AMEX Knowledge Check

[SJM]

How many of you know that AMEX sends different OTPs to mobile and email?

P.S. Don't lie about it 😉

 

[TechnoFinoTechnoFino is verified member.]

And both otps are valid 😉

 

[SJM]

And both otps are valid 😉

Yes, of course 🙂

 

[SSV]

How many of you know that AMEX sends different OTPs to mobile and email?

P.S. Don't lie about it 😉

I would think many would know..
The thing is it actually displays the otp we enter rather than masking it...which is quite useful..and we can't copy and paste the otp, at least on my mobile...

 

[SJM]

I would think many would know..
The thing is it actually displays the otp we enter rather than masking it...which is quite useful..and we can't copy and paste the otp, at least on my mobile...

Recently most payment gateways have disabled paste functionality for OTP. It was much easier to copy paste.

 

[Pissant]

On iOS,it fetches the OTP and I just have to click on the 'suggestions' part of the keyboard just one and it gets pasted and auto-deleted after usage. Works 90% of the time.

 

[InfamousInfamous is verified member.]

On iOS,it fetches the OTP and I just have to click on the 'suggestions' part of the keyboard just one and it gets pasted and auto-deleted after usage. Works 90% of the time.

Yup the autofill feature works in majority of the cases.

 

[Aniket]

Recently most payment gateways have disabled paste functionality for OTP. It was much easier to copy paste.

Chances of error was also negligible.

 

[coolguy1]

I think this is how banks are supposed to work.

This works better in case for fraud detection as you would know what mode did the hacker use to make the transaction so that you can clean up better.
Axis/SBI/any other bank sending same codes to both places might confuse the user and they would never know what device was targeted.

 

[SJM]

Chances of error was also negligible.

The worst case of restricting copy/paste is while adding a beneficiary. Very high chance of making mistake in entering account number. I really hate it when system doesn't allow me to paste the account number.

 

[kiwi195]

I've seen SBI sending different OTPs to phone and email occasionally

 

[SJM]

I've seen SBI sending different OTPs to phone and email occasionally

Use SBI card only during Amazon sale for extra 10%...will check next time

 

[drmsiva]

How many of you know that AMEX sends different OTPs to mobile and email?

P.S. Don't lie about it 😉

Noticed it before as well.

 

[chiggybansal1]

How many of you know that AMEX sends different OTPs to mobile and email?

P.S. Don't lie about it 😉

I didn't knew this but SBI does the same!

 

[pprakash11]

I've seen SBI sending different OTPs to phone and email occasionally

Not occasionally

Its Always!

 

[kiwi195]

Not occasionally

Its Always!

Might be now but I’m pretty sure it used to be the same OTP before. Definitely for my card at least

 

[HumorSimpson]

Knowledge - knowing 2 OTPs that amex sends
Wisdom - staying away from amex and choosing mental peace

 

[SJM]

Not occasionally

Its Always!

Agree, it cannot be occasionally. Either always or never.

 

[coolguy1]

Knowledge - knowing 2 OTPs that amex sends
Wisdom - staying away from amex and choosing mental peace

Visiting SBI during lunch hours is definitely very calming for your mind.

 

[HumorSimpson]

Visiting SBI during lunch hours is definitely very calming for your mind.

What? I never visited them. The only relationship I have with them is sbi cb