friday.
Received this today-
Screenshot 2023-02-20 at 17.38.02.png

Will use it for a year and see if the added points are beneficial for my spending pattern, and if they provide some reduced fee/retention offer after one year. If not, willl probably cancel it. Let's see.
 
Recently received a targeted offer last week on my mail as follows-
View attachment 10530

I have an existing Gold Charge card, and they were offering MRCC as companion card.
The detailed terms and conditions for Companion card are available HERE

Basically, the companion card they are offering is not free, we have to pay full annual fees for it, and it includes all the standard MRCC benefits. Earlier it used to be free, but now it is paid, as confirmed by AmEx service too. Not sure how this is different from just applying normally, but I applied from their link anyway. Put my application on Friday.
Received this today-
View attachment 10531

Will use it for a year and see if the added points are beneficial for my spending pattern, and if they provide some reduced fee/retention offer after one year. If not, willl probably cancel it. Let's see.
Would it not be better to apply using a referral link instead?
 
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