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Depends on spends - hope you already read this -> https://www.technofino.in/community/threads/amex-trifecta-optimal-usage-guide.2146/Hello I have mrcc and travel platinum travel Card I want to kept one card only which card is better to kept I am Going to close mrcc is it better idea?
yes, mrcc is goodHello I have mrcc and travel platinum travel Card I want to kept one card only which card is better to kept I am Going to close mrcc is it better idea?
can the amex platinum travel card RP transfered to Airline partners?If your spends are 4Lakhs or more, and like Taj - keep platinum travel.
If your spends are upto 2.5L keep MRCC.
Yes you can transfer to Marriott or Airlinescan the amex platinum travel card RP transfered to Airline partners?
if you don't mind can you share transfer ratio? I dont find it on Amex siteYes you can transfer to Marriott or Airlines
if you don't mind can you share transfer ratio? I dont find it on Amex site
Transfer Partner | Transfer Rate |
---|---|
British Airways Executive Club | 2:1 |
Cathay Pacific Asia Miles | 2:1 |
Club Vistara | 3:1 |
Emirates Skywards | 2:1 |
Etihad Guest | 2:1 |
Finnair Plus | 2:1 |
InterMiles | 2:1 |
Qatar Privilege Club | 2:1 |
Singapore KrisFlyer | 2:1 |
Virgin Atlantic Flying Club | 2:1 |
Hilton Honors | 10:9 |
Marriott Bonvoy | 1:1 |
@Odugu Narasimha Rao In addition to the above, if you want freedom from needing to track monthly targets of 1500x4 + 20k (which depending on your situation in life can be a major cause of anxiety and waste of time), go for Platinum Travel and worry about tracking only twice a year (1.9L + 4L).If your spends are 4Lakhs or more, and like Taj - keep platinum travel.
If your spends are upto 2.5L keep MRCC.
Yes bro thank u and platinum travel Card is best@Odugu Narasimha Rao In addition to the above, if you want freedom from needing to track monthly targets of 1500x4 + 20k (which depending on your situation in life can be a major cause of anxiety and waste of time), go for Platinum Travel and worry about tracking only twice a year (1.9L + 4L).
Exactly my thoughts. Too much of a pain to track 1500*4 plus 20k target. Especially considering least acceptance levels all around. Results in Manufactured Spends. Have half a thought closing my MRCC card even though I have earned decent bonus points overs the last 2 or 3 years.@Odugu Narasimha Rao In addition to the above, if you want freedom from needing to track monthly targets of 1500x4 + 20k (which depending on your situation in life can be a major cause of anxiety and waste of time), go for Platinum Travel and worry about tracking only twice a year (1.9L + 4L).
Yeah, IMO the 1500x4 mindset is a total trap. For busy people, the only way to use MRCC without losing sanity is to use it normally and only track 20K every month (if they must, but not worry much even if it goes a little beyond), and hope that it will somehow include 4 transactions above 1500 (it usually will). That will still give you a reward rate of 4.67% (Gold collection) or 6% (points transfer), which are well beyond any other entry level cards.Exactly my thoughts. Too much of a pain to track 1500*4 plus 20k target. Especially considering least acceptance levels all around. Results in Manufactured Spends. Have half a thought closing my MRCC card even though I have earned decent bonus points overs the last 2 or 3 years.
Considering I also have HDFC Infinia and SBI Cashback, the only place I genuinely feel like using my MRCC is for fuel at HP Petrol pumps. For everything else it just complicates decision makingYeah, IMO the 1500x4 mindset is a total trap. For busy people, the only way to use MRCC without losing sanity is to use it normally and only track 20K every month (if they must, but not worry much even if it goes a little beyond), and hope that it will somehow include 4 transactions above 1500 (it usually will). That will still give you a reward rate of 4.67% (Gold collection) or 6% (points transfer), which are well beyond any other entry level cards.
I too have both, over and above MRCC and a new Plat Travel. Trying to get into the habit of using Amex cards more post the Magnus debacle. If I can manage to do that reasonably well, the net RR will still be much higher than with the first two alone.Considering I also have HDFC Infinia and SBI Cashback, the only place I genuinely feel like using my MRCC is for fuel at HP Petrol pumps. For everything else it just complicates decision making
Varies for every person and their usage.@Odugu Narasimha Rao In addition to the above, if you want freedom from needing to track monthly targets of 1500x4 + 20k (which depending on your situation in life can be a major cause of anxiety and waste of time), go for Platinum Travel and worry about tracking only twice a year (1.9L + 4L).
But they will stop sending you offers based on spends, hence if you move some of your spends away, the offers come back, it’s like Infinia plays cat and mouse with you. I am in the same boat and looking at the mrcc and platinum combo. Since I use mb points, it makes sense for me. Rest like insurance and school fees I use the Infinia.Considering I also have HDFC Infinia and SBI Cashback, the only place I genuinely feel like using my MRCC is for fuel at HP Petrol pumps. For everything else it just complicates decision making