AMEX MRCC doubt

[aridcumin]

Hello folks, I'm new to the CC game and i have bought my first AMEX card, MRCC and i have few doubts on if my large spending will be applicable for rewards

GRT Saving Scheme - 45000/month
Medplus 5000-6000/month
LIC - 6000/month
Jewellery - 1 -1.5L / year

Would i not get reward points for my spending on GRT saving scheme and purchasing jewellery? Will it include in my annual spending for the waiver of annual fees?
I have also enrolled for Monthly spend milestones, so would these spends be enough to breach the limit?

 

[opaque]

Thread 'Is Amex MRCC jewelry transaction eligible for Milestone Benefit?'

Thread 'Is Amex MRCC jewelry transaction eligible for Milestone Benefit?'

Nov 18, 2024

Hi All,
I have a Amex MRCC card recently received, I have a plan to buy jewelry from Amazon/Flipkart ,but the actual question here is , is this jewelry or gold transaction eligible for Milestone benefit.
1.spend 20k/month get 1000 MR points
2.Spend 150k for Renewal Fee waived off

are above spends considered for the Jewelry Transaction either online or offline.
Thanks Advance.

• Mekala ManojKumar
• amex amex mrcc milestone mrcc transaction
• Replies: 6
• Forum: American Express

• 

 

[Ram1]

Hello folks, I'm new to the CC game and i have bought my first AMEX card, MRCC and i have few doubts on if my large spending will be applicable for rewards

GRT Saving Scheme - 45000/month
Medplus 5000-6000/month
LIC - 6000/month
Jewellery - 1 -1.5L / year

Would i not get reward points for my spending on GRT saving scheme and purchasing jewellery? Will it include in my annual spending for the waiver of annual fees?
I have also enrolled for Monthly spend milestones, so would these spends be enough to breach the limit?

Yes yes yes

 

[coolguy1]

Would i not get reward points for my spending on GRT saving scheme and purchasing jewellery?

Insurance and govt spends are excluded categories so no points.

Will it include in my annual spending for the waiver of annual fees?

Yes, all spends are included towards annual spending.

I have also enrolled for Monthly spend milestones, so would these spends be enough to breach the limit?

Yes, all spends are included towards monthly spend milestones.

 

[cesc007]

Hello folks, I'm new to the CC game and i have bought my first AMEX card, MRCC and i have few doubts on if my large spending will be applicable for rewards

GRT Saving Scheme - 45000/month
Medplus 5000-6000/month
LIC - 6000/month
Jewellery - 1 -1.5L / year

Would i not get reward points for my spending on GRT saving scheme and purchasing jewellery? Will it include in my annual spending for the waiver of annual fees?
I have also enrolled for Monthly spend milestones, so would these spends be enough to breach the limit?

I would suggest to diversify spends on multiple ccs to maximize benefits

 

[aridcumin]

I would suggest to diversify spends on multiple ccs to maximize benefits

can you explain more? perhaps with some examples?

 

[sumeet]

Major expense of jewellery maybe explored with other cards for better offer